I love credit cards so much!

[Haley R]

On my personal cards the statement closes like 2days after the due date and points post...on my business card it’s longer maybe 5-6 days for the statement to close

I was expecting it to close on August 16 but I guess I got something wrong

 

[palhockeymomof2]

I was expecting it to close on August 16 but I guess I got something wrong

It definitely looks like something went wrong...not sure what....since in my experience the statement always closes after the due date you see online...that stinks ...since I know you want to use those points ASAP

 

[Haley R]

Hmmm - you might want to call in and ask when your next statement will close. The trigger of when you can expect to see the points post is when a new statement closes...and the indication that your statement closed is when that date updates.

I messaged awhile back and I believe they said my new date was September 10 (I’m pretty sure that was our next due date because we tried moving it up). They just keep giving me a generic response saying it can take 6-8 weeks for the points to post.

 

[palhockeymomof2]

On a travel FB group I'm on someone posted they double-dipped CSP and CSR but only received bonus for one of them. I haven't seen this reported on here? I was hoping to double-dip soon did I miss that DP??

I haven’t seen anything posted about that here

 

[Haley R]

It definitely looks like it....since in my experience the statement always closes after the due date you see online...that stinks ...since I know you want to use those points ASAP

I must’ve gotten something confused. I thought someone said the statement date was 20 some days before the due date.

 

[palhockeymomof2]

I must’ve gotten something confused. I thought someone said the statement date was 20 some days before the due date.

Just my DP...Looking at my personal card statements online the statement closing date is 3 days after the due date..on my business cards it’s 6 days

 

[SouthFayetteFan]

I messaged awhile back and I believe they said my new date was September 10 (I’m pretty sure that was our next due date because we tried moving it up). They just keep giving me a generic response saying it can take 6-8 weeks for the points to post.

I would call (not SM) and specifically ask when your next statement will close (date). See what they say - don’t reference points as that will trigger automatically with the stmt date which hopefully they should be able to give you a clear answer on.

 

[Lain]

I will check my spreadsheet to see if I can meet the spend. I was planning for $8,000 on the double dip so $2,000 may not be that bad.

If I can meet the spend, is there any reason not to do it? I know you mentioned the Blue Business+ first since it had no AF and could be a good place to pool the MR points. Would a second Amex biz card later on to pool the MR points be foolish in the event I did not want a platinum anymore?

You’re thinking like a churner.

There’s a lot of value to an Amex Platinum in the first year because, yes, the personal carries a $550 AF and the business has a $450 AF, but the Platinums offer a $200/calendar year airline fee credit that most of us end up using to buy AA, Delta, or Southwest gift cards, or you could use it for actual incidental fees. Because this airline credit is a calendar year benefit, you can redeem $200 worth almost as soon as you get the card until the end of this year, and redeem another $200 worth as soon as January 1, 2019 rolls around. That’s arguably $400 just from the airline fee credit from paying one AF. (If you get a Plat now, the AF would post at the end of your first statement but the second year AF wouldn’t post until about September 2019.) You’d “double dip” (used in a different context) the airline fee credit benefit in the first year, and you could decide to cancel the Plat when the AF hits for the second year.

Here’s where another MR card like the BBP comes in. If you think you’ll cancel the Plat, and it’s your only MR card, the BBP is a good option to open before you close the Plat, because the BBP has no AF and will keep your MRs from the Plat alive.

As for timing, some people prefer to open the Plats towards the end of the year, like in mid- to late-November or December because it allows them the potential to “triple dip” the $200 airline fee credit and thus extract $600 in value from one AF. So for example, (1) you’d use the $200 as soon as you got the card in the later part of November or December 2018 (your first year AF would post in December 2018 or January 2019), (2) you’d use the $200 again in January 2019, and (3) you’d use the $200 again in January 2020 (your second year AF would post again in December 2019 or January 2020, but you have 30 days of the closing date of the statement on which the fee posts to cancel the card for a full refund of the second year AF).

The risk is a 100k offer may not be available when you want to apply at the end of the year.

Another consideration is the Biz Plat offers a 35% rebate on MR points used in Pay With Points to book paid business or first-class flights on any airline, or economy flights on the one airline of your choice (the same airline you chose for the airline fee credit). So if you plan to make any paid airline redemptions through Amex, it might make sense to time holding the Biz Plat to that redemption. (Again this is for flights paid for with points. You don’t need the Biz Plat to transfer MR points to airline partners.)

 

[GlamMistress]

Well here's a happy random surprise. I started getting weird emails from my Barclays Uber card today. "You've unlocked a credit." Three in a row. I thought my account was jacked to be honest. I started reading the emails and I got the free $50 streaming benefit! When you spend at least $5k on the card, you're eligible for $50 in streaming credits each year. I'd honestly forgotten I'd ever charged Hulu on that card but I must have when I got the account originally. So thanks Barclays for the free $50. LOL. The card really is awesome for no fee.

And something else cool - when I logged in to redeem my cash back for my Aerosmith ticket, I saw the option to "redeem for Uber" (no thanks), "redeem for gift cards" (no thanks), "redeem for cash back" (yes, please!) - but in addition to statement credit, you can actually dump straight into a bank account. That's VERY nice.

 

[speedyfishy]

I was expecting it to close on August 16 but I guess I got something wrong

This is really weird and I’m sorry it didn’t close and you are still waiting for the points. I was able to move my SOs closing date up two weeks.

 

[Lain]

On a travel FB group I'm on someone posted they double-dipped CSP and CSR but only received bonus for one of them. I haven't seen this reported on here? I was hoping to double-dip soon did I miss that DP??

