Why I don’t buy dvc…

[miTnosnhoJ]

I don’t think anyone has mentioned this:

DVC has a very active resale market. This means that if your DVC ownership ever becomes a burden for your kids, they can simply sell the points.

 

[Dakota731]

Someone mentioned on this thread or a similar one, how you can see what’s left for dvc at the seven month mark for your desired week. How do I find that tool?

 

[Brian Noble]

Was it this? Note that that is just past trends, not availability.

https://www.dvchelp.com/page/how-do-the-charts-work

This one does periodic snapshots, so it isn't live availability, but rather something from the last day or two:

https://tools.dvcvacations.com/points-calculator

 

[Girlstar30]

Someone mentioned on this thread or a similar one, how you can see what’s left for dvc at the seven month mark for your desired week. How do I find that tool?

Unfortunately does not show disneyland hotel or polynesian island tower

 

[TinkAgainU]

I know everyone has their own way of doing the math – and deciding what is beneficial for them. Here is one dirt-simple view I used recently.

Although the minimum AddOn for points is 25 points (50 at some resorts) it was actually pretty close to what I’d allow since Grand Floridian in October was 20-24 points per night. I wanted to show it more simply using ONE night instead of a full trip … This is also Direct Pricing vs Resale.

Assumption: One night, Grand Floridian Studio, Lake or Lagoon view, in mid-October = 20-24 points

//

BUY DIRECT those points from DVC (prior to closing costs!) = 22pts x $265 per point = $5,830
Divide Upfront Price by 38 years (roughly 2064-2025) = $153 per year
Plus ANNUAL DUES 22x $8 (prior to annual increases) = $176 per year
DVD Total RANDOM-ROUGH Grand FL DVC Per Night = $ 329

//

Versus NOT buying DVC assumption IF 4% return on funds is allocated…
$5,830 x 4% earned interest = $233 per year (not spending it, nor compounding it)
Plus Annual Dues NOT spent = $176 per year
NON-PURCHASE RANDOM-ROUGH Allowance Towards Future Per Night Trips = $ 409

-----------------
Yes, $329 per night for Grand Floridian with a cool view would seem Very nice, and maybe $409 towards a room (if you did NOT buy and invested your funds instead) might not get you the coolest resort BUT there are downsides avoided if upfront cost or needing flexibility are part of your equation. Honestly, I can find a nice resort in LOTS of places for $409 per night.

My math has holes you can drive a monorail thru, but they gave just enough push to have me put off a DVC Add-On for now. I might look at it again next year – the month prior to my Use Year since that’s when they give a little more banked points advantage lol.

YMMV.

 

[bakerworld]

We bought into DVC for us. I think this is a very important point. DVC was a compromise to a Floridian vacation home. We didn't buy for the parks or the kids. We bought for the 'bubble'. When we joined airfare was cheap, the DVC AP perk was cheap, AP's lasted 15 months and there were lots of DVC related discounts/inclusions. Now joining DVC costs 2/3 more, the AP perk is questionably a perk and the discounts/inclusions are minimal. If you're happy with hotel rates then that is your answer.

If you're trying to get a workaholic daughter away from her desk, take a DVC cruise. Nothing screams relaxing like taking a zoom call on the adult deck of the Dream/Wish/Fantasy/Treasure. (I think the Magic/Wonder are too small. )

We enjoy our DVC. I'm glad we joined when we did so we can enjoy the resorts at minimal costs. We rarely go to the parks now and, for years, we no longer stay more than a few hours - a large bit of that sitting at a bar/lounge.

 

[Dakota731]

Why don’t the cabins at Ft Wilderness show up on the points charts?

 

[Tatebeck]

Why don’t the cabins at Ft Wilderness show up on the points charts?

They are fairly new so some websites may have not added them. They are on the official site https://disneyvacationclub.disney.go.com/vacation-planning/points-charts

 

[Disneydad14]

Admitting your wrong is never easy. Especially when you pubicly declare it on a message board only weeks earlier. I cant believe I am writing this thread right now but I just purchased a resale DVC contract for 150 points. I had two trips booked to disney and I started doing the math and the incremental costs of buying a resort seemed to make alot of sense. The main factor in this was that the people I spoke with actually told me that I can rent out my timeshare for more than the costs of the annual dues. Its my day to eat crow but i am happy I am.

 

[Brian Noble]

You weren't wrong. You learned more. There's a difference.

 

[bbn1122]

I have a guaranteed vacation every year and I can pass it along to my children.

Love my DVC...no regrets...

 

[AstroBlasters]

Admitting your wrong is never easy. Especially when you pubicly declare it on a message board only weeks earlier. I cant believe I am writing this thread right now but I just purchased a resale DVC contract for 150 points. I had two trips booked to disney and I started doing the math and the incremental costs of buying a resort seemed to make alot of sense. The main factor in this was that the people I spoke with actually told me that I can rent out my timeshare for more than the costs of the annual dues. Its my day to eat crow but i am happy I am.

Welcome Home!

 

[Tatebeck]

Admitting your wrong is never easy. Especially when you pubicly declare it on a message board only weeks earlier. I cant believe I am writing this thread right now but I just purchased a resale DVC contract for 150 points. I had two trips booked to disney and I started doing the math and the incremental costs of buying a resort seemed to make alot of sense. The main factor in this was that the people I spoke with actually told me that I can rent out my timeshare for more than the costs of the annual dues. Its my day to eat crow but i am happy I am.

DVC gets a lot of us in the end lol. It took me 3 times looking into DVC before I decided to buy anything. I had sticker shock each time from the upfront cost and didn't really know much about the product until I found out about resale and did a deep dive on all the info and costs.

 

[Dakota731]

They are fairly new so some websites may have not added them. They are on the official site https://disneyvacationclub.disney.go.com/vacation-planning/points-charts

I’m checking the DVC availability tool to see if the cabins at Ft Wilderness are available in November and it’s not on the list?

 

[pzw90]

I’m checking the DVC availability tool to see if the cabins at Ft Wilderness are available in November and it’s not on the list?

Do you only have resale contracts? CFW are restricted so resale can’t book them. Only CFW points and points bought direct from Disney (or grandfathered resale) can book them.

 

[eticketplease]

Do you only have resale contracts? CFW are restricted so resale can’t book them. Only CFW points and points bought direct from Disney (or grandfathered resale) can book them.

I believe the PP, @Dakota731 was referring to the availability tool of that I believe is run by the board sponsor, dvcrentalstore located at https://tools.dvcvacations.com/points-calculator

@pkrieger2287 is this your folks website or just run by someone else that promotes World of DVC?

If it is yours any chance that CFW can be added to the list of resorts and PVB is updated with the offerings that PIT now provides for renters looking at availability?

 

[eticketplease]

I’m checking the DVC availability tool to see if the cabins at Ft Wilderness are available in November and it’s not on the list?

Unfortunately I don't believe we are able to provide availability on this board as it changes frequently but I will say right now November looks pretty good at the moment.

I would contact someone over at the rental section of the site or DVCrentalstore or David's to secure the reservation if you do not have eligible DVC points to book it yourself.

 

[sethschroeder]

If you want to stay at a bunch of resorts you still can. Home resorts exist because it's meant to be a benefit to people to have easier access to their preferred resort.

Rotating resorts just really wouldn't work because so many people would want so many different combos plus resorts expire at different times and have different costs.

 

[muppets3d]

Owning a timeshare is not for everyone, that's for sure, and that's okay.

 

[matt and beth]

If you wanted to prepay dues, why not just put them in an investment account for them to use in the dues. Conceptually the account would be way ahead of dues inflation. Your account could pay for full vacations in theory