January No Buy: Let's Start the Year Right!

Jan 1: $0
Jan 2: $0
Jan 3: $0
Jan 4: $121 on necessary items for the new baby, all purchased at the Target baby clearance (mattress, bottles, towels, etc) plus some grocery items
Jan 5: $12 on a valance for the baby's room
Jan 6: $0
Jan 7: $12 for a day at the mall with dd (whoo hoo for free play area!)
Jan 8: $70 groceries
Jan 9: $0
Jan 10: $0
Jan 11: $0
Jan 12: $0
Jan 13: $0
Jan 14: $0
Jan 15: $0
Jan 16: $0
Jan 17: $0
Jan 18: $20 on gas (have to drive into the city for work tomorrow, wanted to make sure my tank was full using a cheaper gas station by the house vs paying 20 cents more a gallon once I got up there!)
Jan 19: $10 for the Amazon gift card deal
Jan 20: $16.33 at Motherhood Maternity (had a $100 gift card to use, so I ended up paying the shipping/tax out of pocket)
Jan 21: $0
Jan 22: $0
Jan 23: $0 (though I did "buy" a mobile for the new baby's room using Amazon gift cards, yay!)
Jan 24: $0
Jan 25: $0
Jan 26: $13 on diapers (stockpiling now while there are great sales/coupons coming up before baby comes in May)
Jan 27: $29.45; gas for parking in Seattle for a meeting and bought dd an outfit on ebay to wear when I have maternity photos taken (wasn't necessary, but I've been doing well enough that I felt it was okay to have a little splurge!)
Jan 28: $0
Jan 29: $0
 
1/1: $0!
1/2: $0!
1/3: $11.10 Popeyes
1/4: $6.25 Subway
1/5: $23.16 Gas
1/6: $14.19: lunch, Rouses
1/7: $4 lunch
1/8: $102.60: CVS, lunch, Rouses, Winn-Dixie
1/9: $0!
1/10: $0!
1/11: $2.07 Rouses
1/12: $0!
1/13: $31.94: Rite Aid, Burger King, Winn-Dixie
1/14: $0!
1/15: $94.69: Po boy, Winn-Dixie, Target
1/16: $0!
1/17: $0!
1/18: $0!
1/19: $0!
1/20: $21.55 Gas
1/21: $43.95 Pre-pay for an event next month, tax fee
1/22: $0!
1/23: $87.77 Cafe du Monde, boots, groceries
1/24: $0!
1/25: $0!
1/26: $0!
1/27: $29.99 dinner out, Rouses
1/28: $4.39 Burger King
1/29: $82.31 Winn-Dixie
1/20: $0!
1/31: $0!

At the risk of jinxing myself, I am calling today and tomorrow $0 Days.
I do need to get gas soon, but I think I will put it in February.

$0 Buy Days: 16
Total Spent: $559.96/$395=142% :headache:
Month Over: 31/31=100%

I went over my budget, but I can't beat myself up too bad. I knew it was very tight going in. Here's why I can't be too mad:

I have been tracking my spending for years, but for the last 6 months (since August), I have been extremely consistent with it. For the first time, I have a 6 month span that is accurate - including the money spent on eating out and souvenirs on a weekend trip to Disneyland in September!

$0 Days:
August 2010: 9
September 2010: 7
October 2010: 8
November 2010: 12
December 2010: 11
January 2011: 16

The irony in this is that this was the month that I decided to focus ONLY on the budget numbers. I did not "binge" on my spend days. The result of focusing on the budget meant that my spending for the month (not bills, but actual point of sale transactions) was $559.96. Adding up all the money spent in August-January and dividing it by 6 gives me a monthly average spending of $955.46. :scared1: This means my January spending was $395.50 less than my 6 month average! :woohoo: (ETA: My 5 month average of Aug-Dec was $1034.55 making this month $474.59 less than my average! Even better!!)

Granted, I'm probably going to need to start out February with buying gas for my car on the 1st or 2nd, but I wanted to play with all my numbers. ;)

I think for February I am going to do $100 for each week, plus $75 for gas. This gives me a budget of $475 and it's closer to reasonable. Still tight, but it's slightly more realistic.
 
The January budget is $1200 with 12 no spend days.

Auto $70 / $29 left
Eating Out/Entertainment $50 / $21 over
Giving $10 /$0 left
Groceries/Household Goods $200/ $18 left
Medical $100 /$150 over
Misc. $50/ $75 over
Set bills $420/ $16 left
Semi-Annual Neurology eval in Chicago budget is $300 / $95 left

No spend days goal of 12/14
Coupon savings $53.97
Christmas '11 running total = $8
-------------------------------------------------------
1/1 $0
1/2 Set bills $25 (church)
1/3 Groceries $13; Misc. $29 (birthday present for niece)
1/4 Medical $104 (dentist)
1/5 $0
1/6 $0
1/7 $0
1/8 Eating out $18; Medical $21 (OTC drugs)
1/9 Set bills $20 (church); Misc. $10 (Mom's birthday gift) Christmas $8
1/10 $0
1/11 Set bills $186
1/12 $0
1/13 Set bills $68; Groceries $8
1/14 $0
1/15 Groceries $29; Chicago trip $166 (pre-paid for a train ticket ($51) and pre-paid hotel ($115)
1/16 $0
1/17 $0
1/18-19 Set bills $40 (newspaper and cell); Chicago trip $39 (food & taxis) Giving $10 (bought food for people begging in the train station)
1/20 Eating out $6
1/21 $0
1/22 Eating out $20 (took niece out for her birthday); Medical $91 (two new prescriptions)
1/23 Set bills $40 (church); Misc. $40 (niece birthday present)
1/24 $0
1/25 $0
1/26 $0
1/27 $0
1/28 Groceries $55; Meidcal $34 (3 more prescriptions, this time from the eye doctor to prep for cataract surgeries next month. I have met my prescription deductible for the year in one week); Misc. $30 to do my taxes (one federal, two states and one city so not a bad price and I am getting a modest refund.)
1/29 Groceries $25; Eating out $23 (took niece to lunch)
1/30 Set bills $25 (church); Auto $41 (two new interior door handles but my brother got on line and installed them for me - whoopie no more having to put down the window to get out of the car!) Eating out $3 (bagels after church); Misc. $8 (shipping on my free photo book); Groceries $52 (kcups)
 
Woo hoo, I love fresh starts, and a new year is a big one! Hello No Buy friends, and welcome to the new ones. Think I will shoot for another 10 no buy days, both dd4 and dh have January birthdays, and we leave for our trip the 1st week of Feb, so I may need to buy a few things for that. Good luck everyone!

Really great to see lots of new no-buyers- welcome everyone! Dh and I went on a movie and dinner (gift card!) date yesterday, I took our budget notebook, so we had our annual budget meeting on the way to town and listed our goals for 2011.

I use the envelope system (actually mine is an small accordian file folder). Using cash for everything (started last Aug) has been a great help (that and writing down everything I spend). I would really like to get our grocery and household goods spending down, I was lumping them together but I think I'll seperate them so I can see where the leaks are. I do meal plan and we eat out once a week, usually, but I think we could be spending less . I buy a lot of fresh veggies, fruit, lean meats, greek yogurt, cheese and almond milk, but I won't compromise on that- I think I'll try to menu plan from the adds more consistently and stock up when the things we use are on sale.

