There's a saying that sums this up perfectly: "Where there's a will, there's a way!"
I have 5 children; ages 15, 6, 6,(twins), 3 and 11 mos. For 8.5 years, my oldest dd was an only child. I worked full time as well as my husband. We rented an older house. We went to WDW ONCE, when dd was 5. Booked some pricey package thru a
travel agent and had no clue about anything Disney. Thought only the wealthy could afford frequent trips to WDW. Of course, there was no internet then to educate me
Now, I'm a SAHM to 5 kids, we own a new home, and have been to wdw twice in the past year and a half. Planning another trip in Dec/Jan for 3 weeks!
So, did we win the lottery? Nope. Did DH get promoted to some CEO postion? No, still the same auto mechanic job for the past 28 years. What happened was that I desperately wanted to be able to stay home with my children, so I read every book on saving money that I could find. "The Complete Tightwad Gazette" by Amy Dacyczyn changed my life. I stopped wasting money on stupid little things that we really didn't need, and it's amazing how little it costs to take care of true necessities. I would HIGHLY recommend this book to anyone looking to be able to stay home with their kids.
The really amazing thing is, once I quit working outside the home, I had so much more time to do other money-saving things like shopping sales, cooking from scratch, hitting yard sales, selling on eBay. So the savings have just snow-balled.
Now, we're definitely not rich and never will be. But we have found that by spending the money we do have selectively, we can enjoy some of the finer things in life. For us, that means trips to WDW instead of expensive clothes, expensive cars, expensive "convenience" foods, etc. It boils down to setting priorites and setting goals and doing what you have to do to get there!
By the way, I LOVE having a large family and each of my children have added to the joy in my life immensely. I feel sorry for people with only one or two children sometimes, but to each her own! Don't let anyone try to make you feel guilty for wanting another precious child.
Sue