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One Year to Save 2016

Oops...this is for yesterday...I'll come back later and update for today's earnings. It's been crazy busy trying to get back into the swing of things here and we were out from 1 pm to 8 pm last night. I didn't finish going through my survey websites until after 10 pm last night (and I was disqualified from EVERYTHING and ended up with a big fat NOTHING for my time) and by then I was watching tv with the hubs and he was anxious to snuggle on the couch so I had to put the laptop away without an update.

This Disney trip came about because I set a goal at the beginning of 2016 to run my first 5K. I had the whole year to get in shape and though I was exercising constantly for the first six months, things fell off in the summer. And, even though I was exercising daily...I didn't lose much weight. So, I'm putting myself on a strict diet for the rest of the year so I can try and shift some of this stubborn fat and I thought it would be a good principle to apply to my budget as well. Not a spending FAST per se...but a spending diet. I plan to spend on essentials ONLY for the next four months with an occasional splurge now and then to keep me going strong.

Okay, on to the update:

Since my last update I have added $35.82 to my Disney funds because I...

added $0 in Isay rewards...
earned $9.66 in credit card rewards...
earned $0 cash back through Checkout 51...
added $11.16 in the Disney jar...
added $15.00 to the Disney account...
earned $0 from quickrewards...
earned/received $0 in Disney gift cards...

So the new totals are:

$18.80 in Isay rewards...
$54.32 in credit card rewards...
$12.50 in Checkout 51...
$59.47 in the Disney jar...
$885.00 in the Florida account...
$5.05 in quickrewards...
$110.00 in Disney gift cards...
...and...
$105.00 in gift cards ordered from quickrewards but not yet received

...for a GRAND TOTAL of $1250.14!!

Savings goal: $5500
Total Remaining: $4249.86

Esso Extra Points: 3956
Points needed for $30 in free gasoline: 1044

Shoppers Optimum Points: 8411 ($10 earned)

8000 points is $10
22000 points is $30
38000 points is $60
50000 points is $85
95000 points is $170


**I still haven't included the SDM rewards in the tally but I will be using them for free milk when I go shopping again on the 12th.

I am trying something different this month. I did a HUGE monthly shop this weekend. I made a meal plan for the month, wrote up the shopping list to include all the shelf stable and freezer things I would need and then added in the dairy and produce for this week. I then went out and bought it all. My chest freezer is ridiculously full and I have a fair amount on the shelves as well. I gassed up and went to the dollar store yesterday, as well as to the mall to get a couple of back to school outfits for my DH. (The kids got their stuff in July and August). The plan is to get my son his new scout uniform next week and then basically stay out of the stores for the rest of the month. :rotfl: On the 12th, 19th and 26th (Mondays) I'll get the produce and dairy we'll need for the week and gas up the car. If I find I need something non grocery I'll get it but the focus is spending diet, so I'm trying to hoard the remaining money as much as possible so I can put it towards the trip.
 
Since my last update I have added $136.77 to my Disney funds because I...

added $0 in Isay rewards...
earned $1.02 in credit card rewards...
earned $0 cash back through Checkout 51...
added $0 in the Disney jar...
added $135.00 to the Disney account...
earned $0.75 from quickrewards...
earned/received $0 in Disney gift cards...

So the new totals are:

$18.80 in Isay rewards...
$55.34 in credit card rewards...
$12.50 in Checkout 51...
$59.47 in the Disney jar...
$1020.00 in the Florida account...
$5.80 in quickrewards...
$110.00 in Disney gift cards...
...and...
$105.00 in gift cards ordered from quickrewards but not yet received

...for a GRAND TOTAL of $1396.81!!

Savings goal: $5500
Total Remaining: $4113.09

Esso Extra Points: 3956
Points needed for $30 in free gasoline: 1044

Shoppers Optimum Points: 8411 ($10 earned)

8000 points is $10
22000 points is $30
38000 points is $60
50000 points is $85
95000 points is $170


**I did the math. The deficit is now $1425.63 once the USD gift cards are factored in (including the ones I have ordered but not yet received) and subtracting totals earning totals.

Next step in the planning process is to streamline the budget as some things were just generated using an educated guess.
 
Since my last update I have added $7.16 to my Disney funds because I...

added $0 in Isay rewards...
earned $5.66 in credit card rewards...
earned $0 cash back through Checkout 51...
added $0 in the Disney jar...
added $0 to the Disney account...
earned $1.50 from quickrewards...
earned/received $0 in Disney gift cards...

