That's what I did too. Unless it is a super deal, I think there is really no price difference when you add on closing costs and/or reimburse for dues. If you are not in a hurry, you could try. But, you run the risk of losing a contract to ROFR and then DVC not having what you want or perhaps they will increase their price. I just bought an add-on at VB with the "keep your current points" deal. (it's also my home resort)