No Buy January 2010


Budget: 54/800 left
$0 days: 9/10

Jan 1: $0 :cool1:
Jan 2: $49 groceries $48 gas and windshield washer fluid
Jan 3: $64 Costco groceries
Jan 4: $0 :yay:
Jan 5: $10 for an emergency fast food stop for DD + $ 51 groceries
Jan 6: $31 gas + $8 hot chocolate stop while waiting for DS
Jan 7: $20 gas ....you sure can tell the boys are home and need to go in and out of the city!
Jan 8: $27 at the drugstore (candy/Christmas cards)
Jan 9: $28 gas
Jan 10: $0 :dance3:
Jan 11: $10 (salmon was on sale) + $10 postage for parcel for DD
Jan 12: $73 groceries
Jan 13: $0 :cheer2:
Jan 14: $0 :woohoo:
Jan 15: $0 :goodvibes
Jan 16: $3.00 groceries + $3.00 bank service charge for DH's mistake :headache:
Jan 17: DS put in $26 of gas in the tank . . . on my card. Darn! It would have been a $0 day, too.
Jan 18: $3 Iced Capp for DD who did her grade 8 vocal exam and $10 for groceries
Jan 19: groceries $42 + gas $25
Jan 20: oil change $35
Jan 21: $0 :upsidedow
Jan 22: gas $25 + groceries $10
Jan 23: $0 :banana:
Jan 24: $0 :littleangel:'
Jan 25: $7 bananas and yogurt-staples in our house
Jan 26: $32 groceries
Jan 27: gas $22 + groceries $21
Jan 28: groceries $10
Jan 29: groceries $54 + gas $13
Jan 30: gas (took DD to scope out a university 2 hours away) $23 + Tim Hortons $5

 
Budget for the month is $300 because of some high fixed expenses this month.

Groceries - $150 / $23 left
Auto - $40 / $0 left
Medical - $10 / $32 over
Eating Out - $25 / $12 left
Misc. - $75 /$20 over
______________________________________________
1/1 $0
1/2 $ Groceries $40
1/3 $0
1/4 $0
1/5 $0
1/6 Misc. $2 for battery for the smoke detector
1/7 $0
1/8 Eating out $4
1/9 $0
1/10 $0
1/11 Eating out $3 for a fancy coffee
1/12 $0
1/13 Misc. $17 for crafting stuff
1/14 Groceries $22; Misc. $31 (two ink cartridges and postage)
1/15 $0
1/16 Groceries $18
1/17 $0
1/18 Auto $25 for gas; Misc. $20 for birthday present for niece
1/19 Medical $25 for dr. visit co-pay and new prescription; Groceries $26; Misc. $11 for haircut.
1/20 Groceries $11
1/21 Auto $15 for gas
1/22 Misc. $5 postage
1/23 Groceries $10; Eating out $3 (bought my niece ice cream cone)
1/24 Eating out $2 for coffee
1/25 Misc. $13 birthday present for my mother
1/26 $0
1/27 $0
1/28 Medical $17
1/29 $0
 
First shot at this...

6 no spend days

Car under budget
Clothing Gift Misc under budget
Groc and Household under budget
Pets under budget

Should be under budget for next two days. Yippee

February will be tough because I'm going to visit son and new daugther in law for a few days.
 
----------
Jan. 1: $0
Jan. 2: $3
Jan. 3: $0
Jan. 4: $26
Jan. 5: $0
Jan. 6: $16
Jan. 7: $0
Jan. 8: $37 groceries; $33 gas; +$7
Jan. 9: $0
Jan. 10: $0
Jan. 11: $0
Jan. 12: $0
Jan. 13: $44 groceries; $24 Target; $239 plane tickets
Jan. 14: $10 Petsmart; $809 kittens
Jan. 15: $0
Jan. 16: $40
Jan. 17: $0
Jan. 18: $0
Jan. 19: $0
Jan. 20: $0
Jan. 21: $0
Jan. 22: $38 Target
Jan. 23: $0
Jan. 24: $0
Jan. 25: $30 gas
Jan. 26: $0
Jan. 27: $6ish Video store, $7 Target, $5 Greaters
Jan. 28: $0
Jan. 29: $0

Groceries: $119/$100
Eat out: 2/2 ($21)
Misc.: $179-$7

Total: $312
Other: $1048 (these don't count toward my monthly total, but I need to have them written down somewhere!)

