Apples to Apples....I don't see any of the offsite comparisons including the cost for daily maid service. Daily maid service is included with a hotel. The cost must be added into the timeshare cost for a fair comparison. I understand many people don't want daily maid service, or at least don't want to pay for it, but the comparison isn't really valid unless it's added in.
So, would that mean that car rental costs for an offsite stay shouldn't be added because it isn't apples-to-apples? Personally, I don't buy the argument that I should include daily housekeeping services if I stay offsite and don't want the service. I'd leave that for folks who find some value in that. I also don't buy the comparison that if I stay at timeshare resorts offsite that the only fair comparison would be the cost of a DVC onsite. While I'd prefer a two-bedroom DVC over a hotel room, the high cost way outweighs my desire for additional space. Just my opinion, but my comparison would be for what I'd be comfortable paying in either setting for my personal preferences.
Here's my approach for 3 people (my wife and I and one of our adult daughters)...
Offsite
Lodging - Timeshare exchange (we own outright at a resort in North Carolina) exchange fee: around $150/wk, annual maintenance fee: around $650, total about $800
Car Rental - Full size car: ~$260
Gas - ~$50
Parking - maybe five park days, so $85
Food - Groceries about $200; Dinners out $400; Park Snacks $250
Total offsite: $2,045 (our actual cost would be about twice that amount if airfare and park tickets - four day park hoppers through
Undercover Tourist (pay for four day tickets, get fifth day free) -were added)
Onsite
Lodging - We'd trade off a two-bedroom villa at a resort like Marriott's Cypress Harbour for two queen beds in a room at a Disney Deluxe like Wilderness Lodge: $2,165
Car rental - Yes, we would still rent a car when staying onsite as there are many places that we usually go to in the area for dining, shopping, etc.~$260
Gas - would probably be about the same, ~$50
Parking - $0
Food - I don't have a good gauge on this but without a kitchen we'd be eating out someplace for every meal. Let's say the dining out cost would be additional 50%: ~$975
Total onsite: about $3,450
I might be over estimating the cost of offsite lodging (we get a bonus week for depositing each of our timeshare weeks so it could be argued that it would be legitimate to split the annual maintenance fee amount between the regular exchange week and the bonus week) and might be underestimating the onsite food costs (we generally eat and drink well while on vacation) so the putative savings of $1,405 that I calculated might be a little higher. Based on our vacationing preferences there's no disputing having a rental car in either scenario - don't care about DME and don't much like waiting for/crowding in park-to-park buses, though we do end up using them to/from Studios and AK when we're park hopping. And we truly don't want housekeeping - if it were an option in a hotel we'd most likely opt out.
Dick Taylor