Airmiles Armchair Chatter

[damo]

Just checked my AM account and my BMO shop 3 partners was posted today. (I'm not near my monthly cut off date) Check your account!

Nope. Why do I get the feeling that I'm not getting it? My three transactions have been done since last week. I did Metro, Rexall and Sobeys and they have all posted to my account.

 

[ottawamom]

I had my three done by Sept 7. So it took about two weeks after I was done to post to my account.

 

[tinkerone]

Oh my the saga continues.
Today the Canada post lady rings the bell. She wanted to let us know that she was approached by a guy who said he was waiting for a parcel,,,,he show some form of ID similar in spelling to my sons name,,with our address. She gave him the parcel.She felt it strange that he kind of took off running to car and sped off. Then she remembers that she went to school with one of my sons and that he is white. The man who approached her was black.
So she came to tell us. My son logs onto his bank account and YEP $459.00 KOBO phone charge. Someone used his card online to order a phone.
So wherever I got skimmed he probably did too or RBC has a BIGGER problem than they are saying. His card is cancelled.
I am filling a police report tomorrow as this is just tooooo freaking close to home. I spoke with a police officer and this is a regular occurance.
I cancelled two credit cards today and I set alert on all my accounts.
Advise--check accounts and set alerts,,
Hugs Mel

This is not to scare you however you should do a credit check through Equifax or one of the other credit bureau forums. This will let you know if any one has applied for anything else.
About 12 years ago something similar happened to my son. He got a bill in the mail from one of the mobile phone companies, I can't remember which one, and the bill was sent to our address. As he was not living here at the time I called him and asked if he wanted me to drop it off. Turns out he never had a phone with this company. It was purchased in his name, using his credit and information, our address. He contacted the phone company and put a stop on it but it took tons of paper work. That was just the beginning. This person, or persons, took out a loan at one of the credit unions near where we live, got a check for the loan and went to a payday loan store to cash it. Then they went to Future shop in Scarborough and bought a ton of stuff. A few other things happened as well. When all was said and done the total of the fraud exceeded $25,000. The one saving grace to it all was that the credit union actually kept copies of all this persons information. He had made up a pay stub from the company my son actually worked at. He had a sin card in his name and a drivers licence. The person was African American. My son is not. That help clear up the companies who did not want to believe it was not him.
My son put a alert on his credit bureaus, any time there was a hit he was to be notified. There has been no issues since.
My point is to be aware, head it off as soon as you can and by contacting the CB you may help prevent any further issues. They will know if anyone has applied for any other credit in his name, or yours for that matter.

 

[Days In the Sun]

Nope. Why do I get the feeling that I'm not getting it? My three transactions have been done since last week. I did Metro, Rexall and Sobeys and they have all posted to my account.

My last one was Sept 10 and I haven't received any miles, other than the monthly BMO miles.

 

[tinkerone]

My last one was Sept 10 and I haven't received any miles, other than the monthly BMO miles.

Did you get the email offer? I'm wondering if it was targeted after all. My statement cut off was the 14th and I did get them however I also got the email offer.

 

[mort1331]

Oh my the saga continues.
Today the Canada post lady rings the bell. She wanted to let us know that she was approached by a guy who said he was waiting for a parcel,,,,he show some form of ID similar in spelling to my sons name,,with our address. She gave him the parcel.She felt it strange that he kind of took off running to car and sped off. Then she remembers that she went to school with one of my sons and that he is white. The man who approached her was black.
So she came to tell us. My son logs onto his bank account and YEP $459.00 KOBO phone charge. Someone used his card online to order a phone.
So wherever I got skimmed he probably did too or RBC has a BIGGER problem than they are saying. His card is cancelled.
I am filling a police report tomorrow as this is just tooooo freaking close to home. I spoke with a police officer and this is a regular occurance.
I cancelled two credit cards today and I set alert on all my accounts.
Advise--check accounts and set alerts,,
Hugs Mel

That sucks..sorry your going thru this..but yes get a check on the credit and let them know that this happened..get a copy of the police report as well to back up the story

 

[isabellea]

