Question about adding on through Disney for the experts

[lionqueen]

Hi everyone. I'm looking for some info about buying directly through disney. I am a current member with home resorts of OKW and SSR. I bought all resale and am grandfathered in for the benefits (DVC Y) . We were thinking of adding on a small contract through disney and had a couple of questions

1.) what is the minimum amount of points that I can add on being a current member?
2.) would i be able to add my children's names onto the contract? or since it is an "add on" do i need to keep the names on the deed exactly the same?
3.) do small contracts have member benefits attached to them? Will I keep member benefits through this add-on when my OKW contract expires in 2042? (I don't remember if my SSR is "DVC Y" or not, how would I figure that out? look at the deed?)

The end goal is to get a small contract that has a longer life than our current OKW contracts that will keep giving us member benefits.

Hope that makes sense. and thank you for any info you can share.

 

[intamin]

Hi everyone. I'm looking for some info about buying directly through disney. I am a current member with home resorts of OKW and SSR. I bought all resale and am grandfathered in for the benefits (DVC Y) . We were thinking of adding on a small contract through disney and had a couple of questions

1.) what is the minimum amount of points that I can add on being a current member?
2.) would i be able to add my children's names onto the contract? or since it is an "add on" do i need to keep the names on the deed exactly the same?
3.) do small contracts have member benefits attached to them? Will I keep member benefits through this add-on when my OKW contract expires in 2042? (I don't remember if my SSR is "DVC Y" or not, how would I figure that out? look at the deed?)

The end goal is to get a small contract that has a longer life than our current OKW contracts that will keep giving us member benefits.

Hope that makes sense. and thank you for any info you can share.

1. 25/50 depending on resort
2. You can add your children's name to the contract but that would trigger an additional membership for you. In order for it to show up on the dashboard as you have it right now, you would need to keep the owners the same.
3. Assuming you're grandfathered in benefits on your SSR you will retain benefits until 2054. After 2054, you would need to hit the current minimum for benefits which is currently 150 direct points with new points you buy.

I'm pretty sure benefits for resale were grandfathered in 2011 so if you bought SSR before that then you're fine til 2054. After that you would need to buy up to whatever the minimum is for direct benefits at that time.

If your SSR does not have benefits, then currently you would need to buy 150 points at another resort directly from Disney. You do not need to buy all 150 at the same resort just as long as you have 150 points from Disney in total.

 

[OPDman]

First, add on points vary by resort. AKL is 25. Poly was 25, that may have changed with the Tower. Copper Creek, Riviera, and Disneyland Hotel are all 50.

I agree that any changes to your membership will result in a new additional member number. Your benefits follow the points in your account. Once they expire, the remaining points must meet the membership thresholds.

Anecdotally, I have an existing membership with member benefits. When I added points at the Polynesian tower, with a different use year, the new membership does not have benefits because I lack the necessary 150 points. I will say DVC has honored the membership from my primary number even when I have stayed on the excluded points for events such as Moonlight Magic.

 

[lionqueen]

1. 25/50 depending on resort
2. You can add your children's name to the contract but that would trigger an additional membership for you. In order for it to show up on the dashboard as you have it right now, you would need to keep the owners the same.
3. Assuming you're grandfathered in benefits on your SSR you will retain benefits until 2054. After 2054, you would need to hit the current minimum for benefits which is currently 150 direct points with new points you buy.

I'm pretty sure benefits for resale were grandfathered in 2011 so if you bought SSR before that then you're fine til 2054. After that you would need to buy up to whatever the minimum is for direct benefits at that time.

If your SSR does not have benefits, then currently you would need to buy 150 points at another resort directly from Disney. You do not need to buy all 150 at the same resort just as long as you have 150 points from Disney in total.

thank you! that was the info i was looking for. it is crazy how things have changed with DVC over the past 20 years.

 

[lionqueen]

First, add on points vary by resort. AKL is 25. Poly was 25, that may have changed with the Tower. Copper Creek, Riviera, and Disneyland Hotel are all 50.

I agree that any changes to your membership will result in a new additional member number. Your benefits follow the points in your account. Once they expire, the remaining points must meet the membership thresholds.

