The real death knell for CFW isn't the features. It's the dues and the restrictions. People who decide to buy there direct need to understand that there is a very real possibility that in 10 years not only will CFW be completely worthless on the resale market, it may be difficult to get rid of even for free. That is not an unbelievable scenario since it is the fate of many other timeshares.
The "industry standard" that Disney is trying to emulate here, resale restrictions and extremely high annual dues is present in many of the timeshare systems where the timeshare is ultimately such a huge liability that it can't even be given away for free.
If CFW dues increase by an average of 5 percent per year, in 10 years, they will be $19.82 per point.
If CFW dues increase by an average of 6 percent per year, in 10 years they will $21.79 per point.
If CFW dues increase by an average of 7 percent per year, in 10 years they will be $23.94 per point.
I see no optimistic reason why they will average just 5 percent given history, but maybe the CFW owners get lucky, there are no major storms that hit Orlando in the next 10 years that damage these trailers, and dues increases hold steady at 6 percent per year such that in 2034 the owners are paying $21.79 per point for the cabin. Lets further assume that an owner after 10 years decides they don't want it anymore and decides to sell (not unrealistic given the average amount of time people tend to hold onto their DVC timeshares).
A resale purchaser of 150 points (who is going to be more savvy than most who bought direct), is immediately going to be paying $3,268.50 in annual dues for points that can only ever be used to book those cabins. That savvy resale purchase will also see the historical 6 percent increases and realize that if they own it for 10 years, at the end of their 10 years, the dues will be $39.02 per point, or $5,853.38 per year.
Now yes, there will have been inflation in that time, dues increases almost always outpace inflation. Do you think that there will exist that many resale purchasers in 10 years willing to take this on, at any price? I don't.
People should not be purchasing this from Disney. It is an extremely bad deal. It is a huge financial liability from which the purchaser may never be able to escape. It has qualities of the worst actors in the timeshare industry out there (like Westgate). People who are considering purchasing CFW should be encouraged not to purchase, and anyone who makes the purchase should be given the advice to rescind if they are within the rescission period.
And I say this all as someone who has purchased DVC resale and direct, so I'm not just a direct purchase naysayer. But CFW is a really really really bad deal.
My two cents.