Jan 1 - Movie w/ dh, popcorn

Jan 2 - clearance t-shirts for trip, shelf for ds8's finished Lego masterpieces

Jan 3 - groceries

Jan 4 - $0

Jan 5 - dh's b-day gift from the kids

Jan 6 - Groceries @ Wal Mart, lunch w/ mom & dd4

Jan 7 - movie rental for kids, dh took kids out to dinner

Jan 8 - groc's for teaching Sunday School, Mcd's for kids

Jan 9 - $0

Jan 10 - $0

Jan 11 - groc's, ice cream cones for dd4 and her friend (they're crazy, it is 3 degrees here!), pizza - sigh, I need to do some cooking for the freezer, it helps so much on nights like tonight, parents night at dance for 2 dd's, and a cubscout meeting for ds8. I really wanted to make something quick but got outvoted by my gang- especially dh.
__________________
Jan 12 - $0

Jan 13 - hoodie for dd11, and a few t-shirts for ds8 and dd11. I went through their closets & most of their shirts from last summer are too short, they're for vacation, woo hoo! It's been so cold here, I love snow, but I have to say I'm looking forward to some sun next month!

Jan 14 - ice cream for dd & her friend (do you see a pattern here?, I'm going to buy a gallon of ice cream, & some cones, so next time, I'll be ready for friends!), movie rental for kids, groceries

Jan 15 - $0

Jan 16 - bananas & sandpaper for ds's Cub Scout pinewood derby car, 2 kindle books

Jan 17 - $0

Jan 18 - Did'nt make it to town today, I'm waiting for dh's watch to be fixed, it's one he got from playing in the Orange Bowl in college, it has'nt worked in ages & I took it to a watch repairman to be fixed up. The watch guy called & is having trouble fixing it, I REALLY hope it can be fixed as this was my special gift to dh for his 40th. Dh did pick up some groceries though, and I ordered dd11 a new swimsuit & pair of jeans- It's bad that I can spend $ without even leaving the house!

Jan 19 - $0

Jan 20 - ate lunch out, got myself a jacket for DW, 2 Mickey t-shirts for dd's @ Target- man, are they cute!! Turquoise blue w/ a big Mickey sillouette, filled w/ rainbows, little sayings, etc., got dh's watch! Hooray!, household items, Valentine cards and candy (as it will be V-day 2 days after we return).

Jan 21 - $0

Jan 22 - ds8 has a friend over, so dh took all 4 kids sledding on a big hill in town, they had to buy a sled (we just had 1, our other one blew away last winter), dh picked up a few groceries, making cheeseburger soup tonight, we'll probably get some more snow today.

Jan 23 - $0, we took dh out for lunch for his b-day, but used a gift card from Christmas, we also drove thru Starbucks w/ a gift-card, dh did pick up a $5 pizza he was taking to watch football w/ a group of friends, but I don't track his spending, just mine (as he very rarely spends anything, & I buy 99% of everything that we need).

Jan 24 - On my way to Walmart, we are out of everything grocery related, it seems.

Jan 25 - $5 subway, household things at dollar general (paper towels, cleaning supplies)

Jan 26 - $0

Jan 27 - household, groceries

Jan 28 - movie rental for kids & friend, ice cream for kids & friend

Jan 29 - dh & I ate at Skeeter Barnes w/ dh's best friend & his wife, the meal was $60:scared1:, I'm just not used to spending $ like that on eating out, it was good, but I was thinking I could make that meal at home for waaay less!

Jan 30 - $0, yay, I'm 1 over goal! Going to TRY not to grab meals out this week, even though it's a nutty week (pt conferences, ds starts wrestling, along w/ the usual schedule of dance, etc) and we leave on FRI!:banana: Today we taught Sun School, but are @ home for the rest of the day, cleaning & catching up on laundry & packing a few things.
 
MikeyMomofThree, glad to hear you are able to keep fluids down. I hope you continue to get better.

Staying home again today. I hope to finish out the month with no buy days.

Groceries/household- $300/ $17.24 left
Pet Supplies- $30/ $0 Left
Car/gas- $50/ $27.52 left
Eating out- $50/ $3.09 left
Entertainment/Misc- $100/ $54.82 left

Total- $530/ $72.57 left

Goal of 15 No Buy days--- Goal accomplished 1/23 :cool1:

Week One
1/1- $14.23 Groceries
1/2- $0
1/3- $0
1/4- $0
1/5- $88.96 Groceries/household and $17.63 dinner at Loco Leprechaun
1/6- $0
1/7- $0

Week Two
1/8- $0
1/9- $12.78 groceries
1/10- $0
1/11- $0
1/12- $15.11 Denny's breakfast, $54.11 Marc's, $40.50 Giant Eagle, and $26.36 Walgreens
1/13- $0
1/14- $22.48 Gas, $29.55 Giant Eagle, and $4.28 Disney Store

Week Three
1/15- $0
1/16- $0
1/17- $15.51 groceries
1/18- $11.41 Walgreen's
1/19- $0
1/20- $14.44 Groceries
1/21- $0

Week Four
1/22- $0
1/23- $0
1/24- $0
1/25- $17.68 Aldi's and $9.45 Jersey Mikes
1/26- $0
1/27- $3.65 Starbucks, $24.90 WalMart, and $1.07 Wendy's
1/28- $3.13 Target
1/29- $0
1/30- $0
1/31

19/15 No Buy Days

Store and coupon savings- $49.09
 
I am, thanks. Mostly I am very weak. I have not had any food in 12 days, but I am able to finally keep in liquids so that is a good thing!!! I know once I can eat again I will start to feel even better, but having liquids stay in was their goal for me, otherwise I was going to have to go back to the hospital, so I am very relieved to be able to drink! And today for the first time my very well meaning but not thinking grandma called. She is a baker/cooker. She likes to tell me in detail hat she made that day. Every time I try to tell her nicely that it makes me feel sick but she forgets and starts again. Today she told me about how good the pickle soup was that she made today and how the kids would have loved it cause the pickles were extra sour and then she stopped herse;f and I said "ya know, it's actually OK." I guess if I can listen about extra sour pickle soup I must be feeling better. :rotfl:

I have no idea how much hubby has spent, and I don't want to. ;) I know that DD16 who loves celery asked for it and he bought it precut into sticks. :eek: I always wondered who does that??? I know the kids have been mostly buying lunch (which I never do, so you'd think they'd love this, but turned out only DD16 does, the other 2 aren't fans of it.) I know this has actually cost us quite a bit, but I also think it has taught them all a lot about what mom does and hopefully they will appreciate it more when I am back! :goodvibes But considering I have been a SAHM/wife since we married and he's not had to do anything on his own ever, he's doing really good so I can't complain. But boy my record for the month is good. :lmao:

Hope you are on the mend! Lol at the sour pickles:laughing:! I think it's good for the family to need to step in your shoes every once in a while, makes them realize they are tough shoes to fill!;)
 
MickeyMomofThree - Hope you continue to feel better!

I'm aiming for 15 No Buy Days, but hoping for 20!

