My case for buying a 25 point direct add on.
We bought our 3 smallish point contracts via resale (actually 4 but we sold one @ BWV years ago). I NEVER thought I would buy direct due to the higher cost BUT we only need just a few more points to be all set for the way we travel.
We own at two of our favorites (BLT and AKL) but use some of those points, and our third contract (HHI) to sleep around mostly to BWV, BC, and Poly (but we just don't like the longhouses).
One pet peeve of mine is that we have a hard time getting the standard view at BWV (yes - I am kicking myself for selling that contract!) so we're paying a premium in points for a view that we typically don't care about. As much as we love BWV though, we're not going to overpay to buy points in a
DVC with just 18 years left.
We love the decor of the new Poly Tower and much prefer being in a "hotel" with dining options accessible inside so we are 99% sure we will want to stay in PIT once per year. We take multiple "trips" to WDW for only one or two nights at a time because we live in Florida now.
So, in order to get the 17-point Deluxe Studio Standard rooms in January or May, I think we probably need some Poly points.
Even if I could get a 25-point Poly resale contract, you have to take what you can get on the resale market and who knows when that will come along. When factoring in the slightly lower closing costs via direct, the 2024 UY included points, the absence of my daily hand-wringing during a 65+ day resale closing, and the absence of needing to stalk the resale sites until I can be the successful purchaser on one of these hard to come by contracts, buying direct just sounded better to us.
So we went to the Preview Center yesterday and got our add on. The only issue is, after seeing the model (which looks better in person), we upped our purchase to 34 points so that we wouldn't have to borrow to get 2 nights per year
We got our DocuSign docs via email last night.
With this add-on we are done and have enough points. If we find we don't have enough I doubt we would buy direct again unless it's for less than 40 points. For a bigger contract we would go resale but that's because we already have our DVC blue card status (til 2042). Still, I guess I should never say never because I thought that I would never buy direct before today, but here we are...