I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

[djmeredith]

Best wishes for a wonderful 2024, friends!

I have a dp I wanted to share. As I was walking DH through modifying a SW reservation that had a change window, his app showed different options than on the website. I could change his flight to a nonstop on the website that he couldn't access on his app. So just a reminder to check both places.

Another dp, though YMMV, is that I closed my Aspire on 12/31 the night before my AF was due on 1/1. (I was offered a 10K pt for $1K spend retention offer FWIW) and I wasn't sure if the AF refund would post in time but it did so I didn't have to pay the $450 on 1/1. On another note I seem to be in popup jail. I tried for the Surpass, which I've never had, before closing the Aspire and kept getting the message that I'm not eligible for the SUB. This was true even if I switched browsers or went incognito. Previous attempts at the Biz Gold and Biz Plat also got me that message. I guess that's a sign for me to focus on other issuers.

Good reminder. I've had a similar thing happen with the United app/website. A premium economy option would show up on one but not the other.

 

[mhartman09]

Hi friends - it's been way to long! I haven't posted here in quite some time, but have popped in to skim posts. Wanted to check in with you on the right path to try for SW CP. I know I should have done this a few months back to have the full 2024 year covered, but alas, I did not get around to it and here we are. Because we are a family of 3, DH and I typically rotate CP so that one of us always has it for about 2 years. I'm up for 2024/2025, but I've been out of the loop for a while so I want to make sure I don't screw this up (more than I already have ).
Ideally I'd like to app for 1 biz and 1 personal card. Timing of last bonuses is not an issue. I have a legit biz, so I'm not concerned about that app. However, I just realized I hadn't closed my existing personal Plus card. I SM'd Chase to close today. Does this mean I really do need to wait the full 30 days before applying for another personal card? This is my primary concern, as this would push my CP back even more. I appreciate your help!

 

[jujubiee4]

Hi. My Amex platinum renewal fee will post later this month. I do think Im going to cancel. Do you
think I should still try to get my travel credit (united bank) or they will probably claw back (too risky)?
thanks!

 

[palhockeymomof2]

Hi friends - it's been way to long! I haven't posted here in quite some time, but have popped in to skim posts. Wanted to check in with you on the right path to try for SW CP. I know I should have done this a few months back to have the full 2024 year covered, but alas, I did not get around to it and here we are. Because we are a family of 3, DH and I typically rotate CP so that one of us always has it for about 2 years. I'm up for 2024/2025, but I've been out of the loop for a while so I want to make sure I don't screw this up (more than I already have ).
Ideally I'd like to app for 1 biz and 1 personal card. Timing of last bonuses is not an issue. I have a legit biz, so I'm not concerned about that app. However, I just realized I hadn't closed my existing personal Plus card. I SM'd Chase to close today. Does this mean I really do need to wait the full 30 days before applying for another personal card? This is my primary concern, as this would push my CP back even more. I appreciate your help!

Welcome back !! No personal experience but from what I’ve read you don’t have to wait 30 days if you apply for a different personal card…usually recommended days is 4-5 after closing I’d go for the priority…
So if you do a business now..then next week a personal

 

[mhartman09]

Welcome back !! No personal experience but from what I’ve read you don’t have to wait 30 days if you apply for a different personal card…I’d go for the priority…

Thanks! If I app for the biz card today, what's the recommended wait before doing a Priority app?
It's killing me that I haven't had the time to keep up with all this better.

 

[palhockeymomof2]

Thanks! If I app for the biz card today, what's the recommended wait before doing a Priority app?
It's killing me that I haven't had the time to keep up with all this better.

No worries …from what I’ve seen from closing 4-5 days
The recommend pacing between Chase applications is 90 days…but if you haven’t applied for any in a while you may be okay
Also remember to use P2 support link for an additional 20k URs

 

[mhartman09]

No worries …from what I’ve seen from closing 4-5 days
The recommend pacing between Chase applications is 90 days…but if you haven’t applied for any in a while you may be okay
Also remember to use P2 support link for an additional 20k URs

Perfect! I haven't applied for any Chase cards in well over a year, so I should be fine on that front. I'll do the biz app now and wait a few days to shoot for the Priority. Thanks again!

 

[DisneyMimiUSMC]

Ohhh a new to me thread that is in my wheelhouse! I just got approved for my first INK today. Yay! We are new DVC owners at Aulani and are amassing points for airfare to Hawaii and a supplemental Hyatt stay for a week in Waikiki or Maui. My hubs and I have 6 Chase cards and an Amex. I hope to find biz flights or premium economy to make the East Coast to HNL bearable, lol

 

[DisneyMimiUSMC]

Has anyone heard about the INKs going from 90K sub to 75K sub on 1/21? That will be a bummer because I just got approved for an INK today and wanted P2 to open his in Feb. We can't swing 12K for sub at the same time.

