Are you trying to get back under 5/24?
Have you thought about venturing into Amex Membership Rewards points? As we've discussed on here, MR is a flexible points program similar to UR that allows for point transfers to airline and hotel partners, redemptions through their travel portal, redemptions for gift cards and cash, statement credit and at online retailers like
Amazon. However, MR can be more difficult to figure out how to use than UR, and has a wider range of value depending on the redemption. MR offers the best value when transferring directly to airline partners, paying with points for travel with a Business Platinum rebate, or just cashing out to Schwab with a Schwab Platinum. I've usually done points transfers to airlines we tend to fly when Amex runs a transfer bonus. We also have a toddler, so right now I'm in stockpiling mode with my MR and plan to do an airline transfer at some point when DD is older.
If you're trying to get back under 5/24 (which might be why you're considering a business Amex), you'll be looking at the Amex Blue Business Plus (BBP), Business Green Rewards (Green Biz), Business Gold Rewards (BGR), and the Business Platinum (Biz Plat).
@SouthFayetteFan also has a guide on DISchurners to Amex business cards.
We talked about the BBP recently:
And I believe
@speedyfishy was looking at the Green Biz recently:
Business Green Rewards (Biz Green)
- TYPE: Charge Card
- STANDARD BONUS = 5,000 MRs: Earn 5,000 Membership Rewards® points after your first purchase on the Card within the first year of Card Membership
- REFERRALS: N̶o̶ Yes, 5,000 MRs for the referrer
- HIGHER OFFERS: No
- ANNUAL FEE: $95 WAIVED YEAR 1
- COMMENTS: This is a great card to "keep your MRs active". You would ideally get it if you had large annual fees posting soon (maybe on a BGR, PLAT or PRG) and didn't want to lose your MRs. You literally can put $1 on this card and earn the 5,000 MRs. Of course it too has an annual fee so it only buys you a year then.
Neither the BBP or Green Biz will get you the kind of big bonus that'll take you across the ocean for free, but they're solid low cost cards if you want to start building up your MR wallet. The BBP in particular is a no-fee card that your can park your MR points in whenever you get around to churning through the rest of the MR-earning cards. As business cards, they won't affect your 5/24 count.