Just got the letter(about referrals) and re-read it. These are the list of states that do "ALLOW" referrals.
Alabama,Calif,Delaware,Florida,Goergia,Hawaii,Idaho,Illinois,Iowa,Kansas,Louisianna,Maryland,Mass,Mississippi,Missouri,Nevada,
New Hampshire,New Jersey,New Mexico,New York,North Dakota,Ohio,(Puerto Rico),Rhode Island,South Dakota and Wisconsin.
This is good as of 1-06-2003.