1/1 - $0
1/2 - $89.30 (for 2 weeks worth of groceries - this meal planning stuff really works!)
1/3 - $0
1/4 - 37.00 (Darn kid and the stuff he likes. I HAD to get tickets to take him to a Dinosaur Train exhibit.)
1/5 - $0
1/6 - 49.29 (saved due to Amazon Mom and Subscribe and Save, and (fingers crossed) this could be the last pack of diapers I ever buy)
1/7 - 111.41 + 10.95 (groceries and McDonalds for lunch)
1/8 - -- Alright, this may be cheating, but I'm not counting today. Money was spent, but it came from a special fund that I've been saving up for (Ikea) so it isn't money that came out of my regular budget. But I won't count it as No Buy.
1/9 - $0
1/10 - 110.59 (Big Costco shop. Feeling discouraged. I'm only $40 away from my grocery budget for the month and I know there's a handful of things I still need. Crap).
1/11 - 27 + 505 (Amazon to get the CORRECT size diapers since I bought the wrong size on 1/6 - will get a refund though whenever the snow lets up to get the UPS man here. Also had to write a check for the kids preschool tuition for NEXT YEAR already - big budget buster there).
1/12 - $0 Thank you snow!
1/13 - 33 + 5 on GC (Was doing well until the darn gas light came on! I would've waited 'til tomorow but with a couple feet of snow and a temp of 7 degrees overnight I decided it best to ruin my No Buy day).
1/14 - 95 + 15 + K cups (Books for my first class back in school after a decade :worried:, Birthday present for Dad and still to buy Kcups - waiting on my buy 2 get 2 code, lol. Would've been more buy my house and the ice and snow conspired to keep me out of Target.
1/15 - 37+13+16 (DSW, Target and Outback - so all the spending is on top of 100+ in GC's. But DSW has been my ONLY splurge so far this month - and I really did need new snow boots).
1/16 - $0
1/17 - $0
1/18 - $0
1/19 - $0
1/20 - $0
1/21 - $0
1/22 - 32 +2 (milk and half and half, and meat that was 50% off and couldn't pass up. And then an extra trip to 7-11 for eggs to make pancakes for dinner).
1/23 - $0
1/24 - $0
1/25 - $0
1/26 - $0 (So wanted take out for lunch, but wasn't about to risk life and limb on the snowy roads. But I got my goal!)
1/27 - $0
1/28 - 38+7+8 (Old Navy - because of the Budget Board, lol - Target groceries and Target lunch)
1/29 - $0
1/30 - 187 (BIG grocery shop for Feb. Couting it as a Buy day but the $ is coming out of Feb's budget)
1/31 -


17/15 No Buys!!

:banana::banana::banana::banana::banana:
 
Great job Ronmel!


Thanks!

Did some groceries today, and bought a gift for a baby shower.
Will I be able to get one more no-buy day tomorrow?


No Buy Days : 15/15
Gas : 98$ (max 100$)
Groceries : 237$ (max 250$)
Eating out (and snacks) : 99$ (max 100$)
Non-necessities : 222$ (max 200$)


01/01 : 0$
02/01 : 0$
03/01 : 0$

04/01 : 9$ (breakfast + lunch)
05/01 : 0$
06/01 : 0$

07/01 : 48$ (gas + dinner)
08/01 : 35$ (groceries + rent game)
09/01 : 10$ (dinner)
10/01 : 0$
11/01 : 0$

12/01 : 39$ (movie + dinner)
13/01 : 55$ (game)
14/01 : 0$
15/01 : 66$ (cat food & litter)
16/01 : 76$ (groceries + gas)
17/01 : 0$
18/01 : 0$

19/01 : 29$ (Amazon.com)
20/01 : 0$
21/01 : 56$ (gas + snack + book)
22/01 : 65$ (groceries)
23/01 : 0$
24/01 : 66$ (books for my class)
25/01 : 0$
26/01 : 0$

27/01 : 10$ (pizza - sharing the cost)
28/01 : 14$ (lunch)
29/01 : 0$
30/01 : 76$ (groceries + baby shower gift)
 
My goal for January is 15 no buy days.
Christmas is done, my DS's birthday is done. We have a few birthday parties to go to, but other than that, we don't have any big expenses coming up in January. I'm ready to get back on track after all the crazy holiday spending

January 1 $0 :cool1: We're in for the day, so I'm calling it early. Hoping the $0 for today is a sign of good things in 2011!

January 2 Plans changed and I ended up going out for dinner tonight instead of tomorrow. So $50 for dinner and I went ahead and filled up with gas today $50 gas.

January 3 $0 :cool1: Took the boys to the library and McDonalds, but we were given coupons this summer that allow one free Happy Meal per kiddo once a month, so we used those :banana:.

January 4 $25 got my hair cut- I haven't had it cut in over a year. I was ready for a new cut. $100 groceries. $28 DH and I went out to dinner for our date night.

January 5 $0 :cool1:

January 6 $80 presents for upcoming birthday parties/misc. at Target (but ONLY what I went in for, no impulse purchases), $40 gas, $15 to refill my freezer with bread, $10 local bounce place

January 7 $0 :cool1:

January 8 $0 :cool1:

January 9 $0 :cool1:

January 10 $106 groceries, $30 gas, $15 new wiper blades, $12 McDonalds for lunch--this is twice this month, unheard of, but I had a looooooong board meeting this morning and I didn't even have the energy to make PB&J.

January 11 $28 new winter coat for DS #1, $29 eye doctor for DS#1 (this will be reimbursed, but I'll record it anyway).

January 12 $12 prepay for preschool pancake breakfast later this month, $30 gas, $25 dinner with friends, $20 doctor for DS (this will be reimbursed as well), $13 treats after the doctor

January 13 $13 groceries

January 14 $0 :cool1:

January 15 $0 :cool1: Calling it early because we went to a birthday party and now we're in for the day.


January 16 $0 :cool1: Calling it early because we're in for the day.

January 17 $40 gas, $15 PJ party at Panera, $40 dog food, ect at Target. Plus I had to write a HUGE check for DS#2's speech therapy, but that comes out of a different account.


January 18 $8 bread outlet, $10 Starbucks date with my DS#2, $10 eye doctor, $205 :scared1::scared1: groceries.

January 19 $0 :cool1: I did do the Living Social Amazon deal, but I'll take that money out of my Christmas account and then stockpile the gift certificates for Christmas, so I'm not counting it.


January 20 $47 We went to the Museum (we're members so that was free) and dinner with some dear friends. They're moving soon, so we're trying to spend as much time as possible with them while they're still here.

January 21 $0 :cool1:


January 22 $55 Gas, $19 Subway


January 23 $0 :cool1:


January 24 $72 Target, $19 lunch, $9 to wash my horribly dirty car


January 25 $19 Beer...DH had a bunch of "honey do" items to get done today and he enjoys a beer while he's working. It's cheaper than a handy man!

January 26 $0 :cool1:

January 27 $39 Gas, $27 took the boys to the Butterfly Pavilion, $50 lunch after the Pavilion


January 28 $37 groceries, $20 Gas


January 29 $15 Groceries (these last minute grocery runs are killing me!!

January 26 $0 :cool1:



14/15 No Buy Days
 
Wheres Piglet, your budget planning makes for interesting reading. I like reading about how other people do things- it gives me ideas for the future. You are doing great this month! Ronmel, did I tell you good job on making your goal? Good job!

