How much is your 2025 vacation going to cost you?

I don't use a Disney visa-i haven't had one in years. I like the no fee I have through my credit union in part b/c I can do a statement credit for the dollar amount of rewards i've earned so I can let them pile up and whatever I choose to use them for I just pay for with the card (earning points on the purchase) then do a statement credit to pay the purchase in full (works esp. well if it's one of their periodic double points promotional periods). if I were planning a Disney vacation I might consider getting one of their cards to avail myself of the discounts but I would likely be advance eyeballing the offers they constantly send out and time it for when THEY offer a statement credit (I think right now the promotional snail mail offers we get are offering a $400 statement credit w/ $1000 spent in the first few months).
I use a Disney Premium Visa ....

The Disney/Hulu/ESPN Credit for three months pays for the card and makes it in essence a no-fee card.

2% back for all Disney purchases is really nice. And very easy.

It's also nice when buying a cruise or DVC contract to have 6 months 0% interest AND get 2% back on it as well.

Other cards I use are WOH card for ease of use (at least 2% back every purchase, some categories more, and WOH points are easy to redeem at good values) and Amex Platinum Card.

Have considered switching to CSP and Amex Green. Have also used Amex 6% groceries card, but don't see the point much anymore.

For us right now, not doing much flying, WOH is a great points partner.
 
May 2025 trip expenses for two adults:

$293 both plane tickets, including luggage (Southwest Airlines with Companion Pass)
$58 airport parking
$10 tips for the airport parking shuttle driver
$390 car rental
$0 Stay at a DVC resort with our points, so maybe it is sort of free? 😊
$180 groceries for the DVC resort
$210 Sea World admission
$110 Sea World ECV rental
$35 Sea World parking
$85 Sea World pre-paid food festival credits
$424 Universal Parks one day, two-park admission tickets
$32 Universal Parks parking
$95 Universal Parks ECV rental
$808 Disney admission tickets; four days for one person and one day for the other
$65 Disney World ECV rental for one day

$2,795 total

The above total does not include Lightning Lane, and most park meals and airport meals.
 
May 2025 trip expenses for two adults:

$293 both plane tickets, including luggage (Southwest Airlines with Companion Pass)
$58 airport parking
$10 tips for the airport parking shuttle driver
$390 car rental
$0 Stay at a DVC resort with our points, so maybe it is sort of free? 😊
$180 groceries for the DVC resort
$210 Sea World admission
$110 Sea World ECV rental
$35 Sea World parking
$85 Sea World pre-paid food festival credits
$424 Universal Parks one day, two-park admission tickets
$32 Universal Parks parking
$95 Universal Parks ECV rental
$808 Disney admission tickets; four days for one person and one day for the other
$65 Disney World ECV rental for one day

$2,795 total

The above total does not include Lightning Lane, and most park meals and airport meals.
DVC is sort of free???!!!
:rotfl2:
 












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