Oh my the saga continues.
Today the Canada post lady rings the bell. She wanted to let us know that she was approached by a guy who said he was waiting for a parcel,,,,he show some form of ID similar in spelling to my sons name,,with our address. She gave him the parcel.She felt it strange that he kind of took off running to car and sped off. Then she remembers that she went to school with one of my sons and that he is white. The man who approached her was black.
So she came to tell us. My son logs onto his bank account and YEP $459.00 KOBO phone charge. Someone used his card online to order a phone.
So wherever I got skimmed he probably did too or RBC has a BIGGER problem than they are saying. His card is cancelled.
I am filling a police report tomorrow as this is just tooooo freaking close to home. I spoke with a police officer and this is a regular occurance.
I cancelled two credit cards today and I set alert on all my accounts.
Advise--check accounts and set alerts,,
Hugs Mel

This is not to scare you however you should do a credit check through Equifax or one of the other credit bureau forums. This will let you know if any one has applied for anything else.
About 12 years ago something similar happened to my son. He got a bill in the mail from one of the mobile phone companies, I can't remember which one, and the bill was sent to our address. As he was not living here at the time I called him and asked if he wanted me to drop it off. Turns out he never had a phone with this company. It was purchased in his name, using his credit and information, our address. He contacted the phone company and put a stop on it but it took tons of paper work. That was just the beginning. This person, or persons, took out a loan at one of the credit unions near where we live, got a check for the loan and went to a payday loan store to cash it. Then they went to Future shop in Scarborough and bought a ton of stuff. A few other things happened as well. When all was said and done the total of the fraud exceeded $25,000. The one saving grace to it all was that the credit union actually kept copies of all this persons information. He had made up a pay stub from the company my son actually worked at. He had a sin card in his name and a drivers licence. The person was African American. My son is not. That help clear up the companies who did not want to believe it was not him.
My son put a alert on his credit bureaus, any time there was a hit he was to be notified. There has been no issues since.
My point is to be aware, head it off as soon as you can and by contacting the CB you may help prevent any further issues. They will know if anyone has applied for any other credit in his name, or yours for that matter.

OMG!!!! My friend had her identity stollen many years ago. In fact, she was the first person in Canada to convince the government to issue her a new SIN number for that reason because it had gotten really bad. Like Tinkerone wrote, it's important place a flag at Equifax and TransUnion when identity theft is suspected. You can get a copy of your credit file for free by mail (to get it more quickly or to get your credit score you need to pay) from both credit companies!

 

[Days In the Sun]

Did you get the email offer? I'm wondering if it was targeted after all. My statement cut off was the 14th and I did get them however I also got the email offer.

I did, sort of. I received my September airmiles newsletter and it was in there. Just checked in husband's September newsletter and it isn't mentioned, he doesn't have a BMO card.

 

[Cinderella6174]

I went to Rexall yesterday and they had the large lindt bars which had a $5 off coupon on them. THey were regularly $9.99 so I picked up two and let my DD get a white chocolate kitkat (Someone here had recommended getting chocolate, love it!)
Then I get to the cashier and the bars ring in at 6.99 and then the cashier took the $5 off. So giant chocolate bar for $1.99!! SO I got 4

AND I got 20 AM, don't know why but hey, I'll take it!

 

[Cinderella6174]

Oh my the saga continues.
Today the Canada post lady rings the bell. She wanted to let us know that she was approached by a guy who said he was waiting for a parcel,,,,he show some form of ID similar in spelling to my sons name,,with our address. She gave him the parcel.She felt it strange that he kind of took off running to car and sped off. Then she remembers that she went to school with one of my sons and that he is white. The man who approached her was black.
So she came to tell us. My son logs onto his bank account and YEP $459.00 KOBO phone charge. Someone used his card online to order a phone.
So wherever I got skimmed he probably did too or RBC has a BIGGER problem than they are saying. His card is cancelled.
I am filling a police report tomorrow as this is just tooooo freaking close to home. I spoke with a police officer and this is a regular occurance.
I cancelled two credit cards today and I set alert on all my accounts.
Advise--check accounts and set alerts,,
Hugs Mel

That is terrifying. I'm so sorry you have to deal with this. It's terrible that it's a 'regular occurence'

 

[bababear_50]

OMG!!!! My friend had her identity stollen many years ago. In fact, she was the first person in Canada to convince the government to issue her a new SIN number for that reason because it had gotten really bad. Like Tinkerone wrote, it's important place a flag at Equifax and TransUnion when identity theft is suspected. You can get a copy of your credit file for free by mail (to get it more quickly or to get your credit score you need to pay) from both credit companies!

