Thank you both. I do now remember the part about refunds going back to the cards paid with.
Also, thank you to all the regular posters on here for all the tips and tricks! Becasue of them we were able to save just over 20% on our April 2024 trip (4 nights AoA + 7 hopper plus tickets, for 4 adults/2 kids) and on hoppers to DL/CA just before xmas.
This was all new to me but I started collecting in October 2023. We dont have any credit cards that do the cash back mentioned here, or a Costco membership. Personally I found Target circle bonuses (made with the Target Circle debit) and the grocery store "buy a $50 disney gift card, get $10 free groceries" to be the most beneficial. There were days I'd go through the line 6 times with $10 of groceries, lol. Aloshe BJs rewards coupons were great, as I would otherwise buy only a few things at that store. But it is easy to tack on a $50 gift card(s) to meet a spending minimum to earn the reward, and then turn around and spend that on another GC. Anyway, thank you!