New here! Thanks for the great thread! As a teacher, I have champagne tastes but a tap water budget. I am always on the lookout for a premium experience at a great price. My hobby is planning WDW trips. After reading this thread, my new hobby should be saving points for future travel.
We have a 2021 WDW summer trip planned. However, I am hoping to save for a 2022 vacation. It will hopefully be a cruise in the summer of 2022. Looking to cruise from a European departure port or just Miami if necessary. At the moment, I don't have more details as we are still throwing ideas around. We would probably cruise on Princess, Celebrity, RCL, or possibly MSC Yacht Club. Cruises are so iffy at the moment, I will save for a WDW trip as an alternative. I would be taking the cruise with my Mom and possibly college age DD and maybe even young adult DS. Mom would pay her portion of expenses.
-I can easily put $1400/mo. in expenses towards a SUB.
-As soon as I make a cc purchase, I transfer the money immediately.
I have no balance or interest payments. Presently, I use my bank cc for cash rewards. Each month I get my cash from the ATM machine and put it in my travel fund.
-I have used SW a great deal recently and fly out of Houston.
-I have only a few SW RR points left/redeemed for summer 2021 trip.
-I utilize HH.
My obvious question would be what is the best credit card for me?
Secondly, I have only read this updated thread. The question I am about to ask has probably been asked and answered many times. TIA to the person willing to respond! From reading the stickies on page 1, am I correct in thinking that it isn't possible to pay for a WDW onsite hotel with cc points?
Thank you for any help!
ETA: I have not opened any cc in the past 24 mo. at all.