Sooo.... had no real plans today but it was 72 here in Tampa. Being from Chicago, we still are not used to this phenomenon. We tend to giggle a lot at our good fortune, and find something outside to do. Then we walk around saying things like: "If we were still in Chicago we would be inside watching bowling" or "Lets just throw our winter coats away" and laugh at our own cleverness. No, this does not get old for us. I'm sure it gets old to our family members back in Chicago that get to hear about how wonderful it is to walk around in shorts in January.

The problem is that if we go out, money gets spent. Went to an outdoor shopping area here and had a lovely lunch outside, and spent some money buying fancy homemade soap and stuff. I should feel more guilty about this flagrant money wasting than I do. :-)

Running Total: Spent $1004
$950 budget...$54 over
$0 Days: 8
Goal is 8 or more!
coupon/sale savings :132

Groceries budget- $250 -11-36-6-11-19-17-5-35= 113 left

January 1st: 25 (12 parking at hockey game, 5 pop at game, 8 Walgreens)
January 2nd: 11 ( groceries at Flea market)
January 3rd: 65 ( Walgreens, cleaning supplies, vitamins, etc.)
January 4th: 61 ( 16 bowling, 5 food at bowling, 20 gas , 20 to DD for an item that she picked up for me using her Disney discount)
January 5th: 0
January 6th: 0
January 7th: 0
January 8 & 9: 296 (35 groceries, 25 gas, 136 Disney fun, gave DH $100 for hotel room that a friend got for us)
January 10 : 0
January 11: 54 ( 21 Steak & Shake, 20 shirt, 13 Walgreens misc)
January 12: 16 ( gas)
January 13: 0
January 14 : 35 (15 gas, 20 Walgreens)
January 15: 14 ( Burger King)
January 16: 19 ( 13 Walgreens, 6 flea market)
January 17: 31 ( 20 dr. copay, 11 Publix)
January 18: 68 (48 bowling, 20 medications co pay)
January 19: 0
January 20: 0
January 21: 13 ( random stuff at Walgreens)
January 22: 55 ( 36 haircut , 19 Publix)
January 23 : 26 ( Publix, 5 for Tylenol, 21 groceries)
January 24: 36 ( Anniversery gift and card, couple random things at Walgreens)
Janaury 25: 0
January 26: 12
January 27: 17 ( Walgreens- totally bad on me. I bought pop , cracker jacks, donuts and bread. Not a healthy thing in the whole pile. )
January 28: 24 ( 5 pop, 19 items to send to DD in Japan)
January 29: 75 ( 40 to send box to Japan, 35 for meat and food at the flea market)
January 30: 51 (18 lunch, 15 shirt, 10 gas, 8 for soap and sponges)
 
Includes medical, pets, furnishings, Food and general expenses, credit card payments(if any) and misc. Does not include basic bills such as water, electric or housing.

12/26 - 1/2/2011
+Pet store $24.11
+Target $58.18 after Christmas sales/toy & Clothing donation items
+Belk/ Macys $255 for next years gifts at 60% off-75% off
+Starbucks $12? (no receipt)
+Starbucks $8? (No receipt)
+eating out $32.00 on 12/26
+Eating out $28.70 on 12/27 (Last day of eating out!!)
+Gas $31 + $15 + 13
+Grocery about $70 12/28

1/3-
Grocery about $65

1/4 -
Gas - $27
Target $30.82 After Christmas sales/some toy donations for next year.

1/5-1/9 NO spend!

1/10
Grocery $50~
Gas $60~

1/11 No spend

Today 1/12 NO spend
1/13 No spend!

1/14 Gas $32

8 No spend days so far!!! I can't believe it!!"

1/15 No spend

1/16 $53 Facial products, $38 Target (Shampoo+Razers) Used $6.00 in coupons!"""

1/17 No spend

1/18 No spend

1/19 Breakfast $6, Lunch $8

1/20 Breakfast $6, Lunch $17 with leftovers for dinner tonight.

1/21 Grocery $57, Gas $18
1/22 No Spend - Went to the mall and didn't buy anything
1/23 No spend
1/24 $3 snack, $7 Target <~~~~ Yes I walked in grabbed what I need and left
1/25 No spend
1/26 No Spend
1/27 No spend
1/28 Gas $15, Grocery $59 , Checked out new shopping center and didn't buy anything. Just window shopped.

1/29 No spend
1/30 No spend ( Free stuff all weekend + Packed picnic food!)
 
1/1 - $6.00 -Group On
1/2 - $141.75 Meijer Coupon Savings - $4.75
1/3 - $0
1/4 - $15 special order needle felt book character
$8.50 toothbrushes and toothpaste - donation to retirement home
1/5 - $0
1/6 - $5.30 for Chinese take/out
1/7 - $109 - $75 for cleaning lady, $27 for dinner and $7 pre-pay for a
luncheon next week.
1/8 - Target - $40 and Kroger $104
1/9 - $0
1/10 - $5.90 fine at the library edit to add: $3.51 on Blizzard from DQ
1/11 - $0
1/12 - hair/eyebrows $47 ; Walgreens - $12.54 received $7 in RR
1/13 - $0
1/14 - Wal-Mart $54.55. Dinner out /$51
1/15 - Ben Franklin - fabric $19.24: Kroger $98.32
1/16 - $0
1/17 - eating out - $45; Big Lots $56.11; Best Buy $180; Walgreens $17.75---- saved $10.35 in coupons and received $8 in register rewards.
1/18 $0
1/19 - $0
1/20 - $7.02 lunch
1/21 - $42.96 at my friend's 31 party
1/22 - $7.42 breakfast; $115.03 Meijer/coupons $1.75; $11.48 Olive Garden; $2.99 Couch to 5K app for my iPhone
edit to add: $6.99 Amazon... bought a new book for my Kindle right before bed.
1/23 - $0
1/24 - $30 deposit for ds's bday party at Chuck E. Cheese
1/25 - $75 for cleaning lady
1/26 - Walgreens - $15.32 - saved $15.30 in coupons and received $7 in register rewards.
1/27 - $0
1/28 - Pacers and Racers - $60.73 (after using $50 Christmas cash) for new running shoes..... Wow do I need them. My shins were killing me in the old shoes. Walgreens - $11.89 saved $2 in coupons and got $5 in register rewards. $15 Kroger; $6.99 Kindle book.... slightly obsessed with the Sookie Stackhouse series, and there is a long wait list for the books at the library.
1/29 - $10.31 - Lunch a Chick-Fil-A
1/30 - Walgreens - spent $3.04 and saved $15.10 in coupons and got $1 in register rewards! :cool1: Meijer - $83.58, saved $9.24 in coupons. Taste of Home magazine $8.97 for a 3 year subscription.