19 no buy days so far
 
Running Total: Spent $848
$700...$148 over
$0 Days:15
Goal is 15 or more!

Groceries- $250...-$69 over
Gas- $150...-$3 left
Eating Out- $100...$3 left
Misc. (Shopping/Entertainment) $200...-$80 over
I always round up to the nearest dollar.

1- $0
2- $14 (Norton Anti-virus Shopping), $50 (Wal-mart and Meijer-Shopping), $69 (Meijer- Groceries)
3- $0
4- $2 (Wendy's- Eating Out), $8 (Target-Shopping), $12 (Target-Groceries)
5- $20 (Gas)
6- $0
7- $22 (2 Reduced tickets for Ren Faire this summer-Shopping)
8- $8 (Aldi-Groceries), $12 (Dominick's-Groceries), $25 (Meijer-Groceries), $12 (Target-Groceries) $8 (Target-Shopping) $30 (Sister Cash for X-mas Present Misc.) $20 (Gas)
9- $29 (Joe Caputo- Groceries)
10- $20 (Gas), $10 (Jewel- Groceries), $10 (Disney Store- Shopping), $18 (Taco-Bell and Sbarro's- Eating Out)
11- $0
12- $0
13- $0
14- $0
15- $20 (Gas), $15 (Dominick's- Groceries)
16- $51 (Target-Shopping), $17 (Target- Groceries)
17- $40 (Target-Shopping), $5 (Target- Groceries), $31 (Gas)
18- $0
19- $2 (Wendy's- Eating Out), $23 (Meijer- Groceries), $12 (Walgreens- Groceries)
20- $0
21- $32 (Dominick's- Groceries), $18 (Meijer- Groceries), $22 (Gas)
22- $11 (Dominick's- Groceries)
23- $23 (Five Guys- Eating Out), $5 (McDonald's- Eating Out), $4 (Lego Store- Shopping), $43 (Disney Store- Shopping)
24- $45 (Pizza- Eating Out) was over at a friends house for her bday and paid for the pizza.
25- $0
26- $0
27- $0
28- $20 (Gas), $2 (Wendy's- Eating Out), $7 (Aldi's- Groceries)
29- $0
30- $0
31- $0

I am reporting my weekend spending for next month. I want to make it this month....and not make the reds any worse!

$0 Days: 15/15: 100%
$700 Limit: $848: 121%
Month: 31/31: 100%


My Savings from coupons and sales: $638.13
 
January 1st = $19.57 (calendar and dvd)
January 2nd = $31.66 (random stuff at Shopko)
January 3rd = $38.35 (gas for my DH's car)
January 4th = $0
January 5th = $70.87 (Costco, mostly paper products that will last a long time.) $33.66 (grocery store), $2.41 (gas for the snow blower), $31 (pet licensing for 2010.)
January 6th = $0 (it's snowing so I know we won't be going anywhere today.)
January 7th = $0 (stayed in again today.)
January 8th = $0
January 9th = $15 (Williams-sonoma. Saved $10 with coupon.) $42.17 (Costco. Saved $13 with coupons.) $61.67 (Petco. Saved $7.40 with coupons. $50 of that total was just a bag of dog food.)
January 10th = $0
January 11th = $31.53 (grocery store)
January 12th = $25 (doctor visit co-pay)
January 13th = $55.56 at Walmart. $16.45 at Target. (Practically all stuff for our trip!)
January 14th = $0
January 15th = $25 (doctor visit co-pay)
January 16th = $5.54 (Bonine for our trip!), $21.09 (haircut, tip, plus I bought a thing of leave in conditioner), $25.62 (grocery store.)
January 17th = $0
January 18th = $43.23 at Walmart and Target. However, we returned something for $32.06 so it ends up that we spent $11.17.
January 19th = $14.90 for Netflix. $16.38 at the store.
January 28th = $0
January 29th = $0

Total so far = $594.60

Zero dollar days so far = 9/10

(The 20th - 27th has no info because those are our vacation days and I don't want to add trip expenses into this.)
 