So the new totals are:

$18.80 in Isay rewards...
$61.00 in credit card rewards...
$12.50 in Checkout 51...
$59.47 in the Disney jar...
$1020.00 in the Florida account...
$7.30 in quickrewards...
$110.00 in Disney gift cards...
...and...
$105.00 in gift cards ordered from quickrewards but not yet received

...for a GRAND TOTAL of $1394.07!!

Savings goal: $5500
Total Remaining: $4105.93

Esso Extra Points: 3956
Points needed for $30 in free gasoline: 1044

Shoppers Optimum Points: 8411 ($10 earned)

8000 points is $10
22000 points is $30
38000 points is $60
50000 points is $85
95000 points is $170

**We need to renew our passports...to the tune of nearly $400. YUCKO!!
 
Since my last update I have added $5.06 to my Disney funds because I...

added $0.50 in Isay rewards...
earned $0 in credit card rewards...
earned $0 cash back through Checkout 51...
added $2.50 in the Disney jar...
added $0 to the Disney account...
earned $2.06 from quickrewards...
earned/received $0 in Disney gift cards...

So the new totals are:

$19.30 in Isay rewards...
$61.00 in credit card rewards...
$12.50 in Checkout 51...
$61.97 in the Disney jar...
$1020.00 in the Florida account...
$9.36 in quickrewards...
$110.00 in Disney gift cards...
...and...
$105.00 in gift cards ordered from quickrewards but not yet received

...for a GRAND TOTAL of $1399.13!!

Savings goal: $5500
Total Remaining: $4100.87

Esso Extra Points: 3956
Points needed for $30 in free gasoline: 1044

Shoppers Optimum Points: 8411 ($10 earned)

8000 points is $10
22000 points is $30
38000 points is $60
50000 points is $85
95000 points is $170

**Had to get toilet paper, garbage bags, an air filter for the car and a furnace filter today as well as DS's scout uniform but I'm staying out of the stores until Monday when I'll be picking up milk and produce for the week so the spending fast is going pretty well so far, all things considered.

I've decided I HATE once a month shopping though. I find it stressful to have my fridge freezer so packed and I just keep thinking about how much money would be wasted if we lost power and couldn't keep this stuff frozen. I am definitely going back to weekly shopping in October and I'll certainly stock up on pantry stuff but keep the fresh and frozen stuff at a more comfortable level.

I'm a bit nervous about my QR gift cards. I should get them by the end of this week but I won't relax until I have them safely tucked away.
 


Since my last update I have added $2.11 to my Disney funds because I...

added $0.05 in Isay rewards...
earned $0 in credit card rewards...
earned $0 cash back through Checkout 51...
added $0 in the Disney jar...
added $0 to the Disney account...
earned $2.06 from quickrewards...
earned/received $0 in Disney gift cards...

So the new totals are:

$19.35 in Isay rewards...
$61.00 in credit card rewards...
$12.50 in Checkout 51...
$61.97 in the Disney jar...
$1020.00 in the Florida account...
$11.42 in quickrewards...
$110.00 in Disney gift cards...
...and...
$105.00 in gift cards ordered from quickrewards but not yet received

...for a GRAND TOTAL of $1401.24!!

Savings goal: $5500
Total Remaining: $4098.76

Esso Extra Points: 3956
Points needed for $30 in free gasoline: 1044

Shoppers Optimum Points: 8571 ($10 earned)

8000 points is $10
22000 points is $30
38000 points is $60
50000 points is $85
95000 points is $170
 
Since my last update I have added $13.62 to my Disney funds because I...

added $2.70 in Isay rewards...
earned $5.20 in credit card rewards...
earned $0 cash back through Checkout 51...
added $2.90 in the Disney jar...
added $0 to the Disney account...
earned $2.82 from quickrewards...
earned/received $0 in Disney gift cards...

So the new totals are:

$22.05 in Isay rewards...
$66.20 in credit card rewards...
$12.50 in Checkout 51...
$64.87 in the Disney jar...
$1020.00 in the Florida account...
$14.24 in quickrewards...
$215.00 in Disney/Chili's/Olive Garden gift cards...


...for a GRAND TOTAL of $1414.86!!