No Spend
10/10
 
unning Total: Spent $1821.09 ~523.28 food and groceries the rest could possibly be cut or unexpected like car and good deals on clothes.
$0 Days:10/10

Groceries ($310-$10/day)- $283.07
Eating Out ($248-$8/day)-$232.99
Misc. (Shopping/Entertainment) ($1333-$43/day) $1305.03
Gas for Tracking- 1/5 $20, 1/5 $50, 1/8 $35, 1/13 $17, 1/14 $7, 1/17 $30,1/24 $33 = $192
BIG PURCHASES: Annual DVC Dues: $494.09

WEEK 1 BEGIN:
1- $3.98 (Artscow.com-Misc.), $2 (Dollar Tree-Papers), $38.99 (Ultra Foods-Groceries-most I have spent on one grocery trip in a long long time, but got lots of stuff we eat at stock up prices!), $9.56 (Target-Clearance stuff for next years stocking and son's bday present), $30 (Walmart-balance after giftcard for 2 TB hd), $10.42 (Ikea- Eating Out kids eat free and only bought one pop-it's a start for this family)
2- $0
3- $0
4- $9.80 (McDonald's-Eating Out), $20 (Joe Caputo-Groceries), $9.55 (Dominick's-Groceries), $180 (Midas-Getting Car Fixed)
5- $1.63 (Walgreens-Groceries), $16.45 (CVS-Groceries-but got $17 back in ECB's), $20-Gas
6- $0
7- $2.05 (Walgreens-Groceries), $8.46 (Jewel-Groceries), $2.17 (McDonald's-Eating Out)
8- $0
WEEK 2 BEGIN:
9- $2 (Dollar Tree-Newspapers), $8.48 (Taco Bell-Eating Out), $20 (Target-Shopping)
10- $0
11- $6.30 (Wendy's-Eating Out), $10.13 (Foot Doctor-Misc.), $7.33 (Walgreens-Groceries), $6.18 (Dominick's-Groceries), $12 (Target-Cat Food, Groceries), $92 (Great America Season Pass-Misc.)
12- $4.92 (CVS-Groceries), $4.98 (McDonald's-Eating Out)
13- $10.56 (CVS-prescription), $14.52- (Target-Clothes), $25.83 (GameWorks-Eating Out), $-10.00 (Dave and Busters (free game play)), $71.83 (Target hoping toys go to 75% and get my free boxes of Kashi
14- $37.81 (Target-Clothes) $16.34 (Dominick's-Groceries)
15- $34.92 (Meijer- Bought a new winter jacket for $13! and got lots of groceries), $12.24 (Jewel-Groceries), $3.10 (Dollar Tree-Newspapers and Balloon for son)
WEEK 3 BEGIN:
16- $10.35 (McDonald's-Eating Out); $16.85 (Old Navy- Awesome clothes sale 40% off clearance-bought two pairs of pants and two shirts, shelf price was $93.00!!), $5.05 (Target-two pairs of pajama pants for DH)
17- $21.94 (Walgreens-Groceries); $10 (Dominick's- Groceries), $15.30 (Jewel-Groceries), $10.76 (Old Navy-more clothes, 4 shirts and winter hat for son)
18- $11.00 (McDonald's- Eating Out), $11.85 (Walgreens-Groceries)
19- $8.65 (Postage for Mailing out tickets to Les Mis that I sold on Ebay for a $90 profit), $6 (Wendy's-Eating Out-running to preschool night)
20- $0
21- $0
22- $35.73 (Meijer-Shopping-Dresser and pepper grinder), $21.05 (Meijer-Groceries), $7.48 (Dollar Tree-Shopping), $17.70 (Arby's-Eating Out)
WEEK 4 BEGIN:
23- $6.86 (Dominick's-Groceries), $3.19 (Walgreens-Groceries) We will be going out to watch the Bears game at Buffalo Wild Wings..be back later to report., $80 (BWW-Eating Out- My honey got 4 margaritas, 3 appetizers and 2 meals and a $20 tip! Not Bad! And I am not hungry for dinner, so essentially was for two meals out since we were there for 5 hours!)
24- $0
25- $6 (Wendys-Eating Out), $5 (Restaurant.com-Eating Out)
26- $6.76 (Dominick's-Groceries)
27- $0
28- $0
29- $5.29 (Dollar Tree-Shopping), $7.88 (Dominick's-Groceries), $19.83 (Five Guys-Eating Out- I did get two waters and a veggie sandwich instead of a burger saving $6)
30- $9.14 (McDonald's-Eating Out), $725 (Fry's-Shopping-My hunny has been bugging me to get a new computer forever, his computer has 1 gig of memory and a 250 gig hard drive....it is old and starting to run slow, so I told him how about you build your own...cool thing is the one he is building is better than one that costs $1200 on Dell.com if he were to flat out buy it. So why this is kinda unplanned for I would rather it come now than later)
31- $0?!?!


Budget: $1900....96%
Month: 30/31: 97%

No Buy: 10/10: 100%

My savings from coupons and sales: $2226.63

Very expensive month, the rest should be a whole heck of a lot cheaper. Here is to hoping!
 
Jan. 1: $33.00 Walmart (groceries and 75% off Christmas)
Jan. 2: $80.00 (2 shelving units from Lowes. 1 was a facebook deal..79 down to 43)
Jan. 3: $0
Jan. 4: $0
Jan. 5: $0
Jan. 6: $22.69(groceries..stuck to the list!) $18.62 (dinner out with friends) $9.60 (Christmas pictures printed)
Jan. 7: $0
Jan. 8: 18.65 WalMart, groceries, $1.07 McDonalds sausage bisccuit, $19.75, Dh and I went to see Tron, plus got a medium popcorn.
Jan. 9 : $0 (used a $20 Staples Reward card for packing tape, travel tissue and bandaids..I've had a dilemma on if I should count what DH spends..he doesn't spend much..but still. For the sake of this experiment I will only count what I spend since I do the majority of the shopping and all the budgeting..I don't like having to tell him he can't pick up his prescription until a Buy day But I also vow I won't cheat by having him spend money so I don't have to count it )
Jan. 10: $0
Jan. 11: $0
Jan. 12: ack...13.00 lumber for DH project, 10.00 DH gas (so now I'm tracking DH?? dunno) 25.60 Walmart (groceries and upcoming trip stuff) 14.45 (Lowes Pay and Save..small local grocery since we only have that and Walmart and since I'm trying to make a new recipe each week and needed capers which, naturally WalMart does NOT have and then also got mini wines for trip and chicken breasts on sale)
Jan. 13: Well, had planned for a no buy day. BUT..75% off stuff at my second job (Hastings) but had a $16.80 GC so only spent $2.00), then. DD asked me to join her and DGD and another DS and DDIL and another DGD..got taht? at our new IHOP for lunch...$7.49..then..I read that KMart had 75% off toys so went out there..no big sale at my KMart, but my Hallmark had 75% off Christmas so got a couple things...$9.45)
Jan. 14: 11.79 for gas and a package of Jalapeno Cheetos..love those! Then 9.00 for a book of stamps and since I picked up grandkids from school we go to Dollar Tree for toy and snack and they had my DH favorite cookies, so 9.45
Jan. 15: $0
Jan. 16: $0
Jan. 17: Took dd, dgd and dgs to IHOP for lunch $35.00 ( plus I had a 20% off coupon I took with me and forgot to use! argh), watch battery, $5.00
Jan. 18: AT
Jan. 19: DISNEYLAND
Jan. 20: DITTO
Jan. 21: DITTO
Jan. 22: DITTO
Jan. 23: DITTO
Jan. 24: $19.15 (groceries)
Jan. 25: $10.00 gas..and I should have noticed this and and bought yesterday It's clear I won't meet goal this month..birthday dinner for DD BF tomomorrow (need gift and bringing a dish) and then other planned things other days. February will be easier since we aren't going to Disney (although not near as fun)
Jan. 26: $50 Lowes gift card..for gift, 11.57 stuff to make huge salad for huge birthday party, my daughter's boyfriend comes from a family of 10 kids...wowzer
Jan. 27: Dinner out with friends $19.15..I am stuck at 9 days
Jan. 28: $7.45 lunch out with friend, $39.00 pictures printed from DL..maybe I will actually start my DS scrapbook early and not panic in November for his Chistmas gift..
Jan. 29: $0
Jan. 30: $1.00 McDonalds hash brown, $14.57 Valentines day stuff for grandkids
Jan. 31
 
This is the first time in 13 months that I am saying this....VERY ready for a new month and a new start!