1/1 - $0
1/3 - $0
1/6 - $0
1/7 - $0
1/8 - $0
1/10 - $0
1/12 - $0
1/13 - $0
1/14 - $0
1/17 - $0
1/18 - $0
1/20 - $0
1/21 - $0
1/23 - $0
1/24 - $0
1/26 - $0
1/28 - $0
1/29 - $0
 
I have happy news from work! I told my boss that I was going to be leaving in May, in response he offers to put me on seasonal. Which means I can now work full time hours, almost twice as much as I have been working
:cool1:
----------
Jan. 1: $0
Jan. 2: $3
Jan. 3: $0
Jan. 4: $26
Jan. 5: $0
Jan. 6: $16
Jan. 7: $0
Jan. 8: $37 groceries; $33 gas; +$7
Jan. 9: $0
Jan. 10: $0
Jan. 11: $0
Jan. 12: $0
Jan. 13: $44 groceries; $24 Target; $239 plane tickets
Jan. 14: $10 Petsmart; $809 kittens
Jan. 15: $0
Jan. 16: $40
Jan. 17: $0
Jan. 18: $0
Jan. 19: $0
Jan. 20: $0
Jan. 21: $0
Jan. 22: $38 Target
Jan. 23: $0
Jan. 24: $0
Jan. 25: $30 gas
Jan. 26: $0
Jan. 27: $6ish Video store, $7 Target, $5 Greaters
Jan. 28: $0
Jan. 29: $0
Jan. 30: $0

Groceries: $119/$100
Eat out: 2/2 ($21)
Misc.: $179-$7

Total: $312
Other: $1048 (these don't count toward my monthly total, but I need to have them written down somewhere!)

20 no buy days so far
 
I did terrible this month. Didn't even finish with the tracking. :sad2:

I'm looking forward to a fresh start in February. Has the new thread been posted? I can start it tonight if it hasn't been unless someone else would like to.
 
I'm not doing well in categories. Spending more than planned for, but NOT borrowing (which is good).:angel:
Less impulse spending with no (or little) regard to what it does to my financial picture.:teacher:

1/30/10: $4.02 Mc.D's, $3.75 drinks after work, $1.86 Dollar General (t.p. and bread) AND $6.35 6 pack from store
 
I am ending the month with 13 no spend days. My DH didn't love this though because we would go without things a little longer like if he was wanting oranges but all we had left were apples he was like "can we just buy some oranges? PLEASE???" So I need to do a little better planning but I am also trying for less $0 days next month so he gets his oranges (I am thinking 10 is good.) He said I am thrifty enough without trying, but he loves me for it so it's OK. :lmao:

Can't wait for the new thread...
 
1/1 - $0
1/3 - $0
1/6 - $0
1/7 - $0
1/8 - $0
1/10 - $0
1/12 - $0
1/13 - $0
1/14 - $0
1/17 - $0
1/18 - $0
1/20 - $0
1/21 - $0
1/23 - $0
1/24 - $0
1/26 - $0
1/28 - $0
1/29 - $0
1/30 - $0
 
January 1st = $19.57 (calendar and dvd)
January 2nd = $31.66 (random stuff at Shopko)
January 3rd = $38.35 (gas for my DH's car)
January 4th = $0
January 5th = $70.87 (Costco, mostly paper products that will last a long time.) $33.66 (grocery store), $2.41 (gas for the snow blower), $31 (pet licensing for 2010.)
January 6th = $0 (it's snowing so I know we won't be going anywhere today.)
January 7th = $0 (stayed in again today.)
January 8th = $0
January 9th = $15 (Williams-sonoma. Saved $10 with coupon.) $42.17 (Costco. Saved $13 with coupons.) $61.67 (Petco. Saved $7.40 with coupons. $50 of that total was just a bag of dog food.)
January 10th = $0
January 11th = $31.53 (grocery store)
January 12th = $25 (doctor visit co-pay)
January 13th = $55.56 at Walmart. $16.45 at Target. (Practically all stuff for our trip!)
January 14th = $0
January 15th = $25 (doctor visit co-pay)
January 16th = $5.54 (Bonine for our trip!), $21.09 (haircut, tip, plus I bought a thing of leave in conditioner), $25.62 (grocery store.)
January 17th = $0
January 18th = $43.23 at Walmart and Target. However, we returned something for $32.06 so it ends up that we spent $11.17.
January 19th = $14.90 for Netflix. $16.38 at the store.
January 28th = $0
January 29th = $0
January 30th = $16.31 (pharmacy) and $108.68 (groceries)
January 31st = $0

Total for January = $719.59
(Now I have a rough idea so I can try to lower that for February.)