Savings goal: $5500
Total Remaining: $4085.14

Esso Extra Points: 3956
Points needed for $30 in free gasoline: 1044

Shoppers Optimum Points: 8571 ($10 earned)

8000 points is $10
22000 points is $30
38000 points is $60
50000 points is $85
95000 points is $170

**Exciting news!! My gift cards from QR came today. I'm not gonna lie...there was a small part of me that was worried they wouldn't arrive like the ones I ordered at the end of July. I was all smiles today after checking the mailbox!

It was also a GREAT day for surveys. I was excited to get a few from each website. They payouts aren't huge, but it all adds up!
 
Since my last update I have added $4.85 to my Disney funds because I...

added $0.05 in Isay rewards...
earned $3.75 in credit card rewards...
earned $0 cash back through Checkout 51...
added $0 in the Disney jar...
added $0 to the Disney account...
earned $1.05 from quickrewards...
earned/received $0 in Disney gift cards...

So the new totals are:

$22.10 in Isay rewards...
$69.95 in credit card rewards...
$12.50 in Checkout 51...
$64.87 in the Disney jar...
$1020.00 in the Florida account...
$15.29 in quickrewards...
$215.00 in Disney/Chili's/Olive Garden gift cards...


...for a GRAND TOTAL of $1419.71!!

Savings goal: $5500
Total Remaining: $4085.14

Esso Extra Points: 3956
Points needed for $30 in free gasoline: 1044

Shoppers Optimum Points: 8571 ($10 earned)

8000 points is $10
22000 points is $30
38000 points is $60
50000 points is $85
95000 points is $170
 


Since my last update I have added $31.65 to my Disney funds because I...

added $0.50 in Isay rewards...
earned $2.50 in credit card rewards...
earned $10.00 cash back through Checkout 51...
added $3.00 in the Disney jar...
added $15.00 to the Disney account...
earned $0.65 from quickrewards...

So the new totals are:

$22.60 in Isay rewards...
$72.45 in credit card rewards...
$22.50 in Checkout 51...
$67.87 in the Disney jar...
$1035.00 in the Florida account...
$15.94 in quickrewards...
$215.00 in Disney/Chili's/Olive Garden gift cards...


...for a GRAND TOTAL of $1451.36!!

Savings goal: $5500
Total Remaining: $4048.64

Esso Extra Points: 3980
Points needed for $30 in free gasoline: 1020

Shoppers Optimum Points: 8721 ($10 earned)

8000 points is $10
22000 points is $30
38000 points is $60
50000 points is $85
95000 points is $170
 
Since my last update I have added $4.19 to my Disney funds because I...

added $1.40 in Isay rewards...
earned $1.29 in credit card rewards...
earned $0 cash back through Checkout 51...
added $0 in the Disney jar...
added $0 to the Disney account...
earned $1.50 from quickrewards...

So the new totals are:

$24.00 in Isay rewards...
$73.74 in credit card rewards...
$22.50 in Checkout 51...
$67.87 in the Disney jar...
$1035.00 in the Florida account...
$17.44 in quickrewards...
$215.00 in Disney/Chili's/Olive Garden gift cards...


...for a GRAND TOTAL of $1455.55!!

Savings goal: $5500
Total Remaining: $4044.45

Esso Extra Points: 3980
Points needed for $30 in free gasoline: 1020

Shoppers Optimum Points: 8721 ($10 earned)

8000 points is $10
22000 points is $30
38000 points is $60
50000 points is $85
95000 points is $170

**I didn't end up buying the milk at Shoppers this week, so I'll use up that $10 in rewards on milk next Monday.
 
Since my last update I have added $0.56 to my Disney funds because I...

added $0.10 in Isay rewards...
earned $0.46 in credit card rewards...
earned $0 cash back through Checkout 51...
added $0 in the Disney jar...
added $0 to the Disney account...
earned $0 from quickrewards...

So the new totals are:

$24.10 in Isay rewards...
$74.20 in credit card rewards...
$22.50 in Checkout 51...
$67.87 in the Disney jar...
$1035.00 in the Florida account...
$17.44 in quickrewards...
$215.00 in Disney/Chili's/Olive Garden gift cards...


...for a GRAND TOTAL of $1456.11!!

Savings goal: $5500
Total Remaining: $4043.89

Esso Extra Points: 3980
Points needed for $30 in free gasoline: 1020

Shoppers Optimum Points: 8721 ($10 earned)

8000 points is $10
22000 points is $30
38000 points is $60
50000 points is $85
95000 points is $170

**I could not get approved for a survey at ALL today...and I tried four or five times. Ah well, I guess it's just one of those days.
 
