I have a contract for 160 points with a June use year that came with 90 unused points from past year. We have 2 trips booked one for early November and one for March. Is there any disadvantage to banking the 60 odd points left from my 2021 use year now rather than waiting closer to the deadline. Not planning on adding another trip before next June but if we did it would be a short one in a studio. LTIA