Zero dollar days = 10/10 :woohoo:

(The 20th - 27th has no info because those are our vacation days and I don't want to add trip expenses into this.)
 
Thank heavens tomorrow is a brand new month. I did accomplish my No Buy days but I still think I am spending to much at the grocery store.

Yesterday was the party so $0 spent and today I am recovering from the party.

Grocery/Household- $300/$28.47 Left (still working the pantry challange)
Gas- $50/$29.47 left
Entertainment/Eating Out- $50/$3.43 OVER
Emergency/Misc- $100/$10.79 left

Total for January- $500/$66.16 left

Coupn and store svaings: $52.16

I do have a huge execption this month and it is my Grandmother's 90th birthday. Still not sure how we are going to celebrate it yet but I will not be including it in this budget.

1/1 $0
1/2 $0
1/3 $0
1/4 $43.54 Save-a-lot, $5.80 Lunch at McDonald's
1/5 $0
1/6 $0
1/7 $0
1/8 $0
1/9 $14.86 Denny's, $60 on grocery/household between walmart and Marc's, $35.74 at Walmart on Misc.
1/10 $0
1/11 $2.49 at Walmart for a new ladle
1/12 $60.03 At Giant Eagle
1/13 $0
1/14 $8.20 for stamps
1/15 $13.50 Movies for 2, $20.53 for gas and 12.36 at Marc's
1/16 $0
1/17 $0
1/18 $41.54 for groceries/household, $2.00 McDonald's, and $29.78 at Target on Misc
1/19 $0
1/20 17.27 Famous Dave's Dinner
1/21 $20.04 Giant Eagle
1/22 $0
1/23 $0
1/24 $0
1/25 $0
1/26 $13 Haircut and $30.04 Grocery
1/27 $0
1/28 $0
1/29 $0
1/30 $0
1/31 $0
 
Total for Month: $1636 (cut expenses in half from last month would like to cut it to $1500 for Feb.) $0 days in January: 9/10 Almost there, but not quite! Since it is a shorter month in February I will aim for 8 $0 days.
 

Budget: 54/800 left
$0 days: 10/10

Jan 1: $0 :cool1:
Jan 2: $49 groceries $48 gas and windshield washer fluid
Jan 3: $64 Costco groceries
Jan 4: $0 :yay:
Jan 5: $10 for an emergency fast food stop for DD + $ 51 groceries
Jan 6: $31 gas + $8 hot chocolate stop while waiting for DS
Jan 7: $20 gas ....you sure can tell the boys are home and need to go in and out of the city!
Jan 8: $27 at the drugstore (candy/Christmas cards)
Jan 9: $28 gas
Jan 10: $0 :dance3:
Jan 11: $10 (salmon was on sale) + $10 postage for parcel for DD
Jan 12: $73 groceries
Jan 13: $0 :cheer2:
Jan 14: $0 :woohoo:
Jan 15: $0 :goodvibes
Jan 16: $3.00 groceries + $3.00 bank service charge for DH's mistake :headache:
Jan 17: DS put in $26 of gas in the tank . . . on my card. Darn! It would have been a $0 day, too.
Jan 18: $3 Iced Capp for DD who did her grade 8 vocal exam and $10 for groceries
Jan 19: groceries $42 + gas $25
Jan 20: oil change $35
Jan 21: $0 :upsidedow
Jan 22: gas $25 + groceries $10
Jan 23: $0 :banana:
Jan 24: $0 :littleangel:'
Jan 25: $7 bananas and yogurt-staples in our house
Jan 26: $32 groceries
Jan 27: gas $22 + groceries $21
Jan 28: groceries $10
Jan 29: groceries $54 + gas $13
Jan 30: gas (took DD to scope out a university 2 hours away) $23 + Tim Hortons $5
Jan 31: $0:rockband:

