As a longtime dvc member who rents out points - I think it's important to really understand the process.
Whether you use a service to rent points from or directly use a member - dvc units won't have daily housekeeping. Only direct thru Disney will give you that.
Whether you use a service to rent points from or directly use a member - The member is ALWAYS in charge of your reservation. Using a service just means you are shielded from seeing or knowing this. The member MUST always make any changes like adding Magical Express, adding disney dining, changing address or names, etc.
Changing dates and canceling a reservation are very tricky and discouraged. Some services charge an extra fee for this protection and get most of the cost of the
dvc rental up front. It's all a matter of how the numbers work.
Most direct members use a standard contract just like a service. Some members want full payment immediately, some want about 2/3 and some want something like 50% now and 50% between 90-60 days checkin. Lots of this depends on the members use year and risk with the points. Some members take a check others may not.
It's important to understand all of this and for the renter to feel a level of comfort in the process. Not every member wants to make changes to a reservation. I've always treated my renters like I was their personal
travel agent but not everyone does this. A trip to Disney can be overwhelming for many, so many things to do.
Renters wanting reservations at the 11 month window specifically to get a popular resort or a popular room or lower point room will find themselves having trouble securing reservations. There is a huge demand for DVC even 11 months ahead. A number of members are starting to charge extra fees to "Walk a reservation" to secure a precious room or view - it's a lot of work to call member services each day to secure the room for each day. Plus a member must use extra points to do something like this. If you don't do this then it's next to impossible to secure studio's at various places when that 11 month window opens. It's hard to explain this but most knowledgable members understand.
Renting is always the cheapest option for a DVC room. Whether you use a service or direct with a member is your choice. Once you experience the rooms at DVC it's hard to go back to a regular hotel room.
Rental prices can go anywhere from $11-15. A lot depends on the resort and when the member must use the points by. Finding the cheapest solution isn't always the best.