ROFR Thread April to June 2025 *PLEASE SEE FIRST POST FOR INSTRUCTIONS & FORMATTING TOOL*

[intamin]

My concern is with three use years and if DVC enforces the one transfer rule per membership, it could get irritating. So transfer June to October then December to October. I don’t know if I want to have to deal with that

If they even let her do the second transfer, I was under the impression that a transfer in counted as your 1 transfer as well.

Of course recently they haven't been counting transfers to self as one but technically they could and just force her to not be able to transfer from the December to October or June to October or however she does it and it'll essentially strand one of the memberships.

 

[Girlstar30]

Is there any way to get out of this? I think at least some of your contracts haven't closed yet?

Super curious about the reasoning from your accountant as

Partner is in the highest tax bracket and no kids, I am in the lowest because im retired, we file seperately.

Plan to rent out throughout the course of it some years, she wanted her name on some contracts of course I would too if i was paying the most, but want the low taxes for renting so here we go again

Coincidence that this damn SSR contract actually matches my UY and that doesn't even matter for our situation now lmaoooo

If this turns out to be a total L, we will just pay to change title later and save the headache, at least I have the matched uy going for me for any future changes if we need

 

[MsChristy12]

It was the list price. I went in assuming it was listed at what it would pass for. But, hakuna matata. It just means I am meant for something else.

I'm a strong believer of everything happens for a reason. Something that suits better will come along later.

 

[cruisehopeful]

I'm a strong believer of everything happens for a reason. Something that suits better will come along later.

I had 2 wait lists for VGC stays that came through this afternoon with my VDH points. I'm exploring the idea that I should just buy more VDH instead. I'm not in a hurry, so I'll see what the next direct specials are.

 

[MsChristy12]

I had 2 wait lists for VGC stays that came through this afternoon with my VDH points. I'm exploring the idea that I should just buy more VDH instead. I'm not in a hurry, so I'll see what the next direct specials are.

That's awesome! I'm sure you'll figure out what's best for you and your family. Good luck!

 

[atthebeachclub]

Partner is in the highest tax bracket and no kids, I am in the lowest because im retired, we file seperately.

Plan to rent out throughout the course of it some years, she wanted her name on some contracts of course I would too if i was paying the most, but want the low taxes for renting so here we go again

Coincidence that this damn SSR contract actually matches my UY and that doesn't even matter for our situation now lmaoooo

If this turns out to be a total L, we will just pay to change title later and save the headache, at least I have the matched uy going for me for any future changes if we need

I kind of doubt the tax savings here would be worth the headache, frankly...

 

[Girlstar30]

I kind of doubt the tax savings here would be worth the headache, frankly...

I can be surprisingly boujee and cheap at the same time lol my friends say I'm quite the enigma!

 

[TheDailyMoo]

TheDailyMoo---$75-$6150-82-OKW-Apr- 164/25, 82/26 seller pays 25 MF- sent 3/27, passed 4/23

OKW was never on my radar considering how us "smart DVC" folks know that it isn't a great buy at this point but for the amount of free points and the price and knowing I may use it and sell it while it has some value left...I was ok with this. I just needed a few extra SAPs and when looking at the difference in annual dues on 81 points between OKW and even let's say a BLT....well it wasn't a deal breaker. And I mentioned it somewhere before probably in @ehh value analysis post, I actually prefer the 2042 OKW vs the extended. I want to know that even if I keep this until the end that it'll be in 2042 when dues will probably really be out of control instead of another 15 years of increases after that. I feel like instead of a shiny new luxury car I just bought an old used Honda Accord but I just need these points to take me from point A to point B...this is my commuter contract lol.

 

[JackosinDIS]

If they even let her do the second transfer, I was under the impression that a transfer in counted as your 1 transfer as well.

Of course recently they haven't been counting transfers to self as one but technically they could and just force her to not be able to transfer from the December to October or June to October or however she does it and it'll essentially strand one of the memberships.

This has changed recently - they are now counting transfers between your own memberships as your one transfer!

 

[intamin]

This has changed recently - they are now counting transfers between your own memberships as your one transfer!

