palavra
DIS Veteran
- Joined
- Jun 8, 2007
Try credit counseling! We worked with a very reliable one here and it was the best thing we could have done. They call the credit cards and work out a deal with them, they lower payments, intrest and stop late payment charges and over the limit charges. We were able to pay off $8000 in debt in just 3 years and we were better off financially, we actually had money leftover after paying the bills.
This! We will have paid off almost $10,000 dollars in about 3 years time. We have only 4 months to go! We have not fallen back into the credit trap. other than one card for emergencies, we don't have credit cards now. We have learned to save for what we need/want.