Cash or Disney gift card for tweens to spend at WDW?

[Rory607]

We have always done gift cards in the past and helped them keep track of the balance. But I set an AppleCash account for my daughter last year at 13 when she went on a school trip. It has worked well for her in different situations. She and I can both see exactly how much money she has and it’s not charging my card, so she can’t overspend. It’s sort of a nice combination of cash/card. But they have to have a phone for that to work, of course.

My 11 year old does not have a phone yet and likes to see his birthday/Christmas money in cash, lol! I plan to do the same for him when he does get a phone.

 

[tvguy]

Disney gift cards are what my son and daughter in law asked for for our three granddaughters for Christmas to have for a Disneyland trip they took last month. I am not a fan for the very reason they are facing now. They have a little money left on the cards, and if we had given the girls cash, any remaining balance could have been spent somewhere other than Disneyland.

 

[Cfabar1]

For us, being easily able to use the cards, I would do the gift cards…

In fact, I would do it this way:
Assign a daily amount for each kid - say $10, $20, $50, $100, whatever it is
Transfer the amount each day onto their GC using the disney gift cards website.

At the end of the trip, give them in cash a refund of whatever is left - maybe even to encourage saving offer to double it.

Save the gift card balance to cover annual dues or our next Disney trip.

Saves you some money because they’re buying the cash from you at a discount.
Teaches them to have to “save up” and be patient throughout the trip if there’s that “one big thing” they really want. Do they still want it as badly after 4 days have past? When they see how they’ve had to “earn” that money?
Sets clear expectations and responsibilities with money.
If they lose the card, you can transfer the money immediately and not be out anything.

I wouldn’t care about money being left over as it wouldn’t exceed money I know I would spend anyways.