Might be something to keep an eye on DPs for. Usually, Chase will not approve a card without the offer attached. So if both CSR and CSP were approved, they should get the bonuses for both.

However, in all the comments about MMS Tesla douchebag, someone pointed out that some other blog he read recently had essentially repackaged the r/churning double dip guide and passed it off as his own travel hack. This is how tips, tricks, and techniques die. These bloggers and wannabe bloggers don’t care and don’t get their money (or savings) from the same tricks, so they don’t care if nice things die; they get their money from website clicks, affiliate marketing, and getting people to sign up for credit cards through them. Any story to promote that end, they’ll push until they kill it.

 

[disneymagicgirl]

I'm not sure. I'm wondering if they are seeing my old Marriott gold.
my SPG points are still MIA. :-/

mine are too.

 

[Haley R]

Just my DP...Looking at my personal card statements online the statement closing date is 3 days after the due date..on my business cards it’s 6 days

Huh weird

 

[Haley R]

I would call (not SM) and specifically ask when your next statement will close (date). See what they say - don’t reference points as that will trigger automatically with the stmt date which hopefully they should be able to give you a clear answer on.

Okay I’ll call tomorrow. Thanks!

 

[PolyRob]

You’re thinking like a churner.

There’s a lot of value to an Amex Platinum in the first year because, yes, the personal carries a $550 AF and the business has a $450 AF, but the Platinums offer a $200/calendar year airline fee credit that most of us end up using to buy AA, Delta, or Southwest gift cards, or you could use it for actual incidental fees. Because this airline credit is a calendar year benefit, you can redeem $200 worth almost as soon as you get the card until the end of this year, and redeem another $200 worth as soon as January 1, 2019 rolls around. That’s arguably $400 just from the airline fee credit from paying one AF. (If you get a Plat now, the AF would post at the end of your first statement but the second year AF wouldn’t post until about September 2019.) You’d “double dip” (used in a different context) the airline fee credit benefit in the first year, and you could decide to cancel the Plat when the AF hits for the second year.

Here’s where another MR card like the BBP comes in. If you think you’ll cancel the Plat, and it’s your only MR card, the BBP is a good option to open before you close the Plat, because the BBP has no AF and will keep your MRs from the Plat alive.

As for timing, some people prefer to open the Plats towards the end of the year, like in mid- to late-November or December because it allows them the potential to “triple dip” the $200 airline fee credit and thus extract $600 in value from one AF. So for example, (1) you’d use the $200 as soon as you got the card in the later part of November or December 2018 (your first year AF would post in December 2018 or January 2019), (2) you’d use the $200 again in January 2019, and you’d use the $200 again in January 2020 (your second year AF would post again in December 2019 or January 2020, but you have 30 days of the closing date of the statement on which the fee posts to cancel the card for a full refund of the second year AF).

The risk is a 100k offer may not be available when you want to apply at the end of the year.

Another consideration is the Biz Plat offers a 35% rebate on MR points used in Pay With Points to book paid business or first-class flights on any airline, or economy flights on the one airline of your choice (the same airline you chose for the airline fee credit). So if you plan to make any paid airline redemptions through Amex, it might make sense to time holding the Biz Plat to that redemption. (Again this is for flights paid for with points. You don’t need the Biz Plat to transfer MR points to airline partners.)

Wow, a triple dip with the $200. How intriguing!? I guess the value of the $200 depends on how the MR would be redeemed. 25,000 could translate to $50 more, or less depending on what one does with said points. A lot to think about, but it does seem necessary to still hold a card with decent point earning power and no fee regardless of the Amex plans. I will have to think, but not too long! Thanks

 

[disneymagicgirl]

I can log in if I use Chrome incognito. It gave me a new number and my points and res are there However the new number won’t work unless incognito. If I try on regular site, doesn’t work.

aaahhh, yes that did work. Weird thing is safari private browser didn't. Well, hopefully they fix it sometime soon.

 

[Haley R]

This is really weird and I’m sorry it didn’t close and you are still waiting for the points. I was able to move my SOs closing date up two weeks.

That’s okay I’m not sure what’s going on. I’m going to call tomorrow to see if I can get things cleared up.

 

[PolyRob]

On a travel FB group I'm on someone posted they double-dipped CSP and CSR but only received bonus for one of them. I haven't seen this reported on here? I was hoping to double-dip soon did I miss that DP??

I hope this is just a mistake and the points haven't posted yet for that individual!

I haven’t seen anything posted about that here

I definitely have to Google this and see if there is more out there.

Might be something to keep an eye on DPs for. Usually, Chase will not approve a card without the offer attached. So if both CSR and CSP were approved, they should get the bonuses for both.

However, in all the comments about MMS Tesla douchebag, someone pointed out that some other blog he read recently had essentially repackaged the r/churning double dip guide and passed it off as his own travel hack. This is how tips, tricks, and techniques die. These bloggers and wannabe bloggers don’t care and don’t get their money (or savings) from the same tricks, so they don’t care if nice things die; they get their money from website clicks, affiliate marketing, and getting people to sign up for credit cards through them. Any story to promote that end, they’ll push until they kill it.

It is unfortunate when someone ruins it for everyone. I guess worst case scenario is I just end up with a pretty looking Chase freedom card next year and only 50,000 UR points from the two cards. That CIP is looking more and more valuable.

 

[FloridaNative8]

So maybe the question is...do you WANT to fly a lot?

Great question, the answer is YES!

 

[disneymagicgirl]

Talked to someone who said these rooms will definitely be going for 158k points/night. She said that since they are suites they are more points. I guess I will have to dream up somewhere else to go!

Well now that doesn't fit into their shiny new categories chart does it? Sorry your hopes were dashed.