I'm making minimum payments on all 3 cards. But because of fees (protection fee and monthly fees, not to mention annual fees on all 3), my balance is still going up on one of them despite not having used it in 4 months. It is what it is, I guess. As far as the car goes, I'm still paying minimum on it (bill is $496, and i pay an even $500/month). Haven't checked the balance, but I'm sure it's going down. Everything is still on go. Had a good little savings set aside, but we used it for rent last month. Started another that we'll use for rent with it comes due again. And just put the car back in the shop this morning. Needing oil change and inspection (headlight is out, so I bought that and they're going to charge me $120 to put it in). Just typical maintenance stuff. But staying afloat.