Do you know if you're on the receiving end of points does that count as your one transfer? AKA if you received points from someone and then wanted to transfer points back to someone else they wouldnt let you because you received points from a transfer already this year?

 

[HailToTheRedskins]

Day 20 on ROFR… feels like a good day to be approved

 

[JackosinDIS]

Do you know if you're on the receiving end of points does that count as your one transfer? AKA if you received points from someone and then wanted to transfer points back to someone else they wouldnt let you because you received points from a transfer already this year?

I understand that a transfer in would count as your one transfer for the use year.
I have not tried personally, but there have been several reports on other threads recently that MS is no longer able to do it, and that the exception that existed in relation to transfers between your own memberships no longer applies.

 

[Brian Noble]

but want the low taxes for renting so here we go again

This seems like too much sugar for a dime--especially if renting is a once-in-a-while thing. Your time is worth something too.

 

[hhisc16]

I had the same experience.
I have 2 UY and MS told me if I transferred between my two memberships, this would be the only one for both.

 

[intamin]

Hrmm this has me thinking of consolidating my contracts sooner rather than later. I mean fortunately both of my memberships have over 300 points in each of them so I rarely actually NEED to transfer but still surprised to see them cracking down on self transfers.

 

[VGCgroupie]

I kind of doubt the tax savings here would be worth the headache, frankly...

Agree. I think having to deal with the way her contracts are going to be setup will make DVC a huge hassle and mentally exhaustive. I love DVC and a deal but after awhile I’m sure dealing with multiple memberships and multiple use years will get to be not worth it.

 

[jjgraff1404]

jjgraff1404---$43-$20904-350-VB-Jun-0/23, 350/24, 700/25, 350/26- sent 4/4

If we get through ROFR in the next few days, does anyone think that we have any chance to get access to the account before the end of May to use those 350 expiring banked points?

 

[VGCgroupie]

jjgraff1404---$43-$20904-350-VBR-June-350/24 (banked from 23, but will probably expire before we get access), 700/25, 350/26, 350/27, sent 4/4, hoping to get access right under the gun for the potential banked 2023 (350 points).

If we get through ROFR in the next few days, does anyone think that we have any chance to get access to the account before the end of May to use those 350 expiring banked points?

Its possible. I would make sure your title company knows why you would like them to move quickly and urge the seller to do so also. Some title co are super quick others like to sit on documents for a week.

 

[eMoneyBug]

TheDailyMoo---$75-$6150-82-OKW-Apr- 164/25, 82/26 seller pays 25 MF- sent 3/27, passed 4/23

OKW was never on my radar considering how us "smart DVC" folks know that it isn't a great buy at this point but for the amount of free points and the price and knowing I may use it and sell it while it has some value left...I was ok with this. I just needed a few extra SAPs and when looking at the difference in annual dues on 81 points between OKW and even let's say a BLT....well it wasn't a deal breaker. And I mentioned it somewhere before probably in @ehh value analysis post, I actually prefer the 2042 OKW vs the extended. I want to know that even if I keep this until the end that it'll be in 2042 when dues will probably really be out of control instead of another 15 years of increases after that. I feel like instead of a shiny new luxury car I just bought an old used Honda Accord but I just need these points to take me from point A to point B...this is my commuter contract lol.

were you able to get the Seller to pay closing also? If so, what a UNICORN purchase, if not, still pretty darn good that they are willing to forgo 2025 dues reimb. Did you use the url string?

 

[eMoneyBug]

jjgraff1404---$43-$20904-350-VBR-June-350/24 (banked from 23, but will probably expire before we get access), 700/25, 350/26, 350/27, sent 4/4, hoping to get access right under the gun for the potential banked 2023 (350 points).

If we get through ROFR in the next few days, does anyone think that we have any chance to get access to the account before the end of May to use those 350 expiring banked points?

Hopefully you picked Cammy with DVC T&E, they are the fastest and the can urge the seller to do the notary now, so all that is left is the esignature, you make sure to have the wire loaded up or even send in a few dollars above the calc to make sure, they will refund you the extra. This will pass ROFR soon I suspect so hit send on the moola! Good luck.