I see a few more people have jumped on board!
I want to set the same goal for this month. The only issue is that I have a friend coming in from out of town and I don't know how much the tourist activities will cost. I think I will list the stuff purchased specifically for this visit as exceptions but I don't know how much to budget for it yet. We haven't planned activities yet. (and yes, it's in 2 weeks!)
I am again going to try to do the $40/3 days thing. It seemed to work pretty well last month. I do plan to rework my posting of it; last month was pretty obnoxious.
CASH ($400):
1: $2.00 snoball
2: $31.00 school uniform shirts (yes, for me!) and lunch out with colleagues
3:
$40-33.00=$7.00
CASH Subtotal: $33.00
CASH $0 Days: 0
GAS ($75):
GAS Subtotal: $0
GAS $0 Days: 2
I'm not off to a particularly great start!
Thanks!
Um, no!
My budget is tight enough as it is! It can't handle much more!
I would swap in a heartbeat too! We spend between $800-900 a month on gas! I keep telling my DH that we could move closer to civilization and save so much money, but he won't go for it!
Ouch! Why do I seem to think you live in Louisiana?
Where'sPiglet, I've been inspired by you and have decided to do the same thing! I have a budget of about $400 too!
!
Awww, thanks! Good luck!
ok.....I got my monthly budget worksheet set....the month of June is set to $0.....every cent should be accounted for....and I have LOTS of categories. My goal is to stay on track with this for the month...no necessarily any "no spend" days, but wise spending and on things that I have budgeted for.
Good luck! I also focus more on the $ amount than the number of $0 Buy days. I found that if I focused too much on the $0 Buy days, I'd have little spending sprees anytime a $0 Buy day was "ruined". It was as if a $1 Coke from the machine at work opened up the floodgates to spend whatever, since the day was shot as a $0 Buy.
I hope the multiple categories works well for you. Personally, I tried that in the past and found that tracking it was a bear. While I will occasionally (maybe once or twice a year) break down the spending into multiple categories to analyze it, overall I just try to stick to an overall amount of money for the month. It makes it a lot easier for me to keep up with tracking it! I found that if I made it too complicated to record, I didn't follow through.
Of course, the beauty of this thread is that we all get to find what works best for each of us. I have gotten a lot of great ideas from seeing how other people do their budgeting and spending.
I found a condo that I am in love with and am starting the pre-approval process for our 1st mortgage! I am pretty excited and I hope we get a good deal on it. It is right down our street
Ohhh, that's exciting! I hope all goes well with it! Good luck!
I go back to work next week for the first time since I had the baby, but 60% hours equals 60% pay. I'd just like to keep my non-bill spending under $1000. We are planning to buy new TV soon, and will also be saving to get a new car by the end of the year.
