mrsap
DIS Veteran
- Joined
- Apr 30, 2012
Last edited:
•The Official COPPER CREEK VILLAS & CABINS Owners & Lovers Group•
- Thread starter mrsap
- Start date
kmc8826
DIS Veteran
- Joined
- Jan 7, 2017
After researching DVC and especially resale the last couple months I am considering buying direct into CCV. I've always loved WL! My main hangup right now with it is the high annual fees compared to BLT which I've also looked into. Do the high fees bother any of you? Any rumors of them going down?
- Joined
- Oct 24, 2003
Dues are definitely an ongoing expense and unfortunately, when Sir Isaac Newton said "What goes up must come down", he wasn't speaking as a DVC dues paying member. Since DVC is a relatively large expenditure, most members purchase the resort they most wish to stay at, rather than the cheapest available in order to avoid disappointment. The trade off is sometimes higher dues payments.
mrsap
DIS Veteran
- Joined
- Apr 30, 2012
They do not bother us because we wanted to buy at CCV! As soon as my DH and I decided to buy DVC, we knew that would be our first purchase! Funny, the dues actually did go down a tiny bit (predicted numbers ended up being a bit more than what we were originally expecting to pay.) Not sure how long they’ll stay that way, though. If there’s one thing that could help justify the purchase of CCV over BLT, is it has 8 years more on its contract! Good luck deciding!
Roxyfire
Is butter a carb?
- Joined
- Jul 1, 2015
Dues will never go down year to year. But there are times where the taxes are estimated higher than they actually end up being. In that case, a credit is applied to the next year. See this article from dvc news: https://www.dvcnews.com/index.php/d...s-issued-for-dvc-resorts-at-walt-disney-world
KAT4DISNEY
Glad to be a test subject
- Joined
- Mar 17, 2008
Have you looked at the overall cost of the rooms? ie, the points required for the room you would stay in multiplied times the dues? At BLT you can't count on getting standard view - that's very popular and often books up right at 11 months. So it's best to budget for Lakeview category at least which requires more points than the corresponding CCV rooms.
When I first looked into buying at CCV, the dues was a factor. However seeing a complete tour, I realized it was worth the high dues. For a very long time I had planned on resale, but looking at all that was important to me, that was not the direction for me. I just had my first stay at CCV and i realized it was the best decision I made and plan to stay there all the time. My advise, take a tour at CCV and decide if it’s worth it for you.
DenLo
DIS Veteran
- Joined
- Jun 3, 2009
Of course the high annual dues bother me. However, we wanted to own at Wilderness Lodge and prefer to have rooms in the lodge itself. We do own at BLT which is great for Magic Kingdom, but wanted the ambiance at CCV for the holidays. Keep in mind that every year since it opened BLT has had some of the highest increases in dues. So it might not have the lower priced dues forever.
shairpdrh
DIS Veteran
- Joined
- Aug 7, 2014
We don't love the high dues, but we really wanted the location. We bought a small contract to start so we weren't too shocked by the price of dues per year. We really just love the lodge and wanted to own in the main building (my husband's only real request for our first purchase). I agree with @DenLo about looking at the total cost of the number of points you need for a typical stay. We didn't love the Contemporary, so BLT wasn't a top choice for us, but I am looking forward to trying it out in Nov.
KAT4DISNEY
Glad to be a test subject
- Joined
- Mar 17, 2008
I went ahead and calculated what the difference would be in Dream season. For 7 nights a BLT Lakeview studio is 141 points * 5.92 = 834.72. For 7 nights at CCV the studio would be 120 points * 7.26 = $871.20. It's a $36.48 difference for the entire week or an extra $5.21 per night for the CCV studio.
Of course no guarantees on where annual dues will go. BLT could shoot up and CCV stagnate. Or vice versa. And the difference will vary between seasons I'm sure but just an example that it may not be as different as it seems and you have to look at the room point requirements also to get the full picture.
kmc8826
DIS Veteran
- Joined
- Jan 7, 2017
Thanks everyone. @lauraf your journey sounds a lot like what I have been going through. We are in WDW now and did the Saratoga Springs tour yesterday. We are going to check out BLT tonight and then go to WL Wednesday night. Despite the fact that I didn't like my guide (maybe that's normal) I am pretty sure we are going to buy in for CCV. There are so many factors directing it into being the best choice. Just dues and the fact one bedroom doesn't sleep 5 (we are family of 5) are the only negatives. I really appreciate everyone's input.
mrsap
DIS Veteran
- Joined
- Apr 30, 2012
You definitely need to consider and keep in mind that CCV doesn’t sleep 5 (Studio OR 1 BR!) You would need to stay in a 2 BR each trip just to accommodate all 5. If that’s not an issue, then I’d say go for it!!!!
KAT4DISNEY
Glad to be a test subject
- Joined
- Mar 17, 2008
I'd consider the 1BR not sleeping 5 as the biggest thing to consider. For CCV that would mean going to a 2BR and the comparison to a 1BR at BLT is going to put it way ahead financially. But sometimes to cost to stay where you really want is a bigger factor.
