So this month has has been crazy money wise. I had to have an MRI of my liver. They found 2 masses when doing a scan for something completely unrelated. Thankfully they are just cysts and I am fine. Finally saw the neurologist for DD and now she will have an MRI of her brain. We also were in the ER Saturday and Monday for her migraines. I am also doing PT for my hip. It has just been crazy.
After doing the elimination diet for DD we found what bothers her digestive system. High Fructose Corn Syrup. Thankfully it is easier to avoid then dairy or gluten for the most part and cheaper then getting gluten free. We also found that she has an immune issue that can affect the digestive track so more appointments for that. Seriously the last month has been crazy for medical stuff.
Thankfully I have hit my out of pocket for me and once we hit the out of pocket insurance picks up 100%. We are almost there for the family half too. Thankfully I have an HSA that is really helping. If not we might be hurting by now.
Our next big thing is trying to get DS to understand loans. We are in the process of picking a college and the one that he wants to go to didn't give him much. It has been a struggle so far but I think we are getting through to him that taking $20,000 a year is not a good choice.
i was curious b/c our oldest graduated college in '18 so i just googled how much even the subsidized fed student loans are running-from what i can see they just announced them today for the 2024/2025 academic year. according to what i read the fed direct staffords loans will be going up 1% for a minimum rate of 6.533% and the federal direct parent plus loans wil be increasing to a minimum of 9.083%