When I was looking on the marketplace last fall for 2023 coverage, there were age restrictions to get catastrophic coverage and they were very low. I don’t remember off the top of my head, but the top age was something like 30-35 years old at most. It might have even been in the twenties. I really wanted a catastrophic plan, and could not get one through the marketplace at all. I ended up with a high deductible plan, put the deductible in savings, and don’t plan to use the insurance unless I am hospitalized. The problem with this solution is that the premiums are much higher than a true catastrophic plan. Mary Lou Retton is close to my age, so she may or may not have had that option. I don’t know if there are age restrictions in the private sector.