This month was supposed to be my first to see how much less I spent from last year, but being sick hasn't been fair. I haven't goen anywhere so no gas, my DH has done the grocery shopping, so I will continue to record but will start the comparing next month when it makes more sense.

Well, I am back in with a new plan. My goal 365 days ago today was to do this for a year. Never thought I'd make it, sure as heck didn't think I'd write down every penny I spent for a year, but I did and while I thought this would only be a one year thing to teach myself, it not only did that but I also like so many people here so much that I don't want to leave.

OK, I gave it some thought. Not to say DH wasn't supportive of this last year, cause he is the most supportive man you could ask for, but something that really bothered him last year was when we'd go without something like milk cause I was trying to strech a no buy day to the next day or something, or let my tank get low cause I didn't want to blow a day on gas. To him groceries and gas are necessities and he said he'd like to see me alter it this year not not include those things. However, I want to continue to record them to keep track cause I think seeing it helped me, so I will continue to record everything but no buy days will now be no extra buy days. We'll see how this works. Also, I recorded every penny spent last year, so I have totaled up each month and my goal for this year is to come under that. Anything I have left over at the end of the month I will put into our savings account.

January 1-$0 :woohoo: Actually, not totally :woohoo: but good for the budget, we were going to go out today while DH worked, but the kids were having fun playing at home so that was good, but we were going to go to Cosmic Bowling tonight when he got off work but he's stuck there, it will be an all nighter, so we decided to hang out here and go with him another time. It isn't as much fun doing those things without him. So, a little bummed we are in but we are going to back some cookies here in a bit and they are having fun playing with their new games. Right now they are building forts for the kittens. :)
January 2-$0 :woohoo: Today was a wonderful day AT HOME! My DH finally didn't have to go into work. He worked till 4am so we slept in. Then we got up and snuggled on the couch and watched football. This afternoon we sampled our candies that we brought back from each country in EPCOT, we took photos for our scrapbook and the kids recorded what they thought of each one and ranked their favorites and least favorites. That was fun. Then tonight I made a nice roast for dinner. Now DH is working (but from home!) I am Dising and the kids are playing Truth or Lies on the Wii. It is a nice way to end vacation, wish it wasn't already over, but looking forward to getting the house back in order.
January 3-$0 :woohoo: I do need to get a few groceries, but they wouldn't count anyway, but I worked really hard today and never got out for them and now I am tired. I will have to go tomorrow. We are out of milk but have pleanty of eggs so we are good for breakfast and pleanty of bread so we are good for lunches. (One of this years resolutions is to declutter a bit (not too much, I did a huge declutter a few years ago and missed my stuff, but halfway would be nice, I worked all day on the kitchen. It isn't done but I made amazing progress!)
Now, I do have to do some shopping, we will see if I do it tonight or tomorrow. DD16 and DD11 need jeans so badly, I didn't realize how bad and I am actually a little embarassed and DD8's b-day is next week and all she wants is for me to replace The Little Mermaid 2, ours broke so I am watching a couple on eBay. Guess it doesn't matter if I do it tonight or tomorrow, but as of now it is a $ day. ETA- I am totally craving a date with my hubby, maybe I can buy jeans, a movie and meet him for lunch tomorrow...hhhmmm... ;)
January 4-$0 :woohoo: I did buy a copy of The Little Mermaid 2 off eBay for DD's b-day, it was $18 but I returned the Perfect Brownie Pan and a game I had bought for DD's b-day. The game I thought was on clearance but was not and the pan, she wanted it but then after I bought it, it looked like a headache to clean and we rarely make brownies so I got back $32.23 so I am calling it a wash. I traded for what she really wanted and saved $15. I also bought groceries but with my DH's system I won't count it, though I am going to record it. ($66.12 groceries) I also paid for dance which I never counted against a no spend day, we consider it a bill but I record it since it is the ony bill I pay-$86
January 5- Target (sympathy card, socks for DD8's b-day, she needed them and anframe on clearance of Kitty's first Christmas) $14.82 Dinner for the kids at Family Night $4.50 (I got a burger, fries, 2 cookies, a rootbeer float and a slush that they shared all of it.) Then we came home and had the dinner I had made, meatloaf, garlic cream cheese mashed potatoes and broccoli.) So under $20, not too bad. Dollar Tree (b-day invites) $4.32 (forgot these)
January 6-$0 :woohoo: The weekend it won't be so easy. I NEED a date with my hubby!
January 7- Dinner date with hubby. I was craving a good burger, he said Red Robin, but being budget minded we went to 5 Guys. It was still good and we sat and talked while munching on peanuts. It was nice. After we got dinner for the kids to bring home. Total $21.
January 8-$0 :woohoo: I took the kids out to Lowes for the free project, then Home Depot for their projext, then we went home for lunch and I took DD11 to her b-ball game. After I came home and cleaned/reorganized all day. It would have been easy to say yes when they asked for pizza, but I made dinner and saved the ppizza night for a day I (and dad who wasn't home) would also enjoy it.
January 9- 4 pairs of jeans for the kids 29.16, groceries-Wegman's $70.35, groceries-Sam's $129, Restaurant.com certificate $3, Movie for DD11's b-day in May (cause it was a deal) $4.50 Groceries are going to be higher I'm afriad. DH has started a new diet and it is going to be a bit more expensive. DH and I went out for a date but used a GC for the whole thing, but we did buy the kids a pizza $5
January 10-$0 :woohoo: Stayed in and cleaned!!!
January 11-$0 :woohoo: Did some cleaning and a good work out this morning, now back to sorting old clothes. I have an embarassing 9 large garbage bags to be sold/donated. And I am not done! Going to finish till I have to take DD8 to sance, but not going anywhere else so not spending anything today.
January 12-$0 :woohoo: Took the kids to Family Night after dance, but convinced them to wait for the dinner I had in the crock pot. We will proably have to eat there next time. I feel guilty when I don't for too many weeks. $62.14 groceries*
January 13-$0 :woohoo: Tomorrow won't be so lucky. It is my baby girl's 9th birthday. :lovestruc
January 14- My added bonus, surprise baby girl is now 9! Crazy! Anyway, I am lumping one thing as $10, it was just short but I threw the change in the Disney jar. It covered a happy meal for her for lunch, 2 balloons, treeat bag things for her party today and for class and a book to donate to her class. I did very well I have to say. Then we let her pick a restaurant for dinner (last time we all went out was in Disney.) She picked Red Robin. It really is YUUUMMM but I know why we don't take the family out. :eek: $45.67 for burgers. :scared1: I also went to the doctor, that was $40 but I don't count that. It's medical. But for the sake of recording I will write it down. The RX was covered 100%, love those rare times!
January 15-Her party. Spent $150 at Chuck E Cheese. It should have been way less but I am not going to worry about it. I gave my DH the stack of coupons I was going to use (as needed based on who came.) I handed them to him and said can you hold thede for me so I don't lose them? We got to CEC and I was a manic trying to get set up (it was a walk in party) and I didn't realize in his effort to help, he went and ordered all the coupons. That included 2 for buy 100 tokens for $25 get 100 free! So $50 in tokens. I had enought for over 200 free tokens so I had those just in case. He didn't realize, and his heart was in the right place so I didn't say anything. We came home with a whole pizza, 4 colectors cups unused and over 400 tokens so had I paid it would have been about $80 cheaper. BUT, we will never have to buy another CEC tokens again. And still $150 for 15 kids to have all the tokens they wanted, pizza for all the kids and parents and colector cups for everyone wasn't too bad. YEAH COUPONS!!!
January 16- Double date with friends, their turn to pick, so no coupons :( $25 and $11 for chinese for the kids
January 17-$0 :woohoo: Ran to the gas station at 6am cause I had forgotten to grab eggs and milk last night. These are the exact reasons DH wanted me to not count groceries. Anyway, they have a loaf of bread, a half gallon of milk and a dozen eggs for $.99 each, and it's right by the house. Otherwise I spent nothing. I had to cancel our day off from school plans cause DD11 is coming down with something (throat related) and I fell the other night and injured my everything, but mostly my back. I did take my DD9's Brownie troop on the field trip tonight. It was 12.50 a girl but I just didn't pay myself back as much when I paid myself back the deposit I paid. We went to Sweet and Sassy. She was tempted to buy something (with her own money) but they all got the American Girl Manners book and they got their cooke prizes tonight, she got, among other things, a PillowPet (her only one) so she saved her money. She is learning!!!
January 18-$0 Sick in bed
January 19-$0 Sick in bed
January 20-$0 Sick in bed
January 21-$0 Sick in bed
January 22-$0 Sick in bed
January 23-$0 Sick in bed
January 24-$0 Sick in bed, but finally starting to feel more normal!
January 25-$0 Still sick
January 26-$0 Took a turn for the worse. $40 copay, $150 ER copay (dr sent us right there) and $5 RX copay, but I don't count medical. Spent the entire day and night in the ER and feel no different. BUT, I had 2 bags of fluids in me so hoping tomorrow is a better day.
January 27-$0 Still sick
January 28-$0 Still sick
January 29-$0 Still sick
January 30-$0 Still sick
January 31-$0 Still sick (Not going to count this streak)



