Hi Hon
I am sooooo glad I am not the only one.
So here is my game plan.
Last year I spent until May 2016 paying off Christmas 2015 debt (mostly credit cards).
This year NO credit! (This Is My GOAL).
I started shopping last month: I bought a bunch of tupperware type bins and have filled each of them with stocking stuffer item, quite a few items from the Dollar Tree, Dollarama store and Pharmacy.
All that is left to go into them are a few chocolate,savory and fresh fruit treats.
I got a new American Express Card to get the bonus reward points and spent the required minimum on Christmas gift cards. Yesterday I paid off the balance of the card.
Each of my 3 adult sons is getting a
1) Want Gift card.
2) Need Gift card.
3) Favorite Restaurant Gift card.
4) Clothing Gift card.
These are now all paid for.
For my co workers everyone is getting a small tin of "Elf Kisses" (35 people)
I designed and printed a tag. I found cute tins at the dollar store to put the elf kisses in.
I will buy the Hershey Christmas kisses closer to Christmas (usually Costco has a good sale on them).
I was able to stock pile $200.00 on a grocery card to have available to buy Christmas groceries.
(I am off for two weeks at Christmas with no pay).
I am just waiting to see what my Granddaughter gets for her Birthday in Sept....as I
may be getting her a few Disney Park Passes for Christmas.
If not I have set a limit of $200.00 for her.
This will have to come out of my regular pay check.
Friends, neighbours and Secret Santa are all done--(small gifts with a small Gift Card,,I even have my brothers Birthday gift (yep you guessed right Dec 25th) bought and paid for.
I shop at a place called "Kitchen Stuff Plus" in the summer they have great sales on.
I feel way ahead this year and just knowing I am not charging up a storm on credit is a great feeling.
All the more savings for our Disney Spring Break trip!
Hugs to you
Mel
Elf tins
Elf tag