I love credit cards so much! v7.0 - 2025 (see first page for add'l details)

[LynnTH]

Bummer indeed! I wouldn't have upgraded my old Delta Biz Plat if I had known. Now I'm just going to end up making Amex mad when I close it later this year

I kept mine for another year. Hoping a NLL offer comes through for the Gold and then I can cancel the Plat next year...

 

[Duckbug.Ducktales]

I kept mine for another year. Hoping a NLL offer comes through for the Gold and then I can cancel the Plat next year...

Good idea. My I would keep one, but I have 2... Seems like a lot of AF, but maybe I'll do it to keep Amex happy and hope for a NLL on the Gold

 

[eticketplease]

I didn't go out of my way that much as it's not far from a Trader Joe's that I go to fairly often, so combined trip.

That location can get crazy if you don’t time it right but I like the underground parking and it beats driving to Springfield.

 

[eticketplease]

You can have 2 of the OGFreedoms if you’d like…if you don’t have a CFU you could PC to that

Can you only have 2?
I currently have 2 and wanted to keep Visa in case warehouses became a 5% category when I downgrade my CSR.

 

[djmeredith]

Always best to wait a day if you can between transfers. The most common reason I read anywhere for issues is someone doing a test transfer or just not enough the 1st time and it's instant so they do a 2nd and it gets stuck. Probably a block to prevent fraud which is only helpful when it is suspect and not intentional.

Yes, I remember reading reports about that happening with two transfers in a row. Luckily they landed in my FB acct today and I was able to book the other tix I needed.

Read elsewhere that the Sapphire 100K is going public and to referrals soon. In order to meet the 48 month rule, does it have to be at least 48 months at time of application, or at time SUB is earned? I'm assuming at time of app, but don't want to miss out if that's not the case.

 

[trenty]

Yes, I remember reading reports about that happening with two transfers in a row. Luckily they landed in my FB acct today and I was able to book the other tix I needed.

Read elsewhere that the Sapphire 100K is going public and to referrals soon. In order to meet the 48 month rule, does it have to be at least 48 months at time of application, or at time SUB is earned? I'm assuming at time of app, but don't want to miss out if that's not the case.

I believe it’s time SUB was earned. But not 100% certain.
I am also waiting for this offer to be available via support.

 

[palhockeymomof2]

Can you only have 2?
I currently have 2 and wanted to keep Visa in case warehouses became a 5% category when I downgrade my CSR.

I haven’t tried for more, can’t hurt to ask to PC to one and see

 

[palhockeymomof2]

Yes, I remember reading reports about that happening with two transfers in a row. Luckily they landed in my FB acct today and I was able to book the other tix I needed.

Read elsewhere that the Sapphire 100K is going public and to referrals soon. In order to meet the 48 month rule, does it have to be at least 48 months at time of application, or at time SUB is earned? I'm assuming at time of app, but don't want to miss out if that's not the case.

The 48 month rule is from when the SUB is earned

 

[afan]

I don't know if this is an issue that all y'all have run across, but I'll ask, since there's not much you've not seen or heard about with credit cards. About a year ago, I had a question of rewards points, and y'all were very helpful.

I got a notice Saturday AM from Chase Visa that my Sapphire Preferred travel card was compromised, so I called and cancelled the number, and they expedited new cards. They arrived today, and I just spent about 2 hours updating ressies for an upcoming May/June European trip. Quite a hassle, especially this close to our trip.

I was able to do almost all the updates online, with one exception for a hotel in Sirmione, Italy. The phone conversation between me and the very courteous and helpful clerk reminded me of the old Lucy Show episodes when Lucy and Ricky Ricardo traveled overseas.

I'm really careful with my cards anymore, especially in restaurants where the card is handled by waiters. This particular trip involves several individual hotels, Booking.com, Viator excursions, and a couple of restaurants. I only use that card for travel, and not for everyday shopping or groceries.

Any helpful suggestions are welcome. We've probably had to update cards 4 or 5 times in the last five years.

Why does everything need to be updated before you are physically there? Does it have to be the same card you purchased with on booking, because if that's the case and you've already paid it already doesn't match.

If it's just holding a res, give them the new card on arrival. I often hold with one card and pay with a different one, partly because they have one on file and I'm lazy and don't want to update and partly because I often don't know what card I actually want to use until I'm there.

Obviously if there are things that are hold that will be paid prior to your arrival those would need to be updated.

 

[chattadisser]

Did anyone receive checks from Chase? I received 5 today totaling several thousand dollars. The cover letter states "we determined that rewards are owed to this account". They look legit and when I look online, the only thing I can find is from reddit and people say that they are for missed rewards. They have the last 4 digits of a card on each check and I've been able to account for 3 of the 5 being from closed CIC's. The other 2 must be really old cards as they aren't even in the Chase account anymore. I feel like I keep track of my rewards pretty closely to be missing this much. Anyone heard about this?