In comparing during Dream season again: 1BR's are easier to get so that could be a strong possibility at BLT - 250 pts *5.92 =$1480. Or the lakeview 1BR would be 275 * 5.92 $1628. At CCV you'd need a 2BR - 318 points * $2308 or $118/night more than the BLT standard 1BR or $97/night more than a BLT Lakeview 1BR. A standard view 2BR is almost identical in point requirements to CCV at 317 and while difficult to book, if you did get it, would be the cheaper of 2BR's between the locations. The 2BR at CCV or gives the kids a bedroom of their own vs sleeping in the living area of a 1BR at BLT.
Dean Marino
DIS Veteran
- Joined
- Jun 3, 2015
Having seen posts concerning DVC dues, vs Main Hotel rental costs? Must post our experience.
DVC will require a buy in of close to $30,000 CASH. Finance it? You are dead. Have the cash.
Having tracked our initial buy in, vs Main Hotel DISCOUNT rates, over a 6 year period?
My dear wife and I will exceed BREAK EVEN after 6 years, vs DISCOUNTED WL main hotel rooms. That means that our initial investment of about $28000 CASH has been paid back. We start to clear close to $4000 per year after break even, NOV 2018.
So - key elements?
1) BUY where you want to STAY. Ignore that "7 month" myth.
2) CASH. DO NOT FINANCE
3) Given 1) and 2) - OUR room costs per night at the WL will be about $120. Check discounted rack. We win..... about 25% of discounted rack, until the contract ends (we would be 90, at this point).
We are personally VERY happy with DVC
. Took about 6 years to recover initial investment. At 5% increases per year, based on Rack? We made out like bandits, vs a 0.02% bank .
Edit: Must add that we did this during a period of ZERO INTEREST from banks. We lost nothing. Given higher inflation? This may not be for YOU.
DVC will require a buy in of close to $30,000 CASH. Finance it? You are dead. Have the cash.
Having tracked our initial buy in, vs Main Hotel DISCOUNT rates, over a 6 year period?
My dear wife and I will exceed BREAK EVEN after 6 years, vs DISCOUNTED WL main hotel rooms. That means that our initial investment of about $28000 CASH has been paid back. We start to clear close to $4000 per year after break even, NOV 2018.
So - key elements?
1) BUY where you want to STAY. Ignore that "7 month" myth.
2) CASH. DO NOT FINANCE
3) Given 1) and 2) - OUR room costs per night at the WL will be about $120. Check discounted rack. We win..... about 25% of discounted rack, until the contract ends (we would be 90, at this point).
We are personally VERY happy with DVC
. Took about 6 years to recover initial investment. At 5% increases per year, based on Rack? We made out like bandits, vs a 0.02% bank .Edit: Must add that we did this during a period of ZERO INTEREST from banks. We lost nothing. Given higher inflation? This may not be for YOU.
We are a family of five as well. I only bought 200 for now, and plan for more later. I do not like studios and have other family and friends join us at times. I look forward to a two bedroom once our 5th turns three. They have a tour at CCV and recommend that one. Get another guide, mine was ok but wish I had done that. I think once you tour CCV, it will solidify your decision. It’s a lot of money so make sure you don’t have any doubts.
shairpdrh
DIS Veteran
- Joined
- Aug 7, 2014
So exciting exploring the options! We disliked our first guide, so we got a new one (in case you want to explore that option, we just had to request the change). We are only a family of 3, so we didn't have to consider the room capacity issue. I think that is a big thing to consider about the different resorts. When we travel with a larger group, we would always want a 2-bedroom because we would be with my parents or friends. With a larger family, we might have considered another resort with a studio or 1-bedroom option for 5. Good luck as you decide!
kmc8826
DIS Veteran
- Joined
- Jan 7, 2017
Thanks again guys. I feel like I have hijaked this thread temporarily and am sorry! Another random question about it though. We have AP’s now and will for foreseeable future. Can we bring bedding for a 5th person and stay in the one bedroom or is that forbidden? Guide said it had to do with magic band. Seems to me it would be a fire code/space issue. I don’t know we would do that but just trying to have all options on table. But don’t want to break rules. Thanks.
KAT4DISNEY
Glad to be a test subject
- Joined
- Mar 17, 2008
CCV is a hard occupancy of 4 in the 1BR's. You would not be allowed to have 5 listed on the reservation so that means no ME for the 5th person, no early entry etc. It would be against the rules to have the 5th.
Some locations do allow it but not CCV.
Henwen88
Mouseketeer
- Joined
- Dec 15, 2012
Correct me if I'm wrong, but I believe the dues DID actually go down between initial announced dues and what we paid in Jan 18. Cannot access my statements at the moment, but I remember being pleasantly surprised. (everything else went up though.... look at past percentages of rate increase...that ~5% yearly increase kinda scared me off of BLT).
- Joined
- Oct 24, 2003
What went down was the estimated property taxes. Property taxes are estimated in the dues statements and sometimes they overestimate and sometimes they underestimate. Adjustments are made the following year and in this case we received a credit for the overestimation of taxes.
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