I should've explained what I meant by loophole in greater detail. Disney does NOT allow a
travel agent to discount Disney products by themselves. An example of this would be if an agent decides to forego his/her commission and take that price off a Disney package. He/she could not advertise that discounted price and offer a discount unique to that agent/agency. The discount must come from Disney (ex.
Free Dining, AP discounts, group discounts, etc.).
Dreams Unlimited has offered group rates surrounding some of its events, such as the recent anniversary meetup at Epcot. This is a true group booking, in every sense of the word.
The loophole I was referring to is when an agency contracts for a group of rooms under a group offer and then sells them as individual reservations. The people who buy these packages do not belong to any part of a group, other than they just happened to book with the same agency. They will not go to events together, dine together, etc., as they are not truly members of the same group, and do not fit within the original intentions of group contracts. Thus, the agencies are bending the rules a wee bit. However, as some of you stated, it appears that Disney knows this and allows it. I didn't mean to suggest that anybody taking advantage of these offers is a criminal or breaking the rules.
If it's okay with Disney, book away!