 

[VGCgroupie]

Did anyone receive checks from Chase? I received 5 today totaling several thousand dollars. The cover letter states "we determined that rewards are owed to this account". They look legit and when I look online, the only thing I can find is from reddit and people say that they are for missed rewards. They have the last 4 digits of a card on each check and I've been able to account for 3 of the 5 being from closed CIC's. The other 2 must be really old cards as they aren't even in the Chase account anymore. I feel like I keep track of my rewards pretty closely to be missing this much. Anyone heard about this?

Yes I have seen reports in various FB groups. They say the number on the letter is for Disney Visa. I have not seen anyone verify if its legit or scam

 

[VGCgroupie]

Yes I have seen reports in various FB groups. They say the number on the letter is for Disney Visa. I have not seen anyone verify if its legit or scam

Just double checked one post and the poster said they called Chase and Chase said it was legit but Chase couldn't tell them why check was sent. Still super fishy though.

Another person said they took it to a branch and the branch said 50/50 chance its real and advised not to cash it. SO crazy to me

 

[chattadisser]

Just double checked one post and the poster said they called Chase and Chase said it was legit but Chase couldn't tell them why check was sent. Still super fishy though.

Yeah it seems very odd. The 800 number is associated with Disney rewards when you google it. The odd part is that number is on the back of my Disney card but I know some of those accounts are from old Inks.

 

[wabbott]

Obviously if there are things that are hold that will be paid prior to your arrival those would need to be updated.

That's the situation. Almost all the ressies were booked with terms that charge full payment several days before arrival. It's really annoying that hotels and tours can demand (and get) pre-payment prior to the date of service, but it seems the practice is almost universal.

 

[VGCgroupie]

Yeah it seems very odd. The 800 number is associated with Disney rewards when you google it. The odd part is that number is on the back of my Disney card but I know some of those accounts are from old Inks.

Super strange. Let us know if you find out anything. If I see anything I will post here.

 

[wisconsinmom]

Did anyone receive checks from Chase? I received 5 today totaling several thousand dollars. The cover letter states "we determined that rewards are owed to this account". They look legit and when I look online, the only thing I can find is from reddit and people say that they are for missed rewards. They have the last 4 digits of a card on each check and I've been able to account for 3 of the 5 being from closed CIC's. The other 2 must be really old cards as they aren't even in the Chase account anymore. I feel like I keep track of my rewards pretty closely to be missing this much. Anyone heard about this?

Yes, DH got one for $800. We called the number and they had no clue! I'm going to keep watching before I cash the check.

 

[djmeredith]

Did anyone receive checks from Chase? I received 5 today totaling several thousand dollars. The cover letter states "we determined that rewards are owed to this account". They look legit and when I look online, the only thing I can find is from reddit and people say that they are for missed rewards. They have the last 4 digits of a card on each check and I've been able to account for 3 of the 5 being from closed CIC's. The other 2 must be really old cards as they aren't even in the Chase account anymore. I feel like I keep track of my rewards pretty closely to be missing this much. Anyone heard about this?

Yes, I got one yesterday and it says it says the rewards are owed on a card that is closed. The number on my cover letter is the correct Chase customer service line though. I guess I'll also hold off on cashing to see if we get any further info.

 

[FreeDiningFanatic]

Did anyone receive checks from Chase? I received 5 today totaling several thousand dollars. The cover letter states "we determined that rewards are owed to this account". They look legit and when I look online, the only thing I can find is from reddit and people say that they are for missed rewards. They have the last 4 digits of a card on each check and I've been able to account for 3 of the 5 being from closed CIC's. The other 2 must be really old cards as they aren't even in the Chase account anymore. I feel like I keep track of my rewards pretty closely to be missing this much. Anyone heard about this?

I also received 2 checks, one for a closed CIC and one from a closed CSP. The amounts match-ish what the SUBs would have been, cashed out at 1 cent per point, about $900 and $1000. I also feel like we keep fairly good records and I think I would have noticed these missing points, but perhaps not?
If anyone can link to a reddit post on this, I'd appreciate it.

 

[ten6mom]

I also received 2 checks, one for a closed CIC and one from a closed CSP. The amounts match-ish what the SUBs would have been, cashed out at 1 cent per point, about $900 and $1000. I also feel like we keep fairly good records and I think I would have noticed these missing points, but perhaps not?
If anyone can link to a reddit post on this, I'd appreciate it.

I think this might work? (if it does, cool, because I've never done it before!)

 

[djmeredith]

I also received 2 checks, one for a closed CIC and one from a closed CSP. The amounts match-ish what the SUBs would have been, cashed out at 1 cent per point, about $900 and $1000. I also feel like we keep fairly good records and I think I would have noticed these missing points, but perhaps not?
If anyone can link to a reddit post on this, I'd appreciate it.

Mine was around the cash equivalent of a 70K SUB, but I also have kept good records and thought the same as you: I would have noticed such a huge mistake.

I found a similar discussion thread on Flyer Talk from 2015. Several people reported receiving large checks. At least one person there deposited the check. They did not report back whether it was fraudulent or not.