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  1. Jen and Ashwin

    Debt Dumpers 2021

    I know, guys. It is hard for me to believe too. Time has really just gone so fast. I am starting to have to think seriously about our plans for next year. Based on DD's age, she could do Young 5's or go into Kindergarten. The pre-K staff has already told me that they think she will be fully...
  2. Jen and Ashwin

    Debt Dumpers 2021

    Happy early birthday. Mine is next week and we don't have anything planned. DH will probably buy me a cake and flowers, but we are still mostly laying low due to COVID. Ensuring my kids are healthy and can keep going to daycare is a top priority for us, so outside of our Hawaii/Disneyland trip...
  3. Jen and Ashwin

    Debt Dumpers 2021

    Thanks everyone for the well wishes. I am really excited for a new job. I have worked on data privacy legal issues almost exclusively for about 5 years, but not as much on the security side, so I am really excited to add that to my skill set. When I was going through the interview process, I was...
  4. Jen and Ashwin

    Debt Dumpers 2021

    I hope everyone has been well. Some big news for me! If you all remember, I was working with a career coach and decided to start looking for a new job. Well, I am switching jobs! I gave my 2 weeks notice last Wednesday, so my last day at my current job will be this coming Tuesday. My boss has...
  5. Jen and Ashwin

    Debt Dumpers 2021

    There may be opportunities even if she is younger. I started babysitting at age 11 and I got a job through the park service when I was 14. When I was 16 I started working at Sylvan Learning Center and worked there throughout the rest of high school. I just really liked working and making some of...
  6. Jen and Ashwin

    Debt Dumpers 2021

    I just spent a bunch of money on 4-day park hopper Disneyland tickets for 3. Our October dates just opened up for park reservations and DL is opening to non-residents on Tuesday, so I felt comfortable booking our tickets. I am so excited to stay at the Grand Californian. It was a risk to book...
  7. Jen and Ashwin

    Debt Dumpers 2021

    My daughter is 3, so no chance she could pay for the repair. It was definitely an unintended accident. She instantly said, "Oops mommy, I just spilled your water. I am so sorry." She ran and got a towel and helped me wipe everything up. Then later that night, after I had taken the laptop to be...
  8. Jen and Ashwin

    Debt Dumpers 2021

    Well, an unexpected expense popped up yesterday. My daughter dropped a cup of water on my laptop and it stopped responding. I was trying to hold off on replacing it until the next generation of Macbook Airs come out, so I decided to take it somewhere to get serviced. They were able to get it...
  9. Jen and Ashwin

    Debt Dumpers 2021

    This is exactly how DH and I got our new phones, but on phones they let you pay over 24 months. I like buying an unlocked iPhone direct from Apple because I never have to worry about wanting to switch providers since the unlocked phone supports any of them.
  10. Jen and Ashwin

    Debt Dumpers 2021

    My legal field is really niche, so I am not sure if I could find anything locally that I would feel was a progression in my career. But I am willing to move pretty much nationwide, especially if tech jobs are better in the area we move so my husband has more prospects as well. My ideal job would...
  11. Jen and Ashwin

    Debt Dumpers 2021

    My organization is divided into 5 regional centers and a national office. The national director would likely make the final decision, but my boss, the director for our regional center, will likely have a very large influence on who her replacement would be, I imagine. And as far as holding a...
  12. Jen and Ashwin

    Debt Dumpers 2021

    I applied for a job this weekend. The posting had been up for quite a while so I anticipate that they have likely already chosen someone for the position, but it seemed like an exciting opportunity so I decided, why not. Though I don't love the job location (CA bay area), it would be an amazing...
  13. Jen and Ashwin

    Debt Dumpers 2021

    My husband and I used to be on my parent's family plan, but we had payment sent to them automatically for our portion, so it was more about cost savings over anything. But then we decided to finally look into getting our own plan because our service wasn't great in our area. We switched to...
  14. Jen and Ashwin

    Debt Dumpers 2021

    I had a similar experience about 11 years ago. My car had an error light on and I took it to the dealer 3 times and they never fixed it. I gave them a suggestion about what I thought was wrong and they said that wasn't the problem. When I went to visit my parents for Thanksgiving that year, I...
  15. Jen and Ashwin

    Debt Dumpers 2021

    Condolences on your father's passing. May his memory always be a blessing.
  16. Jen and Ashwin

    Debt Dumpers 2021

    One of my life goals is to pay my kid's college expenses. At least undergraduate, but hopefully graduate school as well if they choose to continue on. We have been saving monthly in 529 accounts for each kid since birth and plan to increase the monthly savings once they are no longer in...
  17. Jen and Ashwin

    Debt Dumpers 2021

    I have always been quite a saver. The money that I put down on my house included money that I saved from birthdays, holidays, my bat mitzvah, and high school, college and law school graduation gifts. I also had some sort of job since I was 11, except for my first year of law school because...
  18. Jen and Ashwin

    Debt Dumpers 2021

    I put down 20% on my house because I did not want to pay PMI. I saved really aggressively once I finished college and started working. Probably close to 50% of my income. It was just me and I didn't really need that much, so I was able to keep expenses low. I specifically rented in a cheaper...
  19. Jen and Ashwin

    Debt Dumpers 2021

    Just be sure to have whatever you get checked out for structural integrity. Look for any wood rot and rust. Have welding checked. Have the roof condition evaluated. It will cost a lot if you have to do major structural repairs. We purchased an all-aluminum trailer with only wood composite to...
  20. Jen and Ashwin

    Those using swagbucks ???

    Mine went pending right away. And I only deposited $2, so it was a $38 earn. I deleted the app right after it went pending and it credited without any issues.
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