Staying at a Deluxe doesn't mean you can't tour the parks from open to close.
But it does mean that for some of us.
Everyone has a different amount of money, everyone has a different feeling on how much of that money they spend, and everyone has their own feeling of value.
I like springing for concierge/club level at hotels IF the amount matches what my family will get out of it. I value that with money; if there is bottled water I like and I can take enough of it with me. Food I can eat. Wine or beer. Cookies. AND if I'll be there for it. So I'll go club level at universal if the price+convenience is better than me just running to the store and getting my own wine and cookies, AND if we can commit to being in the lounge for those things. A short-hour winter visit is more likely for club than a long-park-hours summer trip, because I'll want to be in the lounge earlier.
The OP's ponderings about paying that money but not being there match mine. It's a reason being upgraded to something fabulous isn't my fave. We've been upgraded to suites at paradise pier hotel at
Disneyland a couple times, and emotionally it bugs me. I feel like I should be hanging out in the giant room, rather than going to the parks. And that's a FREE upgrade! If I had paid for it it would be worse.
And even inside of my family there are different ways of valuing these things. My husband finds value in club level even when he doesn't get much "for the money". He doesn't drink and he has more dietary restrictions than I do. But he finds value in the lounge and in just having that option. He LOVED the upgrades we have gotten at PPH, even if he's only there to sleep.
So his enjoyment of those things factors into my working out the value of club etc for any trip I plan for us. Doesn't always win, but it's factored into it.
And having these thoughts doesn't mean we're judging each other. Just means we have different thoughts.