I spose I should rewrite that to say that people I know, like DISers are more likely to be maximizers, but I guess the regular population might not think that much about it.
I won't use TS credits for breakfast, and this year we are 'forced' to use 1 for lunch at Coral Reef. We want to go to Coral Reef but there was no dinner time available for us during our trip. I will be getting the strip steak for 21.99. It's the most expensive item on the lunch menu, but I also happen to LOVE steak and could eat it every day at a TS for an entire week
We also will be using our CS credits for places like Cosmic Rays that offer the ribs/chicken combo. It's a ton of food for 1 CS credit. We are headed there for dinner 1 night at MK (actually the same day we are going to Coral Reef for lunch). We are going for the free DDP this year and even then, I have tried to maximize our credits.
I do think DW might be reducing the snacks available for the DDP b/c people are using their snack credits for high cost items. I know that we will use ours at goofy's for at least 2 snacks. I also won't ever use a credit for drinks or cheap items. If it's under 3.00, we will pay OOP.