I say GO FOR IT! We loved it both times we used it- one time was a 'free' offer and the other time we paid for it. It's so worth it, just to save the hassle of feeling like you are always pulling your wallet out.
I think it easily pays for itself. My favorite example is this- a day where we didn't overindulge, and still the dining plan paid for itself.
Mom and I had lunch at Flame Tree BBQ in AK- I think for the two of us, lunch was about $34-35 for two rib lunches, 2 drinks, 2 desserts & we used a snack option so we could try the onion rings I had read so many raves about. I do remember eating everything but my dessert- I took a couple bites and called it good.
We split a water later for our other snack credit. $2.50
We had dinner at Crystal Palace at the MK. I think after tax and tip (gotta love that that is incl in the
DDP!) it was about $70.
So without doing much different than we had if we paid OOP, we saved about $30-32 that day. I probably would not have gotten dessert at Flame Tree, but we might have gotten 1 dessert and shared it.
And there were other days where we saved WAY more- I think our meal at le Cellier was about $100 including the tip. And that was just the table service, not incl our snack and counter service meal for the day!
I am a bit bummed because our next trip we will stay at Shades of Green, a fabulous deal, but we can't add the DDP to our room.