Mission COMPLETE party:
 
1/1 - $0
1/2 - $0
1/3 - $127 groceries, $35.00 dog food, and $20.00 misc.
1/4 - $0
1/5 - $0
1/6 - $33.00 for dance DD5
1/7 - $0
1/8 - $0
1/9 - $45.00 Land's End DD7 Jacket, $51 family dining out, $13 Walmart (huge tub for DD5's toys)
1/10 - $141.00 groceries
1/11 - $0
1/12 - $0
1/13 - $7.09 McDonald's
1/14 - $0
1/15 - $15 drinks at work party, $70 clothes (I'm returning-they didn't look right when I tried them on again at home)$11.00 Little Ceasers
1/16 - $0
1/17 - $153.00 (133.00 groceries, $20 tennis shoes for DD)
1/18 - $0
1/19 - $0
1/20 - $0
1/21 - $0
1/22 - $25 for chinese take out
1/23 - $16.81 McDonalds $31.69 Lowe's for under cabinet lightbulbs
1/24 - $0
1/25 - $180 groceries
1/26 - $0
1/27 - $30.00 gas
1/28 - $35.00 dog food, $3,000 University vet for surgery (knee implant ACL) our boy should be home tonight.
1/29 - $0
1/30 - $0
1/31 groceries DH went shopping-should be interesting
 
I made it, January is over!
----------
Jan. 1: $0
Jan. 2: $3
Jan. 3: $0
Jan. 4: $26
Jan. 5: $0
Jan. 6: $16
Jan. 7: $0
Jan. 8: $37 groceries; $33 gas; +$7
Jan. 9: $0
Jan. 10: $0
Jan. 11: $0
Jan. 12: $0
Jan. 13: $44 groceries; $24 Target; $239 plane tickets
Jan. 14: $10 Petsmart; $809 kittens
Jan. 15: $0
Jan. 16: $40
Jan. 17: $0
Jan. 18: $0
Jan. 19: $0
Jan. 20: $0
Jan. 21: $0
Jan. 22: $38 Target
Jan. 23: $0
Jan. 24: $0
Jan. 25: $30 gas
Jan. 26: $0
Jan. 27: $6ish Video store, $7 Target, $5 Greaters
Jan. 28: $0
Jan. 29: $0
Jan. 30: $0
Jan. 31: $0

Groceries: $119/$100
Eat out: 2/2 ($21)
Misc.: $179-$7

Total: $312
Other: $1048 (these don't count toward my monthly total, but I need to have them written down somewhere!)

21/31 no buy days :cheer2:
 
Budget for the month is $300 because of some high fixed expenses this month. Went over by $40 with 14 zero days

Groceries - $150 / $0 left
Auto - $40 / $0 left
Medical - $10 / $32 over
Eating Out - $25 / $12 left
Misc. - $75 /$20 over
______________________________________________
1/1 $0
1/2 $ Groceries $40
1/3 $0
1/4 $0
1/5 $0
1/6 Misc. $2 for battery for the smoke detector
1/7 $0
1/8 Eating out $4
1/9 $0
1/10 $0
1/11 Eating out $3 for a fancy coffee
1/12 $0
1/13 Misc. $17 for crafting stuff
1/14 Groceries $22; Misc. $31 (two ink cartridges and postage)
1/15 $0
1/16 Groceries $18
1/17 $0
1/18 Auto $25 for gas; Misc. $20 for birthday present for niece
1/19 Medical $25 for dr. visit co-pay and new prescription; Groceries $26; Misc. $11 for haircut.
1/20 Groceries $11
1/21 Auto $15 for gas
1/22 Misc. $5 postage
1/23 Groceries $10; Eating out $3 (bought my niece ice cream cone)
1/24 Eating out $2 for coffee
1/25 Misc. $13 birthday present for my mother
1/26 $0
1/27 $0
1/28 Medical $17
1/29 $0
1/30 Groceries $23
1/31 $0
 

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