25/15 No Spend Days This Month Looking at making this number higher since I am not counting groceries at least for this month. Not sure what to set it for, this is a trial month I guess.

Total groceries for the month-$66.12+70.35+129+62.14*+1.98
Total gas for the month- $0
*Hate to even count this. DH sent me for a bunch of stuff for his diet. It is all for his meals, not the family, but he is the family so I am counting it but he said his fun money, which is his disability money, will be a lot lower cause he won't be going out at all so we will be saving that as well.

My new goal for myself is to come in under the $ amount I spent last January. Here's how I'm doing.
$1278.99 spent last January minus money spent=$709.78
*(need to redo the math)

$$$$$$$$$$$$$$$$$$
Joined No Buy as a New Years Resolution in 2010 and did pretty well-
January-14 Days
February-13 Days
March-17 Days
April-15 Days
May-15 Days
June-8 Days
July- 6 Days (only in town and only recorded half the month, probably had about 7-8 no buys while away)
August-15 Days
September-15 Days
October-13 Days
November-6 Days (only kept track till November 16th cause we were in Disney the rest of the month)
December-10
Longest Streak-4 Days in a Row
Back in 2011 cause I'd miss you all so much!
 
January goal is no 10 $pend days

01-02-11 :flower3: no $pend day #1.
01-03-11 :flower3: no $pend day #2.
01-07-11:flower3: no $pend day # 3!
01-10-11:flower3: no $pend day # 4!
01-11-11 :flower3: no $pend day # 5!
01-16-11 :flower3: no $pend!! # 6
01-18-11 :flower3: No $pend day # 7 !! I'm so proud of me! I spent my lunch hour paying bills, and ate what I brought! YEAH!
01-19-11 spent money today *whoops!* :rolleyes1 LOL
01-20-11 spent money today too - (I did eat the lunch I packed tho :) ) will need gas in the car before the weekend (I'm using more gas than I used to, I need to adjust my budget) and have run out of a few things at home, so need to stop by the grocery store. (that's the ONLY budgeted purchase today!)
01-21-11 spent money today :( old habits die hard!
uh oh, it's the weekend...wish me luck!:rotfl:
01-22-11 spent money on breakfast
01-23-11:flower3: No spend day # 8!!
:littleangel: lets pack those lunches! :littleangel:
01-24-11 packed lunch, but spent the day at the auto mechanics. Unexpected spend, but could have been much worse. (and I used a $10.00 off coupon!!)
01-25-11 packed breakfast & lunch today - but went out to lunch. :confused3 will need gas soon too - :mad:
01-26-11 money spent today
01-27-11 spent money again today too - my friend at work is moving far away soon, and I've been saying yes to lunch more often. Pretty soon, we won't have the chance to have lunch together at all. :sad1:
01-28-11 budgeted spending today - bills, gas, groceries. the normal stuff!:flower3: No extra spending!!!
01-29-11 spend money today
01-30-11 and spent again today too :)
01-31-11 ?? lets hope so, it would make 10 for me!!

9 of 10 days :woohoo:
 
Jan 1 $0
Jan 2 $0
Jan 3 spend - lunch, groceries, and a small CVS run
Jan 4 spend - but it was just some subway for lunch
Jan 5 $0
Jan 6 spend - going out for dinner with the neighborhood ladies
Jan 7 $0
Jan 8 $0
Jan 9 $0 It's amazing how you spend no money when you have the flu
Jan 10 spend
Jan 11 spend
Jan 12 spend
Jan 13 spend
Jan 14 $0
Jan 15 spend
Jan 16 $0
Jan 17 $0
Jan 18 spend
Jan 19 $0
Jan 20 spend
Jan 21 $0
JAn 22 spend
Jan 23 $0
Jan 24 spend
Jan 25 $0
Jan 26 spend
Jan 27 $0 - I'm calling it since dinner is in the slowcooker & I have no reason to spend I made my goal!! THis is the best I have done in the 3 months on the No-Buy group... I am super excited!! And I am sure that I will have a day or two more before the end of the month
Jan 28 spend - $1.50 for Bingo cards at school...
Jan 29 spend - thirty-one party 0 if it weren't SIL's sister just starting her biz, probably wouldn't have spend anything
Jan 30 spend - computer stuff
Jan 31 - blizzard is coming so I probably will have to go out & stock up on milk & fruit... was just too tired to do it yesterday...


