I love credit cards so much! v7.0 - 2025 (see first page for add'l details)

Does Chase give you a cushion over your limit on Ink cards? I recently was approved for a CIC and have been putting everything into it. I haven’t received my first statement yet so I haven’t made a payment. I just bought DW her anniversary gift and right after I handed over the card I paused and checked the available credit and it was less than the charge I was trying to make. The charge went through and I then made a payment to the card to open up available credit. I made a payment of $1,700 and the available credit shows $1,384.
 
I was denied on my CIP app last month and plan to apply again in about 10 days, which will be 30 days after last app. For those who have been paying attention, do you think flavor of Ink matters? If you were denied and reapplied, did you switch up the ink flavor?

I have a CIP (8/2024) and IHG Biz (5/2024) currently open.

After @becauseimnew 's recent success with recon, I really think there was something weird with my app. I didn't try recon at the time but will if my new app fails.
 













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