ROFR Thread January to March 2025 *PLEASE SEE FIRST POST FOR INSTRUCTIONS & FORMATTING TOOL*

All right, people, I could use some advice.
I have a chance to add some saratoga points on my use year (which is August).

The terms are fairly favorable, since this was an international seller, the agreement has been negotiated 8 months ago and he needed to get some lawyer document since his wife was not able to provide consent due to medical issues ( a lot, I know).

The terms are, 160 points contract, 87 dollars a point and it is a truly fully loaded contract. 2024-160, 2025-320, 2026-160.
The seller is even willing to work with me with dues giving me a prorated refund for 2025 and he pays 2024.

At this point, I was looking to maybe get some poly points with Disney since I kind of enjoyed the new towers, love the original poly and am not yet a blue card member, but this contract seems like such a good deal financially, that I may just do the resale instead and rent those 160 2024s to amortize the cost. Would you think getting the poly points direct may be a wiser decision if money was no definitive problem, however, it would be likely one or the other.
Since you'd be able to use those SSR resale points at PVB it's not such a bad deal. And the #'s and points seem pretty good too.

I'd be asking myself if I wanted to get those direct points / blue card or not (will I want an AP, future resort usage, etc.). Would you eventually want to also do the 150 pts at PVB or is this going to meet your points need?
 
Since you'd be able to use those SSR resale points at PVB it's not such a bad deal. And the #'s and points seem pretty good too.

I'd be asking myself if I wanted to get those direct points / blue card or not (will I want an AP, future resort usage, etc.). Would you eventually want to also do the 150 pts at PVB or is this going to meet your points need?
Yeah, If I did both, I would have too many points... would be getting close to 700, we don't love Disney thaaaaat much :)
 
There are two answers.

40 year old me, with kids aged 10 and 8, would absolutely buy the SSR contract and save the money. (And, actually, 40 year old me wouldn't even do that.)

Today-me (just shy of 56), with both kids out of college and out of the house, would buy the direct contract and not look back.

As a friend explained it to me: Thrifty until Fifty, then Spend 'til the End.
I'm 36 with 2, soon to be 3 kids; so definitely closer to the first condition you gave me :)
 
All right, people, I could use some advice.
I have a chance to add some saratoga points on my use year (which is August).

The terms are fairly favorable, since this was an international seller, the agreement has been negotiated 8 months ago and he needed to get some lawyer document since his wife was not able to provide consent due to medical issues ( a lot, I know).

The terms are, 160 points contract, 87 dollars a point and it is a truly fully loaded contract. 2024-160, 2025-320, 2026-160.
The seller is even willing to work with me with dues giving me a prorated refund for 2025 and he pays 2024.

At this point, I was looking to maybe get some poly points with Disney since I kind of enjoyed the new towers, love the original poly and am not yet a blue card member, but this contract seems like such a good deal financially, that I may just do the resale instead and rent those 160 2024s to amortize the cost. Would you think getting the poly points direct may be a wiser decision if money was no definitive problem, however, it would be likely one or the other.
Personally, the blue card benefits are not as important to my family so I always lean towards resale to save money/buy more points. However, in your situation I would ask myself this: Would I regret passing up Poly direct and giving up blue card benefits?
 
Too many points…. let me introduce you to my friends larger accommodations and longer trips…. 🤣
Actually, let me correct my prior statement, it would be around 800 points lol.
That is a lot of points even if I was just doing 2 bedrooms all over the place lol. Don't know how many of you are spending a full month at Disney.
 
All right, people, I could use some advice.
I have a chance to add some saratoga points on my use year (which is August).

The terms are fairly favorable, since this was an international seller, the agreement has been negotiated 8 months ago and he needed to get some lawyer document since his wife was not able to provide consent due to medical issues ( a lot, I know).

The terms are, 160 points contract, 87 dollars a point and it is a truly fully loaded contract. 2024-160, 2025-320, 2026-160.
The seller is even willing to work with me with dues giving me a prorated refund for 2025 and he pays 2024.

At this point, I was looking to maybe get some poly points with Disney since I kind of enjoyed the new towers, love the original poly and am not yet a blue card member, but this contract seems like such a good deal financially, that I may just do the resale instead and rent those 160 2024s to amortize the cost. Would you think getting the poly points direct may be a wiser decision if money was no definitive problem, however, it would be likely one or the other.
The way the market is currently this is an amazing deal. International seller also means Disney more than likely wont buy it back. I have never been 100% on the side of SSR, but this price point, loaded, and low dues paired with the fact whenever numbers are run for best value SSR comes out on top its a no brainer to me.

The upside to buying with Disney is being able to use a credit card and earn cashback/miles to lower your costs, but right now for me Disney isn't giving a good enough promo on Poly to even consider that route. So I would buy the SSR, use it and if Poly goes on sale and you really want it sell the SSR and potentially make a profit and buy Poly
 

















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