SO... let me make sure I understand, as we are having a situation here (DD can't find EITHER of her rewards cards and she leaves for WDW tomorrow morning).
Does Pay Yourself Back mean that DD can charge meals at Disney to her Disney Rewards VISA card and when she gets the bill, she can use her rewards to pay off those meals?
Does she have to transfer the rewards to her credit card before making the charges, or can she just do it when she gets her credit card statement (that would show the purchases at Disney)?
This could definitely change things around here tonight!