This is not to scare you however you should do a credit check through Equifax or one of the other credit bureau forums. This will let you know if any one has applied for anything else.
About 12 years ago something similar happened to my son. He got a bill in the mail from one of the mobile phone companies, I can't remember which one, and the bill was sent to our address. As he was not living here at the time I called him and asked if he wanted me to drop it off. Turns out he never had a phone with this company. It was purchased in his name, using his credit and information, our address. He contacted the phone company and put a stop on it but it took tons of paper work. That was just the beginning. This person, or persons, took out a loan at one of the credit unions near where we live, got a check for the loan and went to a payday loan store to cash it. Then they went to Future shop in Scarborough and bought a ton of stuff. A few other things happened as well. When all was said and done the total of the fraud exceeded $25,000. The one saving grace to it all was that the credit union actually kept copies of all this persons information. He had made up a pay stub from the company my son actually worked at. He had a sin card in his name and a drivers licence. The person was African American. My son is not. That help clear up the companies who did not want to believe it was not him.
My son put a alert on his credit bureaus, any time there was a hit he was to be notified. There has been no issues since.
My point is to be aware, head it off as soon as you can and by contacting the CB you may help prevent any further issues. They will know if anyone has applied for any other credit in his name, or yours for that matter.

I just went for a walk with my son and we agreed that he will contact the phone company and we will do a credit check tomorrow.
Thanks everyone for your advice.
Hugs Mel

 

[Donald - my hero]

Did you get the email offer? I'm wondering if it was targeted after all. My statement cut off was the 14th and I did get them however I also got the email offer.

I did, sort of. I received my September airmiles newsletter and it was in there. Just checked in husband's September newsletter and it isn't mentioned, he doesn't have a BMO card.

I didn't get the email on either account.
The September newsletter has the offer for the account that is attached to the MC account. When i sign into the account that's connected to the MC i see this offer as a banner *sometimes* . AND one last place it shows up on one account but not the other is at the very bottom of the page if you go follow this long route: Earn Miles, Where to Earn, Sponsor Type: Payment option
I won't know for several weeks though since i still need to complete the 3 transactions!

**ETA i keep seeing it pop up in my FaceBook newsfeed AND now oddly, as sponsored ads in my Messenger app and those have no way of knowing that i have either AM or MC

 

[Donald - my hero]

Can i just jump into this conversation without quoting everyone else:

Mel -- THIS SUCKS but you nothing you did (or didn't do) has any connection to the actual compromising of your accounts. My mom went thru something similar to the above story of getting a new card, screwing with her balance once they established they had the actual account changed her PIN, passwords and created a huge mess. They did it in downtown Toronto on a long weekend -- walked into an RBC branch at closing on Friday and somehow convinced the staff they forgot the PIN. By the time Tuesday rolled around what a mess. Mom hadn't been to TO for years, this is a card that never leaves her desk and is only used for 2 automatic withdrawals. She is still trying to puzzle "how did they know to get MY card" LONG winded way of saying -- if someone wants to get something, they'll find a way to do it <sigh>

You can get an alert attached to any of your accounts -- hubby gets an email when anything over $100 happens on any of our cards and our bank account. MC even froze our cards after mine was used to pay for a (get this) $25,000 ski trip to Switzerland and a $500 worth of dog food (that must be some big dog!) within 15 minutes. Deep breathing is made for days like this -- as is big comfy jammies and some serious junk tv!