 

[palhockeymomof2]

Ohhh a new to me thread that is in my wheelhouse! I just got approved for my first INK today. Yay! We are new DVC owners at Aulani and are amassing points for airfare to Hawaii and a supplemental Hyatt stay for a week in Waikiki or Maui. My hubs and I have 6 Chase cards and an Amex. I hope to find biz flights or premium economy to make the East Coast to HNL bearable, lol

 

[DisneyMimiUSMC]

Thank you!

 

[LilSweetPeaPhoto]

Looks like this is still live...if not I guess I'll cut and paste this to the new thread, LOL.

Hilton Surpass offer is every quarter, right? We're heading to Resorts World in 2 weeks and I plan on charging everything to the room, so maybe I hold off on getting a gift card. I'm assuming I can use the $50 GC I bought there if needed too....

Nothing like waiting till the last minute, but my daughter just signed up for her Winter classes. So I have that spend, to throw at the $1k left on my CIU. I also have my homeowners (though I need to call around as they raised it another $200 this year), and my taxes coming up. I normally put some of these beginning of year bills on my Surpass to get a start on the $15k. But I'm wondering if I need to be looking at any other cards. I have nothing on my radar right now. In fact I don't know what card I should be getting next, LOL.

Remind me, we can have the IHG Biz and then one IHG personal card, right?

Oh and w/ Michigan winning yesterday, I may be looking at flights and hotels in Houston, LOL. Now if only the tickets weren't $3k right now. Back in 97 when UM was in the Rose Bowl I lived in Vegas and won a jackpot just days before! We were going to go, but my dad then told me how 3 planes of people were heading to LA thinking they had tickets when they actually didn't. My college roommate got offered $1k for her ticket! My dad always said I should have still gone. So there's a part of me that thinks he would want me to use some of his money to go, LOL.

I don’t want to “yuck on your yum,” but we went to the Royalton Hideaway Punta Cana for my older DS’ spring break two years ago (his school has a horrible tradition where moms and kids go on senior year spring break together - horrible because moms have to witness the spring break debauchery ). Anyway! The resort was lovely, especially the Hideaway area. But the food was pretty terrible, and difficult to get reservations. Be very proactive with your concierge/butler in setting up dining reservations for the whole week as soon as you can. Pack snacks. Lots of snacks. DS and I ate pre-packaged sandwiches from an airport convenience store in CLT on the way home and decided it was the best meal we had all week . But it really was a lovely resort, so enjoy that but adjust your expectations on the dining!

How bad we talking? I'm a picky eater, so I'm eating like a 5yo. But my BF normally is the one enjoying the food. Have you been to the Royalton in Cancun? We've been there twice. We're only going for 3 nights. And there's just 2 of us, so I'd hope between all the options we could find something.

This was our experience for our Ireland trip in June this year. I booked biz using Avios as soon as the window opened for our red eye over to Dublin. We returned from Shannon and I booked economy using Avios since it was a day time trip. A few months before our trip I wondered about trying to upgrade using Avios and did a chat (I think it was chat). Anyway, they gave me an email to send my question to aerclubupgrade@aerlingus.com . So I sent all the specific details about our booking and asked if we could upgrade. This was their response in March of this year:

Upgrade requests using Avios with Aer Lingus can only be requested on direct www.aerlingus.com bookings. As your booking was made through www.Avios.com it would not be possible to request to upgrade on this type of booking.

You can find further details on how to request upgrades using Avios in the future with Aer Lingus through the link provided here https://www.aerlingus.com/aerclub/using-aerclub/spending-avios/#/tab-2-upgrades-to-business-class

If find it a little confusing because you can use Avios to upgrade a cash booking, but you can't use Avios if you've made a booking using Avios I guess.

UGH! So annoying. So I'm assuming you didn't get tup upgrade, right? Everything I read online said people w/ Avios bookings were able to upgrade too. My mom is only 5'3. She's done the super long flights in economy in the past. Maybe I can spin the fact she could go again w/ her left over Avios and book biz then....

If you can swing Banff, then go! It's high on my list of places to visit. The Moxy looks like it's in a great location. Go for it!!

On another note, AmEx told me that I'd have my FNC and HH points from my July HH personal card (MSR met Sept. 8th) by today. Unsurprisingly no points and no FNC in my account. I placed another call to AmEx -- the CSR told me (after I gave her my case number) that since I already had other AmEx cards I didn't qualify for the SUB. I let her ramble on for a few minutes before asking that she thoroughly read the case notes; she apologized profusely and put me through to a supervisor. The supervisor is going to "contact the back office" for an update and get back to me tomorrow. At this point I am wondering if I'll ever see the SUB.