Since my last update I have added $15.71 to my Disney funds because I...

added $0.55 in Isay rewards...
earned $0 in credit card rewards...
earned $0 cash back through Checkout 51...
added $1.50 in the Disney jar...
added $10.00 to the Disney account...
earned $3.66 from quickrewards...

So the new totals are:

$24.65 in Isay rewards...
$74.20 in credit card rewards...
$22.50 in Checkout 51...
$69.37 in the Disney jar...
$1045.00 in the Florida account...
$21.10 in quickrewards...
$215.00 in Disney/Chili's/Olive Garden gift cards...


...for a GRAND TOTAL of $1471.82!!

Savings goal: $5500
Total Remaining: $4028.18

Esso Extra Points: 3980
Points needed for $30 in free gasoline: 1020

Shoppers Optimum Points: 751

8000 points is $10
22000 points is $30
38000 points is $60
50000 points is $85
95000 points is $170

I finally cashed in my $10 in rewards from SDM on milk and put that into the bank account. I also had some great luck in surveys today and had some change to add to the vacation jar. Great day all around!
 
It sucks about the passports? Just so you know Canadians travelling to the US are exempt from the 6 month validity rule. This allowed me to squeeze one more trip out of my passport. I also got the new 10 year one for way less then 2 5 yra renewals.
 
Since my last update I have added $10.20 to my Disney funds because I...

added $2.60 in Isay rewards...
earned $1.85 in credit card rewards...
earned $0 cash back through Checkout 51...
added $3.50 in the Disney jar...
added $0 to the Disney account...
earned $2.25 from quickrewards...

So the new totals are:

$2.25 in Isay rewards...
$76.05 in credit card rewards...
$22.50 in Checkout 51...
$72.87 in the Disney jar...
$1255.00 in the Florida account...
$23.35 in quickrewards...
$215.00 in Disney/Chili's/Olive Garden gift cards...


...for a GRAND TOTAL of $1667.02!!

Esso Extra Points: 3980
Points needed for $30 in free gasoline: 1020

Shoppers Optimum Points: 781

8000 points is $10
22000 points is $30
38000 points is $60
50000 points is $85
95000 points is $170

Okay. So, I did a TON of number crunching today and figured out how much more found money I need in order to make my goal. As of this moment I need $561.65. GAME ON!!

Savings goal: $561.65
Total Remaining: $561.65
 
Since my last update I have added $2.81 to my Disney funds because I...

added $0 in Isay rewards...
earned $0 in credit card rewards...
earned $1.50 cash back through Checkout 51...
added $0 in the Disney jar...
added $0 to the Disney account...
earned $1.31 from quickrewards...

So the new totals are:

$2.25 in Isay rewards...
$76.05 in credit card rewards...
$24.00 in Checkout 51...
$72.87 in the Disney jar...
$1255.00 in the Florida account...
$24.66 in quickrewards...
$215.00 in Disney/Chili's/Olive Garden gift cards...


...for a GRAND TOTAL of $1669.83!!

Esso Extra Points: 3980
Points needed for $30 in free gasoline: 1020

Shoppers Optimum Points: 781

8000 points is $10
22000 points is $30
38000 points is $60
50000 points is $85
95000 points is $170


Savings goal: $561.65
Total Remaining: $558.84
 
It sucks about the passports? Just so you know Canadians travelling to the US are exempt from the 6 month validity rule. This allowed me to squeeze one more trip out of my passport. I also got the new 10 year one for way less then 2 5 yra renewals.


We're doing the 10 year renewal as well...better value but takes a bigger chunk right now. Ouch!!
 
I've gotten behind again...this time because we added a day to our vacation and I've been trying all weekend to reconcile the budget to reflect the new info. I haven't fully finished it yet, so I'm going to leave the totals the way they are for Saturday's and yesterdays earnings and then later today when I have finished fixing the budget, I'll report on today's earnings/savings.

SATURDAY

Since my last update I have added $1.37 to my Disney funds because I...

added $0.45 in Isay rewards...
earned $0.92 in credit card rewards...
earned $0 cash back through Checkout 51...
added $0 in the Disney jar...
added $0 to the Disney account...
earned $0 from quickrewards...

So the new totals are:

$2.70 in Isay rewards...
$76.97 in credit card rewards...
$24.00 in Checkout 51...
$72.87 in the Disney jar...
$1255.00 in the Florida account...
$24.66 in quickrewards...
$215.00 in Disney/Chili's/Olive Garden gift cards...


