Fall Direct Incentives

[BuzzLightyr]

I’m wondering about a scenario like this:

I have $30k today we’re considering to buy 150pts DVC because high likelihood/desire of WDW with my family yearly. Or I can invest it and pull out some of our trip money yearly. What happens if say I choose SP500 and after the previous great run goes down 12% over the next 5 years. In that time each year I’m removing half my yearly ‘vacation room budget’. There’s so many things going on here, the math is way beyond me. I’m not sure if this feeling is right, but seems like I’d be in a hole at that 5 year mark that would take many years after to catch back up. Obviously will depend how well the investment performs after. Timing the market is the game changer, especially if you’re pulling vacation funds yearly. The years you pull on downswings might hurt.

There are a couple of things to think about here to support the dvc purchase.

1) protection from point rental inflation. The major sites post their cost per point, and it's been increasing. Your projected vacation cost should increase annually too

2) use the cost to rent from the rental firms (e.g. $25/pp) vs a lower magic beginnings or a rate you can rent out the points for.

3) budget more points to rent vs to own. Lower point standard views you likely need to own to get access to. You may need to stay at a resort with a more expensive point chart for your days.

If you will use the points, you'll come out ahead buying. The next question is whether you buy the minimum amount or buy more to take advantage of incentives or lower resale prices.

 

[njcoach24]

There are a couple of things to think about here to support the dvc purchase.

1) protection from point rental inflation. The major sites post their cost per point, and it's been increasing. Your projected vacation cost should increase annually too

2) use the cost to rent from the rental firms (e.g. $25/pp) vs a lower magic beginnings or a rate you can rent out the points for.

3) budget more points to rent vs to own. Lower point standard views you likely need to own to get access to. You may need to stay at a resort with a more expensive point chart for your days.

If you will use the points, you'll come out ahead buying. The next question is whether you buy the minimum amount or buy more to take advantage of incentives or lower resale prices.

I asked for 150 but am thinking now 200 to get the next level of discounts.

Also, I want to sell a resale contract I have to cover some of it but I also need to make an 11 month booking. Can I transfer those points to the new contract, I know they become a virtual contract tied to the original. But can I then sell the original?

 

[CarolynFH]

I asked for 150 but am thinking now 200 to get the next level of discounts.

Also, I want to sell a resale contract I have to cover some of it but I also need to make an 11 month booking. Can I transfer those points to the new contract, I know they become a virtual contract tied to the original. But can I then sell the original?

If the new contract is in a different memberSHIP (different UY or different owners), yes, you can transfer points from the resale contract to the other membership, then sell the resale contract. But if the resale contract is in the same membership that you want the points to be in (so you can use them with other points in that membership), unfortunately the answer is no. Points are transferred from one membership to another membership, not to another contract.

 

[EPCOT Terran]

I asked for 150 but am thinking now 200 to get the next level of discounts.

That's exactly how I came to buy 302 points a few months ago (2 fixed weeks + 50-pt contract). Thank the DVC gods they didn't offer a great incentive at 400 points!

 

[njcoach24]

That's exactly how I came to buy 302 points a few months ago (2 fixed weeks + 50-pt contract). Thank the DVC gods they didn't offer a great incentive at 400 points!

I just looked it over. The discount from 150 to 200 isn’t that substantial.

I do want to know if anybody has been on cruise lately? I’m going in November. 2 years ago when I went, DVC booth was giving away really nice backpacks if you signed for a contract. I feel like calling the guide is getting me nothing extra lol. I’m wondering if I should wait until I’m on the ship if the deals tomorrow are better.

 

[Chili327]

I just looked it over. The discount from 150 to 200 isn’t that substantial.

I do want to know if anybody has been on cruise lately? I’m going in November. 2 years ago when I went, DVC booth was giving away really nice backpacks if you signed for a contract. I feel like calling the guide is getting me nothing extra lol. I’m wondering if I should wait until I’m on the ship if the deals tomorrow are better.

Don't sign a contract based on free trinkets. lol
https://www.ebay.com/sch/i.html?_from=R40&_trksid=p2380680.m570.l1313&_nkw=dvc&_sacat=0


Just buy a $14 backpack.
https://www.ebay.com/itm/3355447809...uid=5ghfDF3oTJ2&widget_ver=artemis&media=COPY

 

[VGCgroupie]

Hopefully when my plane lands the new incentives will be released, can’t remember how long after midnight they got posted last time.

 

[njcoach24]

Don't sign a contract based on free trinkets. lol
https://www.ebay.com/sch/i.html?_from=R40&_trksid=p2380680.m570.l1313&_nkw=dvc&_sacat=0


Just buy a $14 backpack.
https://www.ebay.com/itm/3355447809...uid=5ghfDF3oTJ2&widget_ver=artemis&media=COPY

I just want to feel like I won haha

 

[darkconz]

**drum roll** it's eastern time midnight or Pacific time? Haha

 

[VGCgroupie]

**drum roll** it's eastern time midnight or Pacific time? Haha

I assumed est. but often when I assume…

 

[supercarrie]

I assumed est. but often when I assume…

For the summer incentives, I think I noticed the URL for Riviera's member incentives was refreshed to the updated one about midnight PT? But we didn't have news on the website itself or emails from guides until business hours Eastern time. (And that is when we found out about the Visa offer and other property offers, so you can't go solely on the PDFs.)

