I love credit cards so much! v7.0 - 2025 (see first page for add'l details)

[StephPlum]

Try to get over to to Bern and Zurich for a couple of days. You won't regret it!

Zurich and Lucerne are the other cities I am visiting. I'll add Bern to trip #2 as well as Zermatt and Geneva.

 

[GZanta77]

can I SM to move some of the biz credit limit to my new one?

I would think so - I closed a CIP recently and moved some of the credit limit over to another card. All done thru SM.

 

[mmmears]

Anyone see any recent AMEX offers for Celebrity? I swear, I get all the cruise offers all the time except for the one I want lol.

I haven't seen one in ages. We had 4 of them in 2023 and used them all when booking a cruise a year out (summer 2024). Then I stalked the offers, asked here, did searches everywhere, and I have seen nothing for Celebrity since that offer 2 years ago. I wish I could be more helpful. We used some VGCs at 5x and a CSR for the balance (it wasn't ideal but that's what worked).

 

[catsinawindow]

I had it happen once that a VGC from Staples did not get properly activated. Still had the receipt and the office manager fixed it. Could it be somehting like that?

As an update, the same card worked fine today at the other Target I tried it at. Not sure if there was something wrong with the card reader at the first Target, but relieved that it seems to be working still!

 

[palhockeymomof2]

can I SM to move some of the biz credit limit to my new one?

Yes you can, I have done it

 

[AmyAnne]

can I SM to move some of the biz credit limit to my new one?

I think so. I have used SM to move credit limits but can't recall if it was for a business card. But I think the only restriction is that it must be from a business card to a business card (or personal card to a personal card).

 

[AmyAnne]

Question about closing Chase business cards. I have three and would like to close at least one. Other than not closing before holding for a year, does it matter which one(s) I close? Oldest or newest? I have two Cash (both started as something else, then PC) and a Preferred (the newest). My thought is to apply for either Unlimited or Preferred--would also be interested in thoughts about the best SUB.

 

[hsmamato2]

Yes you can, I have done it

Thanks y'all for the replies! So how would I word it, as transferring some of the credit limit from xxx to xxx? Not sure of correct word- and my newest cl is lower than my next bill I need to pay!

 

[palhockeymomof2]

Thanks y'all for the replies! So how would I word it, as transferring some of the credit limit from xxx to xxx? Not sure of correct word- and my newest cl is lower than my next bill I need to pay!

I ask them to please move xxx credit limit from my card ending in 1234 to my card ending in 5678.
So my card ending in 1234 has a xxx credit limit and my card ending in 5678 has a xxx credit limit

 

[eticketplease]

Thanks y'all for the replies! So how would I word it, as transferring some of the credit limit from xxx to xxx? Not sure of correct word- and my newest cl is lower than my next bill I need to pay!

I think you have to leave a minimum of $1K on the card.

 

[hsmamato2]

so a few posts got me thinking- when a card issuer looks at total credit extended,is it by household or by each player? I just realized my P2 has a HIGH cl on some cards....should I be concerned? these cards are mostly sock drawered at this point ....keeping them all might be challenging to juggle..what would best advice here be? with 2 og freedoms,2 flexes,1 fu,1 ink (and a couple of others) would I be wise to keep just one of each flavor,and close the others? I don't want to keep worrying about usage,high cl's and any problems that might cause.... with my own lineup I'm at about 1/2 our total income-

 

[hsmamato2]

I ask them to please move xxx credit limit from my card ending in 1234 to my card ending in 5678.
So my card ending in 1234 has a xxx credit limit and my card ending in 5678 has a xxx credit limit

thank you!

 

[palhockeymomof2]

Question about closing Chase business cards. I have three and would like to close at least one. Other than not closing before holding for a year, does it matter which one(s) I close? Oldest or newest? I have two Cash (both started as something else, then PC) and a Preferred (the newest). My thought is to apply for either Unlimited or Preferred--would also be interested in thoughts about the best SUB.

