I'm so frustrated with the little things. Panera is offering 20% off on gift cards. I also have 3 different credit cards with 10% off, so if I reload $25 times 3 on my reloadable card (using each credit card) I'll have $75 for $54 or a 28% discount.
Since I tend to do Panera a lot, it works for me. And the 'little' things add up nicely in my experience.
However, you can only load one time in 24 hours, and you can only check your balance so many times (1? 2? 3?) before you 'can't check your balance'! So stupid! I checked the balance on an empty card and then loaded the first $25. Then it wouldn't let me check the balance after a couple of hours. I was just able to check it by phone and the $25 had landed, but couldn't load the 2nd $25 until 24 hours have passed!
I guess this is some fraud prevention thingy I should be grateful for. Now I have to set an alarm to remind me to load the card again, because 'old' can't remember and will forget!!