True, but I've never found a room off site that is cheaper than Disney that I'd risk staying in. We don't have points to work with, always paying full price for the rooms. And we (I) could well be pickier than others. Value's at a discount are pretty much as cheap as any area hotel, no matter where we go. Heck, they just had a conversation on our local talk radio about local hotel rates 2 days ago. There isn't a hotel, in a safe area of town that is, a whole lot less than $200 a night here. A guy called in to say he paid $280 for a room (at a Comfort Inn) on a Tuesday night last week. So yeah, Disney Value room prices are cheap compared to that. And we are in a supposed low cost of living area, small town at that. I can't imagine out hotel rates are so far out of line, but maybe they are.
I'll count my lucky stars that in all our trips with DGD as a toddler, we've never had to return to the resort before 3:00/4:00. So no, being without a room from 11:00-3:00 was always meaningless when those hours are in the park anyway. She could nap in the stroller or there are baby rooms in the parks if it got too bad. I found it quicker to get in there than to get back to our room. A quick recharge there and we were both ready to go back out in the park.
Which we are the same way with our bags transfers. We are off in the parks on transfer day (preplanned that way) till 4:00, 5:00. So we are going to have no need for our bags in those hours anyway. If I know I'm going to have no need for them, then so what if it takes that long for Disney to transfer them. It's all about planning. And no, kids have never interrupted my plans. DD never did and DGD never has. We were always able to power through. Lucky it seems as I hear so many others say they have to leave for the kids. I suppose I never gave the kids that option
Now, we have had a couple of trips where we had plans starting about 3:00 (tours/party/event, etc) and I knew I needed in a room prior to that, that waiting and possibly not having a room would have not worked for our plans for the night. In those cases I did pay for the night before, even when we didn't use it some times. Once we checked in as late as 8:00 AM so we didn't really use the room the entire night. But it was worth it to me to pay for that room the night to be able to be assured a place to go when we needed it early that day.
Price always comes second to our plans at Disney, though it's a close second. We first consider what our plans are and then see what price works in best with those plans. It's rarely the same way twice. Seems each trip is unique in some way. Which is why no 1 option works for everyone. But what makes this place so helpful is it's great to hear what has worked (or didn't work) for someone, with examples, as it has been what helped me try different options and learn what fits our plans best. Some of the choices I'd never even have considered had I not read about someone else trying it before