14/14 no buy days
__________________
 
Jan 1: $0
Jan 2: $0
Jan 3: $0
Jan 4: $121 on necessary items for the new baby, all purchased at the Target baby clearance (mattress, bottles, towels, etc) plus some grocery items
Jan 5: $12 on a valance for the baby's room
Jan 6: $0
Jan 7: $12 for a day at the mall with dd (whoo hoo for free play area!)
Jan 8: $70 groceries
Jan 9: $0
Jan 10: $0
Jan 11: $0
Jan 12: $0
Jan 13: $0
Jan 14: $0
Jan 15: $0
Jan 16: $0
Jan 17: $0
Jan 18: $20 on gas (have to drive into the city for work tomorrow, wanted to make sure my tank was full using a cheaper gas station by the house vs paying 20 cents more a gallon once I got up there!)
Jan 19: $10 for the Amazon gift card deal
Jan 20: $16.33 at Motherhood Maternity (had a $100 gift card to use, so I ended up paying the shipping/tax out of pocket)
Jan 21: $0
Jan 22: $0
Jan 23: $0 (though I did "buy" a mobile for the new baby's room using Amazon gift cards, yay!)
Jan 24: $0
Jan 25: $0
Jan 26: $13 on diapers (stockpiling now while there are great sales/coupons coming up before baby comes in May)
Jan 27: $29.45; gas for parking in Seattle for a meeting and bought dd an outfit on ebay to wear when I have maternity photos taken (wasn't necessary, but I've been doing well enough that I felt it was okay to have a little splurge!)
Jan 28: $0
Jan 29: $0
Jan 30: $0
 
Auto $160/$240
Groceries/Household Goods $340/$250
(only because I need to buy my bulk meats this month)
Eating Out/Entertainment $49/$50
Misc. $170./$100

No spend days goal is 16/10. No Spend goal met.
Coupon savings $326.00
(I like this one, borrowed from a previous poster)

1/01 $9.00 at Target on Soups on sale
1/02 -0- no plans on going out today.
1/03 -0- brought my breakfast and lunch to work.
1/04 $67 $20 for gas, $42. for groceries, and $5 for MegaMillions...It's up to $330million. I'm planning on winning.
1/05 -0-
1/06 -0-
1/07 -0- Today is going to be a spend day. Stocking up on sale items.Didn't go shopping today.But we did go out to dinner with a gift card from Christmas.
1/08 $40 Gas, $70 groceries (Target and ShopRite) this is a lot for me to spend at 1 time, but, we stocked up on a lot of sale items. Plus, bought a few things not on the list. Note to self again. Leave DH at home when shopping. He always costs me extra.
1/09 -0- Had dinner out. Should have been $60 but had a gift card and bought shelves at Home Depot should have been $40 but had another gift card.
1/10 I was really bad today. Have had a migraine since Friday night. So, today I had no energy to pack anything. I slipped off the wagon. I bought both breakfast and lunch out. Total of $7.00. Bad me Tomorrow will be a better day!!
1/11 $5.00 Milk (2 gal.)
1/12 -0- Major Snow day
01/13 -0-
01/14 -0-
01/15 $74.00 $40 gas. $11.00 Walgreens , but got $7 back.Went CVSing did 4 transactions x2 (DH and I, 1 each) Between us we spent less than $20.00 oop but got atleast $200 worth of stuff. And I still have $20 in ECB's Shout out to the CVS tread This is all out of grocery allowance.
01/16-0- Had dinner at DIn-laws.I made my goal of 10 No Spend Days
01/17 $14.00 groceries. Picked up milk and a few things before the BIG ice storm tonight.:
01/18-0- I'm calling this one now. Don't think we will be leaving the house in the ice!
01/19 -0- ACCIDENT DAY!!! STUPID DRIVER (NOT ME)
01/20 $3.00 McD's Doubles. DD had drama rehersal. No time to cook
01 21 -0-
01/22 $69 $40 for gas, $18 grocery (Arizona Ice Tea was on sale for $1.99 stocked up), $11 for CVS (but got $21 ECB back)
01/23 $55.00 $40 went out to breakfast after church and DD had a friend over for the weekend. $15 girls shopped at the flea market.
01/24 $2.00 Soup for lunch. Went home on lunch break to eat and instead I took a nap. zzzzzz
01/25 $150.00 funeral flowers and a rememberance lamp.
01/26 -0-
01/27 -0-Another snow day kind of. Spent the day at a funeral. Home now and later out to attend yet another wake.
Tomorrow will be a big spend day. I'm picking up my bulk meats at the wholesalers. But this meat will last me for a few months.
01/28 $120.00 $90 groceries 40 lbs of ground beef and 20 lbs of boneless breast chicken. $40 gas.
01/29 $65 Costcos stocked up on paper products
01/30 -0- Cooked and cleaned all day.
 
Congratulations to all of us for sticking with it the entire month, even if we did not make our goals. Knowing where you spend your money is the key to saving some of it, so just recording for an entire month is an accomplishment. :-)

I can safely say today will be a no buy. I don't want to drive my car with the bad brakes, and don't want to fix the brakes until payday Friday. I made my no buy goal this month but went over budget. I'm not too upset since I had some unplanned expenses- I just need to keep more in reserve for those kinds of unexpected things.

Running Total: Spent $1004
$950 budget...$54 over
$0 Days: 9
Goal is 8 or more!
coupon/sale savings :132

Groceries budget- $250 -11-36-6-11-19-17-5-35= 113 left

January 1st: 25 (12 parking at hockey game, 5 pop at game, 8 Walgreens)
January 2nd: 11 ( groceries at Flea market)
January 3rd: 65 ( Walgreens, cleaning supplies, vitamins, etc.)
January 4th: 61 ( 16 bowling, 5 food at bowling, 20 gas , 20 to DD for an item that she picked up for me using her Disney discount)
January 5th: 0
January 6th: 0
January 7th: 0
January 8 & 9: 296 (35 groceries, 25 gas, 136 Disney fun, gave DH $100 for hotel room that a friend got for us)
January 10 : 0
January 11: 54 ( 21 Steak & Shake, 20 shirt, 13 Walgreens misc)
January 12: 16 ( gas)
January 13: 0
January 14 : 35 (15 gas, 20 Walgreens)
January 15: 14 ( Burger King)
January 16: 19 ( 13 Walgreens, 6 flea market)
January 17: 31 ( 20 dr. copay, 11 Publix)
January 18: 68 (48 bowling, 20 medications co pay)
January 19: 0
January 20: 0
January 21: 13 ( random stuff at Walgreens)
January 22: 55 ( 36 haircut , 19 Publix)
January 23 : 26 ( Publix, 5 for Tylenol, 21 groceries)
January 24: 36 ( Anniversery gift and card, couple random things at Walgreens)
Janaury 25: 0
January 26: 12
January 27: 17 ( Walgreens- totally bad on me. I bought pop , cracker jacks, donuts and bread. Not a healthy thing in the whole pile. )
January 28: 24 ( 5 pop, 19 items to send to DD in Japan)
January 29: 75 ( 40 to send box to Japan, 35 for meat and food at the flea market)
January 30: 51 (18 lunch, 15 shirt, 10 gas, 8 for soap and sponges)
January 31: 0
 

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