 

[Days In the Sun]

I just went for a walk with my son and we agreed that he will contact the phone company and we will do a credit check tomorrow.
Thanks everyone for your advice.
Hugs Mel

I just wanted to say hang in there. It happened to me with one credit card many years ago. In the end they tracked it to a gas station across from Disney Springs that I filled up at late at night. I still remember the young guy. There was no fraud on my card until over a year later where I was charged at a porn shop and a $5k international flight. Credit card company was great about it and looked after it after a bit of paperwork.

Need to add another one, I was picking up daughter at Guelph University a few years ago, doing a bit of shopping with her in Guelph and someone was driving and purchasing giftcards (Niagara, St. Catharines, Stoney Creek, Woodstock, St. Thomas, Windsor) at the same time I was using it in Guelph. Mastercard caught on around Woodstock and called us. Another painless fix by the credit card company.

 

[ottawamom]

Mel, again, so sorry. After reading all this I am going to log into my CC and set up alerts on all my cards again. I'll lower the amounts.

 

[Days In the Sun]

Did you get the email offer? I'm wondering if it was targeted after all. My statement cut off was the 14th and I did get them however I also got the email offer.

Ok, I think my offer is messed up. I did the three required transactions, spent $107 so when the airmiles posted, the "BMO no fee coalition" line should have been for 5 airmiles and I only received 2. I have Rona, Lowes and two Staples purchases posted to BMO mastercard. So either Rona didn't work because the line says Quebec or Staples because it was delivery. I think it was Staples that is messed up. Regardless, I think I'm going shopping!

 

[hdrolfe]

My recall load and go is spend 60 get 60 airmiles Monday to Thursday. So I will be holding off shopping until Monday. And spending 60 instead of 50.

I did get the 500 AM post. I did get the email and my purchases were done before Spet 7th from what I remember.

My computer is dying a power won't connect death so I am getting a new one through TSC. I did it through ebates instead of airmiles shop, would have been 35 airmiles or $21. I may try to get the old one fixed but I imagine it isn't worth it. Kiddo thinks he needs one though I'm not sure why.

Mel - sorry to hear that it continues. Hopefully things get sorted out easily.

 

[ilovetotravel1977]

My DH had his credit card number stolen as well. He plays online computer games and it came from that. Totally not surprised by that one! He had a second occurrence with eBay. He had to change all of his passwords, delete any payment info from any of those type of websites. I never let my computer save any usernames/passwords when it comes to banking/shopping.

Anyways, he signed up for free credit alerts for 1 year with RBC and he hasn't had an issue since. Every time I use his debit card, I always tell him as he has a heightened awareness for odd purchases now.

 

[kerreyn]

Oh my the saga continues.
Today the Canada post lady rings the bell. She wanted to let us know that she was approached by a guy who said he was waiting for a parcel,,,,he show some form of ID similar in spelling to my sons name,,with our address. She gave him the parcel.She felt it strange that he kind of took off running to car and sped off. Then she remembers that she went to school with one of my sons and that he is white. The man who approached her was black.
So she came to tell us. My son logs onto his bank account and YEP $459.00 KOBO phone charge. Someone used his card online to order a phone.
So wherever I got skimmed he probably did too or RBC has a BIGGER problem than they are saying. His card is cancelled.
I am filling a police report tomorrow as this is just tooooo freaking close to home. I spoke with a police officer and this is a regular occurance.
I cancelled two credit cards today and I set alert on all my accounts.
Advise--check accounts and set alerts,,
Hugs Mel

I'm sorry Mel - this is such and invasion, and such a pain! My cc was compromised a couple of years ago, some one buying car parts in New Jersey and another purchase for toys in Miami. After that, I set up alerts as well.

 

[alohamom]

@bababear_50 I think it is one thing to have your card compromised but another all together to have someone come to your street and wait for a package. Mel, I am so sorry this is happening to you and your family. That is so bold. We have had our cars broken into a couple of times and I remember feeling so uneasy afterwards. Good thing your postal person realized what happened and told you. We have also had our cards compromised while travelling and we now have alerts set and low limits. Eventually everything will be back to normal for you but in the mean time - HUGS coming at ya!!!!