I love credit cards so much! v7.0 - 2025 (see first page for add'l details)

[Duckbug.Ducktales]

I'm starting to think better to have only one Chase biz card when applying for another biz card. I have 2 INKs, will close one in early March so will be down to 1, and then I will give it a couple of months before applying for the next. Which hopefully will be Hyatt biz as I'm chasing globalist again, want to earn it by end-of-year for trips we want to take to Southeast Asia

 

[LynnTH]

The points are worth 1 cent per point (60k SUB is $600). Far as I know, there isn't any way to get more value than that.

Points post at statement close, so I go and apply them as a statement credit to the last MSR statement before the payment is due. Usually I don't end up with a credit on my account unless the last statement is too low.

The Connect biz and Triple Cash biz need to be redeemed in increments of $25, so you'll end up with leftover amounts. These can be used up on Amazon with pay with points. The Leverage biz doesn't have the increments and can be used up directly ($25 minimum redemption).

The Triple Cash biz SUB is elevated at $750 for the same $6000 spend as the Connect biz.

I like to keep the Bonus Separate and will only use it for travel. Helps with things I don't book with other points. Or I just buy Gift Cards with the Statement Credit to Disney or Carnival. I know we will eventually use these.

 

[elgerber]

I like to keep the Bonus Separate and will only use it for travel. Helps with things I don't book with other points. Or I just buy Gift Cards with the Statement Credit to Disney or Carnival. I know we will eventually use these.

When I have accounts like Triple Cash, I cash them out and then move to a savings account I have for that kinda stuff. Of course, I have a US Bank account, so that makes it easier.

 

[magickingdomprincess]

The points can be used to book travel or I can use as a statement credit (which I will probably do). They also can be transferred to a US Bank Bank Account. Thinking of maybe opening an account for DH just to transfer the $$. Not sure yet...

If you're interested I think there's a USB bank bonus available for new accounts. Check DoC for details. I just rec'd a bonus of $450 I think.

 

[georgina]

If you're interested I think there's a USB bank bonus available for new accounts. Check DoC for details. I just rec'd a bonus of $450 I think.

Ooh, thanks! I just applied for the silver biz checking to go along with my Triple Cash card. $500 bonus for depositing $5000 for 2 months, and 5 qualifying transactions.

 

[LynnTH]

When I have accounts like Triple Cash, I cash them out and then move to a savings account I have for that kinda stuff. Of course, I have a US Bank account, so that makes it easier.

Yeah. Thinking of opening an account again. I know I had one in the past. Must have closed it down.