If you want to count dues, then you have to count resale, and the fact that you could very well ultimately get back your purchase price…both of which massively shift the equation in favor of DVC.
Not counting resale is ridiculous as well. But if you don’t travel much and aren’t inclined to leave the Anaheim area, DVC wouldn’t be a good fit.
But then if you count resale you have to discuss inflation as well. So, if you buy for $25,000 and then sell 25 years later for $25,000, you still lost money.