And now for my "let's consider turning our weeklong studio stay for MW into a split stay!" conundrum. Want to juggle points with me? Our stay is planned for Tuesday to Tuesday, currently in a preferred studio (99pts.) I have 6 remaining points for the UY this stay falls in. I have 100pts (Dec) I could borrow, and another 50pts (Aug) that I'm not sure I could transfer and then borrow because I already transferred [Aug 2025]points from one contract to another (different UY, same resort, because I found a good deal.) Brace yourself for trip budgeting from a person with an English degree.
Factors to consider include...
Sleep:
DD will be coming with us for MW. When it's just myself and DH we have no issues staying in a studio, and it's not a big deal for him to get up in the morning for the HM and M because he drops me off at Epcot, drives back to the resort, and goes back to bed. I do NOT want to wake up DD on Saturday and Sunday mornings because it's a gamble of whether or not she will go back to sleep.

If we stayed in a 1br, it would be a simple fix for me to sleep on the murphy bed for those 2 "nights" as to not wake them up. It would also allow DH/DD to not have to be lights-out at 6 or 7pm (or for me to stay awake) those 2 nights since there is a separate room.
Useful amenities that a 1br has and a studio lacks:
Bonus points for the bath tub for epsom salt soaks, and for the full kitchen which could theoretically save us hundreds of dollars. (DH likes to eat at the restaurants when it's just the 2 of us, but DD is terrible at sitting down for meals and I would say we average $200/day on meals. Doing a costco order for mostly-prepared stuff that I know won't bother my stomach could save us a LOT of money.) Could we also have that stuff in a studio? Sort of. It would technically be microwave-able, but then we run into the issue of the very limited fridge space that studios have, and we'd end up having to purchase a cooler to keep things in, deal with ice, etc.
There's also the washer and dryer IN the room, which is helpful as we don't have to hang around for things to wash/dry in the communal ones by the pools. Put a load in the washer and go to a park? Easy. Scheduling your pool visit around your laundry needs? Doable.
But park days and proximity?
DH wants to do "more" park days this trip since DD is at the prime age for all of the magic.

So the potential savings of preparing food is likely nullified to some degree by the fact that we would eat in the parks on park days.
Travel/Race schedule:
Tuesday arrival, just before 1pm.
Wednesday Expo and resort day
Thursday 5k for all 3 of us--possible park day?
Friday park day
Saturday HM for me--resort day
Sunday M for me--possible park day for DH and DD??

Monday modified DATW or just a park day with DD
Tuesday departure (could possibly squeeze in a half park day depending on what flight we end up on)
How that schedule relates to meals:
Lunches 7 total, minus 4 for parks = 3
Dinners 7 total, minus 4 for parks = 3
Conservatively let's say we spend $200/day for meals, that comes to $600 we would spend, which could easily be offset by preparing things in the room for $100 (based on the grocery order we just did.) If we took midday breaks with DD, which I feel would be unlikely, let's say it's $60/lunch x 4 = $240. And round the grocery order up to $150. So 840-150=
$690 in potential savings on the low side, and we still eat 4 sit-down dinners.
Point math:
If we didn't change rooms and borrowed points, a standard 1br would require me to borrow 73 points, and a preferred 1br would require me to borrow all 100pts available, AND purchase 3 OTU points (at a cost of $54.)
If we DID change rooms, it would be on Friday.
A standard 1br would be 106pts and preferred 124pts
A standard Studio would be 36pts and preferred would be 39pts
That comes out to 142pts for a standard split stay (borrowing 37)
or to a total of 165pts for a preferred split stay. (borrowing 60)
DH really likes staying in the preferred rooms (the views in congress park are lovely, and we really like the short walk to DS) but if we are doing a more park-heavy trip I feel like some of this is "wasted" cost because we won't be utilizing it in the same way we did this year with only 2 park days. I 100% will not move rooms more than once IF we decide that a 1br makes more sense for the 2nd half of the trip. So there's no option where we move from a studio to a 1br on Friday, and then move out of the 1br on Monday to "save" another 12 points.
"Hoarding" points for future trips:
Marathon weekend 2027 is unlikely as we are planning on taking that trip to national parks in
UT/AZ for DS2's graduation, and we'll need to reallocate that race weekend money to fund it, so borrowing isn't a huge deal. However, it would just be nice to save some points so we can do a bigger trip, or a different race weekend (which all require more points than MW) in 2028. It would be just 4 of us at that point.
