Cafeen
DIS Veteran
- Joined
- Jul 24, 2009
Some people are better at this than others. For some, socking the money away in a place they absolutely can't touch works well, and for others, they're able to have it "available" (note, the availability and accessibility is different per person, but just in general, e.g. the savings account) without touching it.Whatever happened to just setting aside a budget for food-if I put $1000 in my savings account BEFORE my trip as my Disney food budget-is that not equivalent to pre-paying?
Myself, I'm one of the formers, and my budgeting is absolutely horrible. It's one of the things that keeps me going to Disney every year, the ability to book and then pay off in small chunks. Whereas a non-package trip (e.g. a trip to Yellowstone) would require me to pay either in full either at time of service or at time of booking (depending on which piece) and I'd not likely have the money socked away well enough and end up struggling to pay it off afterward. (as a personal aside, before this ends up a side conversation, it IS something that I am actively working on and getting better at. Still have a ways to go, but it's getting there and my peaks and valleys are smoothing out).
Now, how much to "pay" for the ability to make it easier to budget is purely subjective. I may go up to about $50 or so, but that's about it, others may choose more, others may choose none, while still others may choose to ignore potential savings less than a certain amount so they don't get tied to a plan. That's the great thing about said plans, they're optional and you don't have to get them unless they'll work out for your situation and trip. (Barring Disney's marketing and hard-selling of said plans, but that's where we come in )