Anecdotally, I have an existing membership with member benefits. When I added points at the Polynesian tower, with a different use year, the new membership does not have benefits because I lack the necessary 150 points. I will say DVC has honored the membership from my primary number even when I have stayed on the excluded points for events such as Moonlight Magic.

thank you! i was hoping that as long as you had a contract with disney that it had the benefits. guess i was wrong. i didn't know that there was a minimum amount to get benefits

 

[Sandisw]

thank you! i was hoping that as long as you had a contract with disney that it had the benefits. guess i was wrong. i didn't know that there was a minimum amount to get benefits

To add, if you have new names and its a new membership, you have to buy a minimum of 100 points because it is no longer an "add on".

Any owner of that account, if they don't own contracts that already make them eligible for membership extras, would not be eligible because it fell below 150.

Those that do have qualified contracts, even in other memberships, as long as they continue to own those, would continue to be eligible for benefits.

Most of the benefits are applied to the owner, regardless if they have individual memberships that on their own wouldn't trigger benefits.

Bascially, if you bought 100 points with your adult children as owners, they would not get membership extras because they only own 100 points direct...if you ever sell the OKW or SSR contracts that make you eligible, and all you own is the 100 point one, then you would lose your status and to get it back, have to get more direct points to reach whatever the current threshold is at the time....

 

[lionqueen]

To add, if you have new names and its a new membership, you have to buy a minimum of 100 points because it is no longer an "add on".

Any owner of that account, if they don't own contracts that already make them eligible for membership extras, would not be eligible because it fell below 150.

Those that do have qualified contracts, even in other memberships, as long as they continue to own those, would continue to be eligible for benefits.

Most of the benefits are applied to the owner, regardless if they have individual memberships that on their own wouldn't trigger benefits.

Bascially, if you bought 100 points with your adult children as owners, they would not get membership extras because they only own 100 points direct...if you ever sell the OKW or SSR contracts that make you eligible, and all you own is the 100 point one, then you would lose your status and to get it back, have to get more direct points to reach whatever the current threshold is at the time....

so to clarify, if i added a 50 point poly contract I can not add my children's names on it (they are dependents at this point, not adults)

 

[Hubalorian]

so to clarify, if i added a 50 point poly contract I can not add my children's names on it (they are dependents at this point, not adults)

Why not add your children to your current contract?

 

[intamin]

At this point I would just retitle them to have your children's names on all of the contracts if that's the ultimate intention.

 

[lionqueen]

At this point I would just retitle them to have your children's names on all of the contracts if that's the ultimate intention.

my end goal was to get their names on a contract so that when they are adults they would have benefits and to extend my benefits past 2054. It looks like the rules have changed so I may have to add them to my current contracts. I'm not sure the benefits are worth the price difference of resale vs direct. i thought i could extend my benefits with a 25 point contract which is obviously not the case anymore.

 

[D-Trick]

Not sure if it was mentioned previously but there are multiple layers of grandfathered points:

• March 2011: All resale contracts after this date are no longer eligible for use with the Disney Collection (DCL, ABD, non-DVC Dis hotels)
• April 2016: All resale contracts after this date no longer qualify for Membership Extras
• January 2019: all resale contracts have restrictions regarding O14/new resort associations.

When did you purchase your SSR resale contract(s)?

 

[lionqueen]

Not sure if it was mentioned previously but there are multiple layers of grandfathered points:

• March 2011: All resale contracts after this date are no longer eligible for use with the Disney Collection (DCL, ABD, non-DVC Dis hotels)
• April 2016: All resale contracts after this date no longer qualify for Membership Extras
• January 2019: all resale contracts have restrictions regarding O14/new resort associations.

When did you purchase your SSR resale contract(s)?

i have 2....i know that one for sure is before april 2016 and one i think is after. my okw is before 2011

 

[intamin]

Not sure if it was mentioned previously but there are multiple layers of grandfathered points:

• March 2011: All resale contracts after this date are no longer eligible for use with the Disney Collection (DCL, ABD, non-DVC Dis hotels)
• April 2016: All resale contracts after this date no longer qualify for Membership Extras
• January 2019: all resale contracts have restrictions regarding O14/new resort associations.

When did you purchase your SSR resale contract(s)?

I need to SS this because I always forget the cutoffs lol