I usually close the oldest first, but don’t think it matters. As far as what to apply for I usually apply for a CIC since I can use the 5x catagories

 

[leeniewdw]

I was hoping to be helpful because we just bought a park pass last month. But we bought it at the entrance of the Grand Canyon on my new BoA Alaska card to hit that MSR. Looks like it coded as Government services. Which is a bummer. Of course, it could be different with an online purchase or with a different issuer.

I checked my CIU that we used to buy our pass in September. I got 1x pts and I believe I would have gotten 2x if it was travel (I couldn't find the code, I'm probably dumb).

If I had an extra night, I'd stop in Milan and see the Last Supper. I almost added another day to my trip for that. If you take the train from Florence, you'll go through Milan.

I am going Florence; transfer in Milan; transfer in Spiez and end in Interlaken. I didn't really look at flying. I am hoping to see some of the countryside by taking the train. We'll see if that works or not.

I'm firming up my itinerary and feel like I need a whole week in Lauterbrunnen. Plus I am skipping Zermatt this time... I can see another trip to Switzerland in my future.

Happy travels.

Thanks -- I've been waffling so much, but maybe 1 night in Milan would work. We have 1 night on front end, 1 night on back end in Switzerland. 3 nights in Murren in the middle. I'll have to make a decision at some point!

 

[lsutigers03]

The IHG Traveler personal card has an elevated bonus of 100k points with $2k spend. I probably won’t do it at this time but I’m curious if you get the Traveler card does that lock you out of the premier card bonus for 24 months?

 

[palhockeymomof2]

so a few posts got me thinking- when a card issuer looks at total credit extended,is it by household or by each player? I just realized my P2 has a HIGH cl on some cards....should I be concerned? these cards are mostly sock drawered at this point ....keeping them all might be challenging to juggle..what would best advice here be? with 2 og freedoms,2 flexes,1 fu,1 ink (and a couple of others) would I be wise to keep just one of each flavor,and close the others? I don't want to keep worrying about usage,high cl's and any problems that might cause.... with my own lineup I'm at about 1/2 our total income-

Chase looks at each person individually, if he does not need that much credit or use the cards I would close some

 

[catsinawindow]

Exciting (for me) DP on CIC approval! Wanted this card for a big purchase I had coming up that I wanted to be able to float zero interest on for a while (daycare tuition prepayment- they waive the CC fee and give you a $300 credit if you prepay tuition by $10,000). Decided to try for a CIC first, somewhat skeptical that I would actually be approved with the tightening up that Chase has done recently! Two Chase Ink cards opened within the past 12 months, most recent one was opened 10/1/24. Floating a balance on that one, since it's still at zero interest. Closed an older CIC about 2 weeks prior, so two open Chase business cards at the time of application. Instant approval!

 

[SleepyatDVC]

As it seems am an impatient person and I am in Amex popup jail, I applied for the Amex Business Gold for PP2 (DH).

I could never replicate the 200k SUB that I applied with. The closest was the 175k SUB was the largest I could generate incognito. Hurray!! He got instant approval!!

Looks like the card won't be guaranteed for delivery until Monday, 2/3/2025, which would be too late to pay our school property taxes due on 1/31/2025.

Amex did give us the choice of generating a temporary card number to go shopping with, which we did. I assume that the expiry date and/or the CWW will be different on the actual card.

Anyone know if we can pay for the the property school taxes online with the temporary Amex number?

 

[catsinawindow]

Deleting accidental double post

 

[Judique]

As it seems am an impatient person and I am in Amex popup jail, I applied for the Amex Business Gold for PP2 (DH).

I could never replicate the 200k SUB that I applied with. The closest was the 175k SUB was the largest I could generate incognito. Hurray!! He got instant approval!!

Looks like the card won't be guaranteed for delivery until Monday, 2/3/2025, which would be too late to pay our school property taxes due on 1/31/2025.

Amex did give us the choice of generating a temporary card number to go shopping with, which we did. I assume that the expiry date and/or the CWW will be different on the actual card.

Anyone know if we can pay for the the property school taxes online with the temporary Amex number?

Call Amex and ask them. And congrats!