...for a GRAND TOTAL of $1671.20!!

Esso Extra Points: 3980
Points needed for $30 in free gasoline: 1020

Shoppers Optimum Points: 781

8000 points is $10
22000 points is $30
38000 points is $60
50000 points is $85
95000 points is $170


Savings goal: $561.65
Total Remaining: $557.47
 
MONDAY

Since my last update I have added $4.65 to my Disney funds because I...

added $0 in Isay rewards...
earned $1.90 in credit card rewards...
earned $0 cash back through Checkout 51...
added $2.00 in the Disney jar...
added $0 to the Disney account...
earned $0.75 from quickrewards...

So the new totals are:

$2.70 in Isay rewards...
$8.87 in credit card rewards...
$24.00 in Checkout 51...
$74.87 in the Disney jar...
$1325.00 in the Florida account...
$0.41 in quickrewards...
$215.00 in Disney/Chili's/Olive Garden gift cards...
$25.00 gift card from QR that I ordered but have not yet received...

...for a GRAND TOTAL of $1675.85!!

Esso Extra Points: 4000
Points needed for $30 in free gasoline: 1000

Shoppers Optimum Points: 821

8000 points is $10
22000 points is $30
38000 points is $60
50000 points is $85
95000 points is $170


Savings goal: $561.65
Total Remaining: $552.82


**I cashed in $70 in credit card rewards and used it on my groceries yesterday. So that money is now in the vacation account. I also surpassed the $25 mark with yesterday's QR earnings, so I cashed in right away for a Disney gift card.
 
TUESDAY

Since my last update I have added $1.70 to my Disney funds because I...

added $0.95 in Isay rewards...
earned $0 in credit card rewards...
earned $0 cash back through Checkout 51...
added $0 in the Disney jar...
added $0 to the Disney account...
earned $0.75 from quickrewards...

So the new totals are:

$3.65 in Isay rewards...
$8.87 in credit card rewards...
$24.00 in Checkout 51...
$74.87 in the Disney jar...
$1325.00 in the Florida account...
$1.16 in quickrewards...
$215.00 in Disney/Chili's/Olive Garden gift cards...
$25.00 gift card from QR that I ordered but have not yet received...

...for a GRAND TOTAL of $1677.55!!

Esso Extra Points: 4000
Points needed for $30 in free gasoline: 1000

Shoppers Optimum Points: 821

8000 points is $10
22000 points is $30
38000 points is $60
50000 points is $85
95000 points is $170


Savings goal: $395.00
Total Remaining: $393.30


**So the total shortfall I need to make up now is a mere $395. GAME ON!!
 
Since my last update I have added $7.07 to my Disney funds because I...

added $0.95 in Isay rewards...
earned $3.36 in credit card rewards...
earned $0 cash back through Checkout 51...
added $2.00 in the Disney jar...
earned $0.76 from quickrewards...

So the new totals are:

$4.60 in Isay rewards...
$12.23 in credit card rewards...
$24.00 in Checkout 51...
$76.87 in the Disney jar...
$1.92 in quickrewards...
$25.00 gift card from QR that I ordered but have not yet received...

...for a GRAND TOTAL of $119.62!!

Esso Extra Points: 4000
Points needed for $30 in free gasoline: 1000

Shoppers Optimum Points: 821

8000 points is $10
22000 points is $30
38000 points is $60
50000 points is $85
95000 points is $170


Savings goal: $505.85
Total Remaining: $386.23


**I removed the gift cards that I currently have and the money in the vacation account from the tally because they don't really apply any more and we are down to the final push for that last $400 (well just less than that now!)!!
 
Since my last update I have added $8.32 to my Disney funds because I...

added $0.45 in Isay rewards...
earned $0.81 in credit card rewards...
earned $5.75 cash back through Checkout 51...
added $0 in the Disney jar...
earned $1.31 from quickrewards...

So the new totals are:

$5.05 in Isay rewards...
$13.04 in credit card rewards...
$29.75 in Checkout 51...
$76.87 in the Disney jar...
$3.23 in quickrewards...
$25.00 gift card from QR that I ordered but have not yet received...

...for a GRAND TOTAL of $127.94!!

Esso Extra Points: 4025
Points needed for $30 in free gasoline: 975

Shoppers Optimum Points: 821

8000 points is $10
22000 points is $30
38000 points is $60
50000 points is $85
95000 points is $170


Savings goal: $505.85
Total Remaining: $377.91
 
Last edited:

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