The HH missing SUB continues. No supervisor called me back yesterday so I had to place another call to AmEx. The wait for a supervisor was over 25 minutes. This supervisor emphatically told me that the issue would be resolved by mid-January. I told her that a supervisor told me on December 10th that it would be resolved by December 31st. She told me that she had been dealing with this issue for several weeks and never once heard the end-of-year date and reiterated mid-January. I pressed her on the December 31st date and she finally agreed to talk to her "support team". After a long duration on hold she came back and said that her support team was able to locate a memo that stated the December 31st timeline, though she said that she had not heard anything about it and questioned how I knew (because the supervisor I spoke to a few wks ago told me). She put me on hold again and finally came back and said that with the help of the support team they were able to push through my 80k points and the FNC. She said the points should show in 48 hours and the FNC may take up to 2 weeks. She told me that the problem wasn't just the system glitch not recognizing when MSR was met, it was also that the AmEx system was not allowing affected accounts to have points put in them. She said between Friday and yesterday my account had been fixed and they were able to manually push through the SUB. I am hopeful this time, but will believe it when I have the pts and FNC in my account. When I asked about the bonus points she said she had not heard anything about this (here we go again.....), but she was not able to put any bonus points in my account (she did offer 3k HH pts lol). She said to follow-up in a month if no bonus points are in my account. Total call time was 1h10m.

UGH! I think my BF was going to look into his last week, then he got the flu. This is beyond annoying. Will he ever get his points and FNC? He's never had ANY Hilton card, so it would be interesting to see. Also I never got my referral points. I'm thinking I never will since this is such a mess.

 

[FreeDiningFanatic]

Welcome back !! No personal experience but from what I’ve read you don’t have to wait 30 days if you apply for a different personal card…usually recommended days is 4-5 after closing I’d go for the priority…
So if you do a business now..then next week a personal

I didn't know this. I thought you had to wait 30 days after canceling, so I learned something new today. I didn't know you could app for a different flavor after 4-5 days. Thanks!

 

[jujubiee4]

Saks $50.00 (you can buy a GC in store)
$200.00 Hotel credit (book a refundable room to trigger the credit)

But if canceling will you still need the card to check in? Im in the same boat. Thx

 

[Judique]

But if canceling will you still need the card to check in? Im in the same boat. Thx

They may not keep the night once receiving the credit. If they do keep the night, they'll just give a live card at check in.

 

[georgina]

Anyone have experience arguing with Chase over PYB purchases? I made donations to World Central Kitchen and International Rescue Committee intending to use the CSR 1.5% PYB, but the one donation listed as the acronym IRC and Chase doesn't seem to recognize it. i have a feeling a SM won't work and I will have to have DH call.

 

[iujen94]

Hi. My Amex platinum renewal fee will post later this month. I do think Im going to cancel. Do you
think I should still try to get my travel credit (united bank) or they will probably claw back (too risky)?
thanks!

You are definitely good to use (and keep!) your travel credit! Also your Saks credit and any other credits I’m not thinking of right now.

 

[Judique]

Got the CIU 'apply by January 8' email. I'd love to app for it but I would have tough time spending $6k in 3 months right now. Of course that's what I feel every single time I start an application.

 

[iujen94]

How bad we talking? I'm a picky eater, so I'm eating like a 5yo. But my BF normally is the one enjoying the food. Have you been to the Royalton in Cancun? We've been there twice. We're only going for 3 nights. And there's just 2 of us, so I'd hope between all the options we could find something.

Let me put it this way - even the plain spaghetti noodles with plain spaghetti sauce on the buffet weren’t good.

It’s been a couple of years, but I remember the Hideaway-only restaurant (or maybe it was Diamond Club only?) being decent. Everything else, our highest compliment was “this is edible!” Again not trying to be a wah-wah-wahhh on your trip - you may love it with appropriate expectations!

Oh and definitely get your drinks from the Hideaway/Diamond Club bars - much better liquor choices than what’s at the regular bars.

This is the only Royalton I’ve been to, although with my younger DS (who is a senior this year), we are going to Royalton Bavaro, right next door. Fingers crossed (and snacks packed!) for a good trip!

Also I do want to reiterate that the resort is lovely, and the beach is gorgeous (according to folks who’d also been to the Hyatt Zilara), it was much better than the beach there. And the casino is tiny but was tons of fun.

 

[StephPlum]

Is there a place to see if my SW early bird credits reset on my SW personal card? My anniversary points posted on last statement (anniversary 12/16) and my annual fee posted on this statement(1/1). Am I good to use those credits before I cancel?