I am not sure what the URL for Poly would be, but you know I'll be refreshing the Riviera one repeatedly starting tonight. And happy to play guessing game on the Island Tower URL, too.

 

[VGCgroupie]

For the summer incentives, I think I noticed the URL for Riviera's member incentives was refreshed to the updated one about midnight PT? But we didn't have news on the website itself or emails from guides until business hours Eastern time.

I am not sure what the URL for Poly would be, but you know I'll be refreshing the Riviera one repeatedly starting tonight. And happy to play guessing game on the Island Tower URL, too.

I’m interested in VDH but also super nosey about Poly even though it’s really not an option for us. So do the same URL work from previous incentives?

 

[Frugal Fairy Tales]

Do you think they will have uniform incentives that would allow you to combine buys of RIV and Poly to count towards an incentive level?

 

[supercarrie]

I’m interested in VDH but also super nosey about Poly even though it’s really not an option for us. So do the same URL work from previous incentives?

For Riviera, it did the last couple rounds!
https://dvcexplorer.com/fin/m/Riviera_Member_Welcome.pdf
I knew this one was updated because the small print had it expiring Sept. 30th (and previously it said June 24th).

https://dvcexplorer.com/fin/m/VillasatDisneyland_Member_Welcome.pdf
This is the URL for current VDH with the Welcome Home offer.

The old Visa offer was here, but is now a broken link:
https://dvcexplorer.com/fin/m/Riviera_Member_Welcome_VISA.pdf

So they seem to use the same typical naming convention for each PDF. For new members, the URL wording is slightly different:
https://dvcexplorer.com/fin/g/Riviera_Prospect_Welcome.pdf

We'll see if they keep the same naming convention going forward.

 

[foodiddiedoo]

For Riviera, it did the last couple rounds!
https://dvcexplorer.com/fin/m/Riviera_Member_Welcome.pdf
I knew this one was updated because the small print had it expiring Sept. 30th (and previously it said June 24th).

https://dvcexplorer.com/fin/m/VillasatDisneyland_Member_Welcome.pdf
This is the URL for current VDH with the Welcome Home offer.

The old Visa offer was here, but is now a broken link:
https://dvcexplorer.com/fin/m/Riviera_Member_Welcome_VISA.pdf

So they seem to use the same typical naming convention for each PDF. For new members, the URL wording is slightly different:
https://dvcexplorer.com/fin/g/Riviera_Prospect_Welcome.pdf

We'll see if they keep the same naming convention going forward.

Can you direct me to BLTs?

 

[supercarrie]

Can you direct me to BLTs?

https://dvcexplorer.com/fin/m/BayLakeTower_Member_DeveloperCredit.pdf (add on)
https://dvcexplorer.com/fin/g/BayLakeTower_Prospect_DeveloperCredit.pdf (new member)

 

[foodiddiedoo]

https://dvcexplorer.com/fin/m/BayLakeTower_Member_DeveloperCredit.pdf (add on)
https://dvcexplorer.com/fin/g/BayLakeTower_Prospect_DeveloperCredit.pdf (new member)

My husband and I just bought in last week and our guide said the 50 dollars per point incentive for a new member was really good. I'm imagining tomorrow won't be better.

 

[supercarrie]

My husband and I just bought in last week and our guide said the 50 dollars per point incentive for a new member was really good. I'm imagining tomorrow won't be better.

Agreed, I would be surprised to see stronger incentives on BLT tomorrow. I can dream of the base price going lower, but I doubt it.

 

[wmm1126]

I just looked it over. The discount from 150 to 200 isn’t that substantial.

I agree, if you sell back 2023 points with MB and discount that price from the total then it's 3.86 pp over the life of the 150 point contract. It's 3.76 pp over the life of the 200 point contract including the increased WH and MB. (That is not including closing costs bc you will be paying it either way, so I decided not to add it.) So that's only a 10-cent per point savings.

I was tempted to get 200 though, until I ran the numbers

Excited to see what tomorrow brings. I got my fingers (and toes) crossed for an aggressive PIT or an aggressive RIV sale, I am happy either way.

 

[AstroBlasters]

I agree, if you sell back 2023 points with MB and discount that price from the total then it's 3.86 pp over the life of the 150 point contract. It's 3.76 pp over the life of the 200 point contract including the increased WH and MB. (That is not including closing costs bc you will be paying it either way, so I decided not to add it.) So that's only a 10-cent per point savings.

I was tempted to get 200 though, until I ran the numbers

Excited to see what tomorrow brings. I got my fingers (and toes) crossed for an aggressive PIT or an aggressive RIV sale, I am happy either way.

For VDH, the additional $2500 on the 50 points makes those additional points pretty cheap….