It's a campground in central, humid Florida surrounded by water...there are definitely bugs. We were there this weekend and I most definitely have the bug bites to prove it. At the campsites the most I noticed was yellow flies and spiders (had 2 surprise guests in our car when we got back in to go home.) There are def. mosquitoes as well, the highest concentration of those are going to be around the beach and any of the canals and pools. The only time you're not going to find this true is if it has happened to reach near freezing temperatures. It definitely wasn't the worst experience I've had with bugs but just don't go down there expecting there aren't any bugs because that's just not true.