I have a BJs offer for $20 off and they have $500 Disney gift cards for $480. Together I'll pay $460 for a $500 gift card, which is about a 9% discount, and if I use my Disney VISA to pay for it, that'll shave another 1%-2%; I'm never sure what the reward level is at the wholesale clubs. This'll go right straight on to the balance for our trip to Wilderness Lodge in January. Sam's is running $200 for $180 (I think...) starting Nov 1, limit of 2, which will pretty much cover the rest of the outstanding balance. YAY! It's hard to get a deal at Disney these days!