This week was a long one. My sister and her family left yesterday morning and now we can get back to normal.
I need some solo husband time.
Week 14
2024 Financial Goals
1. Pay off my credit cards and car loan in 2 years by using the debt avalanche.
I'm just paying the minimums that are due for this coming pay period that will end on 4/25. The pay period after that I will attack the Q Card again.
2. Increase my monthly payments to my husband for household expenses by $800 a month beginning in May and open a joint checking account where we will each contribute monthly. We figured giving me until May to sock some extra cash into my checking would be a good idea since my personal loan is now paid off and that was sucking $1000 off the top of my paycheck once a month.
Snoozed until May. I will pay my husband $300 extra for the month of April on 4/12 and begin paying him the full extra amount beginning in May.
3. Set aside $285 per month from January-June to cover the cost of our hotel for our anniversary trip in July to Monterey.
$285 more into my HYSA (3/6) Waiting for my 4/12 check to make this payment.
4. Begin paying for our 2025 spring break cruise to Mexico in March. Payments will be $450 a month from March-December.
(1/10) Waiting for my 4/12 check to pay this.
5. Continue using the YNAB app and website to track my money daily. I'm still tracking my money the old fashioned way with a register but I really like the budgeting aspect of YNAB and am getting more and more used to it.
Woo hoo, my reconciliation came within $35 this week (13/52)
2024 Personal Goals
1. Finish deep cleaning and organizing my kitchen. My husband is basically the Swedish Chef so he makes quite a mess when he cooks. I appreciate the fact that he does all of the cooking but it's a lot to keep on top of TBH. I need to do a better job and put in more effort. I will track this weekly.
I just have some cleanup left over from my sister's visit, along with finishing reorganizing my baking cabinet. (6/52)
2. Once I feel like my kitchen is back under control I'll transition to organizing my clothes that are in boxes in our bedroom. I will tackle this at least one of the days of my weekend.
This will begin on Monday.
3. Reorganize and deep clean my bathroom. I have too much on the countertop and need to make use of the cabinets in a more organized manner.
Snoozed.
4. By July I'd like to be at the point I can begin to tackle my boxes that are still unpacked in the garage. I had a storage unit for years and now they're just sitting untouched since we moved into the house 3 years ago.
Snoozed.
5. In August I'd like to make my stepson's room into a workout room. He's a senior in high school this year and he'll be starting college next fall. He's only staying over 1 or 2 nights a week at most at this point since he lives with his mom so I don't feel I'll be booting him out or anything. I am at my highest weight ever and I honestly don't even know what that is since I'm scared to get on the scale. I can have all of the DVDs and online workouts in the world but they do no good if you don't use them. I think having a space set aside will really help me out.
I'm starting my bike program this weekend. 20 minute calibration ride followed by a series of 5 beginner rides. After that, I'm undecided on what's next. Too many workout choices!
6. Get my passport at some point this year to be ready for the cruise in 2025.
This probably won't happen for at least a few months.
7. I came up with a new goal. Get back to baking on a weekly basis. This will begin when my kitchen is 'done'. JK, I know a kitchen is never truly caught up on.
Snoozed until I cross #1 off of my list.
Enjoy your weekends everyone!