I caught a guy taking a picture of mine at walgreens. The clerk had set it down. I canceled the card but the police can't do anything. I am diligent now. You do not always need the 3 digit code for purchases. I created and now run the website shopping cart for my work. People will try to make online purchases that are very small and if it goes through they will make larger purchases.
I had someone call me once with 4 chase card numbers that I figured were fraudulent, I called Chase and they didn't even want the phone number the guy called me on or any of his information. They just turned the cards off and wait for people to call in to notify them why they aren't working. It's too costly to "investigate" I was told. They said there is a program they use to get a likely set of numbers for a chase card, they keep trying until one works. Sometimes Chase cards will go through without a correct date or a 3 digit code.
I had someone call me once with 4 chase card numbers that I figured were fraudulent, I called Chase and they didn't even want the phone number the guy called me on or any of his information. They just turned the cards off and wait for people to call in to notify them why they aren't working. It's too costly to "investigate" I was told. They said there is a program they use to get a likely set of numbers for a chase card, they keep trying until one works. Sometimes Chase cards will go through without a correct date or a 3 digit code.